EXHIBIT 23.5




               CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS




We  have  issued  our  report dated January 28, 2000, accompanying the financial
statements  of  Futurus  Financial  Services,  Inc.  included  in  the Form SB-2
Registration Statement and Prospectus, as amended.  We consent to the use of the
aforementioned  report  in this Form SB-2 Registration Statement and Prospectus,
as  amended,  and  to  the  use  of  our  name  as  it appears under the caption
"Experts."

                                            /s/  PORTER KEADLE MOORE, LLP



Atlanta,  Georgia
January  18,  2001


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