SECURITY NATIONAL BANK OF SO DAK
13F-HR, 2000-10-23
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                            UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C.  20549

                                    FORM 13F

                               FORM 13F COVER PAGE

REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/29/00

CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.):  ( ) IS A RESTATEMENT.
                                   ( ) ADDS NEW HOLDINGS ENTRIES

INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:

NAME:    Security National Bank
ADDRESS: 601 Pierce St
         P.O. Box 147
         Sioux City, IA 51101

THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.


PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:

NAME:     Jeanette Wendt
TITLE:    Ass't Vice President
PHONE:    (712)277-6749
SIGNATURE,PLACE,AND DATE OF SIGNING:

    Jeanette Wendt                 Sioux City, IA           10/4/00


REPORT TYPE (CHECK ONLY ONE.):

( X)        13F HOLDINGS REPORT

(  )        13F NOTICE

(  )        13F COMBINATION REPORT


LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
  NONE


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
                              FORM 13F SUMMARY PAGE


REPORT SUMMARY:

NUMBER OF OTHER INCLUDED MANAGERS:        0

FORM 13F INFORMATION TABLE ENTRY TOTAL:     99

FORM 13F INFORMATION TABLE VALUE TOTAL:              $37,504
<PAGE>
<TABLE>                          <C>                                                <C>
                                                                FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X1000)  PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

