<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> JUN-30-2000
<CASH> 1,858
<INT-BEARING-DEPOSITS> 512
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 21
<INVESTMENTS-CARRYING> 21
<INVESTMENTS-MARKET> 21
<LOANS> 41,412
<ALLOWANCE> 211
<TOTAL-ASSETS> 59,962
<DEPOSITS> 53,645
<SHORT-TERM> 0
<LIABILITIES-OTHER> 974
<LONG-TERM> 0
0
0
<COMMON> 1,698
<OTHER-SE> 3,645
<TOTAL-LIABILITIES-AND-EQUITY> 59,962
<INTEREST-LOAN> 2,318
<INTEREST-INVEST> 675
<INTEREST-OTHER> 43
<INTEREST-TOTAL> 3,036
<INTEREST-DEPOSIT> 1,089
<INTEREST-EXPENSE> 50
<INTEREST-INCOME-NET> 1,139
<LOAN-LOSSES> 28
<SECURITIES-GAINS> 1
<EXPENSE-OTHER> 1,519
<INCOME-PRETAX> 629
<INCOME-PRE-EXTRAORDINARY> 629
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 387
<EPS-BASIC> .94
<EPS-DILUTED> .93
<YIELD-ACTUAL> 4.62
<LOANS-NON> 239
<LOANS-PAST> 239
<LOANS-TROUBLED> 239
<LOANS-PROBLEM> 239
<ALLOWANCE-OPEN> 175
<CHARGE-OFFS> 1
<RECOVERIES> 2
<ALLOWANCE-CLOSE> 211
<ALLOWANCE-DOMESTIC> 211
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 211
</TABLE>