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                                                                    EXHIBIT 23.5

               CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

We have issued our report dated January 4, 2000, accompanying the financial
statements of Futurus Financial Services, Inc. included in the Form SB-2
Registration Statement and Prospectus, as amended. We consent to the use of the
aforementioned report in this Form SB-2 Registration Statement and Prospectus,
as amended, and to the use of our name as it appears under the caption
"Experts."

                                         PORTER KEADLE MOORE, LLP

Atlanta, Georgia
July 12, 2000



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