<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from First Shares
Bancorp, Inc. statements ending June 30, 2000 and is qualified in its entirety
by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<EXCHANGE-RATE>                                      1
<CASH>                                           6,410
<INT-BEARING-DEPOSITS>                           1,100
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     17,881
<INVESTMENTS-CARRYING>                             605
<INVESTMENTS-MARKET>                               604
<LOANS>                                         68,924
<ALLOWANCE>                                        763
<TOTAL-ASSETS>                                 100,406
<DEPOSITS>                                      79,577
<SHORT-TERM>                                     1,400
<LIABILITIES-OTHER>                                465
<LONG-TERM>                                        800
                                0
                                          0
<COMMON>                                             7
<OTHER-SE>                                       3,807
<TOTAL-LIABILITIES-AND-EQUITY>                 100,406
<INTEREST-LOAN>                                  2,666
<INTEREST-INVEST>                                  581
<INTEREST-OTHER>                                    51
<INTEREST-TOTAL>                                 3,298
<INTEREST-DEPOSIT>                               1,794
<INTEREST-EXPENSE>                               1,862
<INTEREST-INCOME-NET>                            1,436
<LOAN-LOSSES>                                      290
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  2,111
<INCOME-PRETAX>                                  (736)
<INCOME-PRE-EXTRAORDINARY>                       (736)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     (736)
<EPS-BASIC>                                     (1.11)
<EPS-DILUTED>                                   (1.11)
<YIELD-ACTUAL>                                     3.8
<LOANS-NON>                                        314
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  1,499
<ALLOWANCE-OPEN>                                   549
<CHARGE-OFFS>                                       92
<RECOVERIES>                                        16
<ALLOWANCE-CLOSE>                                  763
<ALLOWANCE-DOMESTIC>                               743
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             20


</TABLE>



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