VALLEY COMMUNITY BANCSHARES INC
10-Q, EX-27, 2000-11-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FORM 10-Q,
SEPTEMBER 30, 2000, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000
<CURRENCY> US CURRENCY

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<EXCHANGE-RATE>                                   1.00
<CASH>                                           4,914
<INT-BEARING-DEPOSITS>                          18,154
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     32,111
<INVESTMENTS-CARRYING>                           1,035
<INVESTMENTS-MARKET>                             1,050
<LOANS>                                         90,616
<ALLOWANCE>                                      1,040
<TOTAL-ASSETS>                                 153,569
<DEPOSITS>                                     132,498
<SHORT-TERM>                                       509
<LIABILITIES-OTHER>                              1,026
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                        19,678
<OTHER-SE>                                       (142)
<TOTAL-LIABILITIES-AND-EQUITY>                 153,569
<INTEREST-LOAN>                                  5,816
<INTEREST-INVEST>                                1,412
<INTEREST-OTHER>                                   480
<INTEREST-TOTAL>                                 7,708
<INTEREST-DEPOSIT>                               2,644
<INTEREST-EXPENSE>                               2,683
<INTEREST-INCOME-NET>                            5,025
<LOAN-LOSSES>                                      102
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  3,654
<INCOME-PRETAX>                                  1,749
<INCOME-PRE-EXTRAORDINARY>                         533
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,216
<EPS-BASIC>                                       1.08
<EPS-DILUTED>                                     1.05
<YIELD-ACTUAL>                                    5.25
<LOANS-NON>                                          0
<LOANS-PAST>                                         4
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   959
<CHARGE-OFFS>                                       21
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                1,040
<ALLOWANCE-DOMESTIC>                             1,040
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            604


</TABLE>


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