A T & T CORP COMMON            COMMON STOCK     001957109      168     5723 SH       DEFINED                5723        0        0
A T & T CORP COMMON            COMMON STOCK     001957109      130     4433 SH       OTHER                  4433        0        0
ABBOTT LABORATORIES            COMMON STOCK     002824100      162     3400 SH       DEFINED                3400        0        0
ABBOTT LABORATORIES            COMMON STOCK     002824100      143     3000 SH       OTHER                  3000        0        0
AGILENT TECHNOLOGIES INC       COMMON STOCK     00846U101      184     3751 SH       DEFINED                3751        0        0
AGILENT TECHNOLOGIES INC       COMMON STOCK     00846U101       52     1072 SH       OTHER                  1072        0        0
AMERICAN EXPRESS CO COM        COMMON STOCK     025816109      479     7890 SH       DEFINED                7890        0        0
AMERICAN HOME PRODS CORP COM   COMMON STOCK     026609107      749    13248 SH       DEFINED               13248        0        0
AMERICAN HOME PRODS CORP COM   COMMON STOCK     026609107      218     3850 SH       OTHER                  3850        0        0
AMERICAN INTL GROUP INC        COMMON STOCK     026874107      580     6060 SH       DEFINED                6060        0        0
AMERICAN INTL GROUP INC        COMMON STOCK     026874107      115     1203 SH       OTHER                  1203        0        0
BERKSHIRE HATHAWAY INC DEL CL  COMMON STOCK     084670207      236      114 SH       DEFINED                 114        0        0
BERKSHIRE HATHAWAY INC DEL CL  COMMON STOCK     084670207       62       30 SH       OTHER                    30        0        0
BP AMOCO PLC SPONSORED ADR     COMMON STOCK     055622104     1171    22093 SH       DEFINED               22093        0        0
BP AMOCO PLC SPONSORED ADR     COMMON STOCK     055622104      328     6196 SH       OTHER                  6196        0        0
BRISTOL-MYERS SQUIBB CO        COMMON STOCK     110122108     1415    24774 SH       DEFINED               24774        0        0
BRISTOL-MYERS SQUIBB CO        COMMON STOCK     110122108      473     8280 SH       OTHER                  8280        0        0
CISCO SYS INC                  COMMON STOCK     17275R102      391     7076 SH       DEFINED                7076        0        0
CITIGROUP INC                  COMMON STOCK     172967101      448     8286 SH       DEFINED                8286        0        0
CITIGROUP INC                  COMMON STOCK     172967101      137     2533 SH       OTHER                  2533        0        0
COCA COLA CO COM               COMMON STOCK     191216100      775    14065 SH       DEFINED               14065        0        0
COCA COLA CO COM               COMMON STOCK     191216100      526     9541 SH       OTHER                  9541        0        0
CONAGRA, INC. COMMON           COMMON STOCK     205887102      286    14280 SH       DEFINED               14280        0        0
CONAGRA, INC. COMMON           COMMON STOCK     205887102       20     1000 SH       OTHER                  1000        0        0
E M C CORP MASS                COMMON STOCK     268648102      239     2413 SH       DEFINED                2413        0        0
EMERSON ELECTRIC CO            COMMON STOCK     291011104      352     5250 SH       DEFINED                5250        0        0
EMERSON ELECTRIC CO            COMMON STOCK     291011104       54      800 SH       OTHER                   800        0        0
ENRON CORP (FORMERLY INTERNORT COMMON STOCK     293561106      746     8513 SH       DEFINED                8513        0        0
ENRON CORP (FORMERLY INTERNORT COMMON STOCK     293561106      210     2400 SH       OTHER                  2400        0        0
EXXON MOBIL CORP               COMMON STOCK     30231G102      787     8834 SH       DEFINED                8834        0        0
EXXON MOBIL CORP               COMMON STOCK     30231G102      364     4084 SH       OTHER                  4084        0        0
FANNIE MAE                     COMMON STOCK     313586109      265     3700 SH       DEFINED                3700        0        0
GATEWAY INC                    COMMON STOCK     367626108       14      300 SH       DEFINED                 300        0        0
GATEWAY INC                    COMMON STOCK     367626108      496    10600 SH       OTHER                 10600        0        0
GENERAL ELEC CO COM            COMMON STOCK     369604103     2487    43113 SH       DEFINED               43113        0        0
GENERAL ELEC CO COM            COMMON STOCK     369604103      737    12770 SH       OTHER                 12770        0        0
GILLETTE CO COM                COMMON STOCK     375766102      147     4755 SH       DEFINED                4755        0        0
GILLETTE CO COM                COMMON STOCK     375766102       60     1929 SH       OTHER                  1929        0        0
HARLEY DAVIDSON INC            COMMON STOCK     412822108      570    11900 SH       DEFINED               11900        0        0
HARLEY DAVIDSON INC            COMMON STOCK     412822108       24      500 SH       OTHER                   500        0        0
HEWLETT PACKARD CO COMMON      COMMON STOCK     428236103      350     3605 SH       DEFINED                3605        0        0
HEWLETT PACKARD CO COMMON      COMMON STOCK     428236103       34      355 SH       OTHER                   355        0        0
HOME DEPOT INC                 COMMON STOCK     437076102      190     3575 SH       DEFINED                3575        0        0
HOME DEPOT INC                 COMMON STOCK     437076102      318     6000 SH       OTHER                  6000        0        0
HONEYWELL INTL INC COM         COMMON STOCK     438516106      307     8617 SH       DEFINED                8617        0        0
HONEYWELL INTL INC COM         COMMON STOCK     438516106       60     1685 SH       OTHER                  1685        0        0
IBP, INC.                      COMMON STOCK     449223106     1346    73491 SH       DEFINED               73491        0        0
ILLINOIS TOOL WKS INC          COMMON STOCK     452308109      163     2910 SH       DEFINED                2910        0        0
ILLINOIS TOOL WKS INC          COMMON STOCK     452308109       39      698 SH       OTHER                   698        0        0
