<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-KSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> SEP-30-2000
<CASH> 2,775
<INT-BEARING-DEPOSITS> 799
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 29
<INVESTMENTS-CARRYING> 8,410
<INVESTMENTS-MARKET> 8,237
<LOANS> 40,546
<ALLOWANCE> 229
<TOTAL-ASSETS> 60,046
<DEPOSITS> 53,471
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1,087
<LONG-TERM> 0
0
0
<COMMON> 1,699
<OTHER-SE> 3,788
<TOTAL-LIABILITIES-AND-EQUITY> 60,046
<INTEREST-LOAN> 3,125
<INTEREST-INVEST> 890
<INTEREST-OTHER> 58
<INTEREST-TOTAL> 4,073
<INTEREST-DEPOSIT> 1,502
<INTEREST-EXPENSE> 1,558
<INTEREST-INCOME-NET> 2,515
<LOAN-LOSSES> 47
<SECURITIES-GAINS> 1
<EXPENSE-OTHER> 1,984
<INCOME-PRETAX> 855
<INCOME-PRE-EXTRAORDINARY> 855
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 521
<EPS-BASIC> 1.26
<EPS-DILUTED> 1.25
<YIELD-ACTUAL> 4.57
<LOANS-NON> 155
<LOANS-PAST> 229
<LOANS-TROUBLED> 229
<LOANS-PROBLEM> 229
<ALLOWANCE-OPEN> 175
<CHARGE-OFFS> 1
<RECOVERIES> 8
<ALLOWANCE-CLOSE> 229
<ALLOWANCE-DOMESTIC> 229
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 21
</TABLE>