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Previous: VALLEY COMMUNITY BANCSHARES INC, 10-12G/A, EX-21, 2000-07-21 |
Next: EQ INV FUND REAL ESTATE INC FUND 2000 SER A DEF ASSET FUND, 497, 2000-07-21 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM VALLEY
COMMUNITY BANCSHARES, INC. AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> JAN-01-1999
<PERIOD-END> DEC-31-1999
<CASH> 5,127
<INT-BEARING-DEPOSITS> 9,692
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 33,262
<INVESTMENTS-CARRYING> 1,241
<INVESTMENTS-MARKET> 1,247
<LOANS> 78,634
<ALLOWANCE> 959
<TOTAL-ASSETS> 133,837
<DEPOSITS> 113,809
<SHORT-TERM> 539
<LIABILITIES-OTHER> 765
<LONG-TERM> 0
0
0
<COMMON> 1,126
<OTHER-SE> 17,598
<TOTAL-LIABILITIES-AND-EQUITY> 133,837
<INTEREST-LOAN> 6,247
<INTEREST-INVEST> 1,927
<INTEREST-OTHER> 784
<INTEREST-TOTAL> 8,958
<INTEREST-DEPOSIT> 2,955
<INTEREST-EXPENSE> 2,973
<INTEREST-INCOME-NET> 5,985
<LOAN-LOSSES> 84
<SECURITIES-GAINS> 1
<EXPENSE-OTHER> 4,516
<INCOME-PRETAX> 1,974
<INCOME-PRE-EXTRAORDINARY> 1,394
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,394
<EPS-BASIC> 1.24
<EPS-DILUTED> 1.21
<YIELD-ACTUAL> 4.99
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 883
<CHARGE-OFFS> 8
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 959
<ALLOWANCE-DOMESTIC> 959
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 577
</TABLE>
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