INTEL CORP                     COMMON STOCK     458140100      533    12832 SH       DEFINED               12832        0        0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK     459200101      570     5069 SH       DEFINED                5069        0        0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK     459200101      398     3540 SH       OTHER                  3540        0        0
JOHNSON & JOHNSON COMMON       COMMON STOCK     478160104      547     5825 SH       DEFINED                5825        0        0
JOHNSON & JOHNSON COMMON       COMMON STOCK     478160104      124     1315 SH       OTHER                  1315        0        0
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107      146     4762 SH       DEFINED                4762        0        0
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107      147     4810 SH       OTHER                  4810        0        0
M & T BANK CORP                COMMON STOCK     55261F104      383      750 SH       DEFINED                 750        0        0
MBIA INC                       COMMON STOCK     55262C100      361     5075 SH       DEFINED                5075        0        0
MBIA INC                       COMMON STOCK     55262C100       70      980 SH       OTHER                   980        0        0
MCDONALDS CORP                 COMMON STOCK     580135101      208     6895 SH       DEFINED                6895        0        0
MCDONALDS CORP                 COMMON STOCK     580135101       57     1875 SH       OTHER                  1875        0        0
MEDTRONIC, INC                 COMMON STOCK     585055106     1140    22000 SH       DEFINED               22000        0        0
MERCK & CO INC COM             COMMON STOCK     589331107      473     6360 SH       DEFINED                6360        0        0
MERCK & CO INC COM             COMMON STOCK     589331107      589     7911 SH       OTHER                  7911        0        0
MICROSOFT CORP                 COMMON STOCK     594918104      426     7069 SH       DEFINED                7069        0        0
MICROSOFT CORP                 COMMON STOCK     594918104      372     6175 SH       OTHER                  6175        0        0
MINNESOTA MNG & MFG CO COM     COMMON STOCK     604059105      392     4300 SH       DEFINED                4300        0        0
MINNESOTA MNG & MFG CO COM     COMMON STOCK     604059105      287     3150 SH       OTHER                  3150        0        0
NOKIA CORP SPONSORED ADR A     COMMON STOCK     654902204      542    13616 SH       DEFINED               13616        0        0
ORACLE CORPORATION             COMMON STOCK     68389X105      547     6945 SH       DEFINED                6945        0        0
PARK NATL CORP                 COMMON STOCK     700658107      537     5597 SH       DEFINED                5597        0        0
PEPSICO INC                    COMMON STOCK     713448108      120     2617 SH       DEFINED                2617        0        0
PEPSICO INC                    COMMON STOCK     713448108      320     6957 SH       OTHER                  6957        0        0
PFIZER INC COM                 COMMON STOCK     717081103     1094    24348 SH       DEFINED               24348        0        0
PFIZER INC COM                 COMMON STOCK     717081103      231     5140 SH       OTHER                  5140        0        0
PHARMACIA CORPORATION COMMON   COMMON STOCK     71713U102      331     5500 SH       DEFINED                5500        0        0
QUAKER OATS CO COM             COMMON STOCK     747402105      349     4414 SH       DEFINED                4414        0        0
QUALCOMM INC                   COMMON STOCK     747525103      213     2990 SH       DEFINED                2990        0        0
QUALCOMM INC                   COMMON STOCK     747525103       68      950 SH       OTHER                   950        0        0
ROYAL DUTCH PETROLEUM CO NY RE COMMON STOCK     780257804      633    10553 SH       DEFINED               10553        0        0
ROYAL DUTCH PETROLEUM CO NY RE COMMON STOCK     780257804      265     4425 SH       OTHER                  4425        0        0
SAP AG SPONSORED ADR           COMMON STOCK     803054204      303     4920 SH       DEFINED                4920        0        0
SAP AG SPONSORED ADR           COMMON STOCK     803054204      146     2375 SH       OTHER                  2375        0        0
STATE STREET CORP              COMMON STOCK     857477103      267     2050 SH       DEFINED                2050        0        0
SUN MICROSYSTEMS INC           COMMON STOCK     866810104     1102     9439 SH       DEFINED                9439        0        0
SUN MICROSYSTEMS INC           COMMON STOCK     866810104      382     3270 SH       OTHER                  3270        0        0
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109      303     4380 SH       DEFINED                4380        0        0
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109       41      590 SH       OTHER                   590        0        0
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104      312     6442 SH       DEFINED                6442        0        0
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104       79     1623 SH       OTHER                  1623        0        0
VODAFONE GROUP PLC NEW         COMMON STOCK     92857W100      204     5500 SH       OTHER                  5500        0        0
WALMART STORES INC             COMMON STOCK     931142103     1100    22864 SH       DEFINED               22864        0        0
WALMART STORES INC             COMMON STOCK     931142103      166     3440 SH       OTHER                  3440        0        0
WORLDCOM INC NEW               COMMON STOCK     98157D106      431    14181 SH       DEFINED               14181        0        0
WORLDCOM INC NEW               COMMON STOCK     98157D106       68     2238 SH       OTHER                  2238        0        0
MIDCAP SPDR TR SER 1           OTHER            595635103       81      825 SH       DEFINED                 825        0        0
MIDCAP SPDR TR SER 1           OTHER            595635103      241     2450 SH       OTHER                  2450        0        0
S & P 500 DEPOSITARY RCPT SPDR OTHER            78462F103      160     1117 SH       DEFINED                1117        0        0
S & P 500 DEPOSITARY RCPT SPDR OTHER            78462F103       40      280 SH       OTHER                   280        0        0
</TABLE>


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