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Previous: BERKSHIRE HILLS BANCORP INC, 10-Q, 2000-11-13 |
Next: CWMBS INC CHL MORTGAGE PASS THROUGH TRUST 2000-2, 8-K, 2000-11-13 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FORM
10-Q FOR BERKSHIRE HILLS BANCORP, INC. FOR THE THREE AND NINE MONTHS ENDED
SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 22,031
<INT-BEARING-DEPOSITS> 130
<FED-FUNDS-SOLD> 1,100
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 95,498
<INVESTMENTS-CARRYING> 31,828
<INVESTMENTS-MARKET> 31,844
<LOANS> 793,661
<ALLOWANCE> 10,249
<TOTAL-ASSETS> 983,160
<DEPOSITS> 702,252
<SHORT-TERM> 69,947
<LIABILITIES-OTHER> 55,169
<LONG-TERM> 0
0
0
<COMMON> 77
<OTHER-SE> 155,715
<TOTAL-LIABILITIES-AND-EQUITY> 983,160
<INTEREST-LOAN> 46,125
<INTEREST-INVEST> 5,390
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 51,515
<INTEREST-DEPOSIT> 20,111
<INTEREST-EXPENSE> 24,233
<INTEREST-INCOME-NET> 27,282
<LOAN-LOSSES> 2,430
<SECURITIES-GAINS> 293
<EXPENSE-OTHER> 25,127
<INCOME-PRETAX> 3,229
<INCOME-PRE-EXTRAORDINARY> 3,229
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,125
<EPS-BASIC> .35
<EPS-DILUTED> .35
<YIELD-ACTUAL> 7.96
<LOANS-NON> 1,649
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 8,534
<CHARGE-OFFS> 1,025
<RECOVERIES> 310
<ALLOWANCE-CLOSE> 10,249
<ALLOWANCE-DOMESTIC> 10,249
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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