BERKSHIRE HILLS BANCORP INC
10-Q, EX-27, 2000-08-11
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the Form
10-Q for Berkshire Hills Bancorp, Inc. for the three and six months ended June
30, 2000 and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          26,307
<INT-BEARING-DEPOSITS>                             131
<FED-FUNDS-SOLD>                                22,565
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    119,210
<INVESTMENTS-CARRYING>                          28,090
<INVESTMENTS-MARKET>                            28,030
<LOANS>                                        753,109
<ALLOWANCE>                                      9,727
<TOTAL-ASSETS>                                 985,798
<DEPOSITS>                                     730,706
<SHORT-TERM>                                    59,571
<LIABILITIES-OTHER>                             43,867
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                            77
<OTHER-SE>                                     151,631
<TOTAL-LIABILITIES-AND-EQUITY>                 985,798
<INTEREST-LOAN>                                 29,352
<INTEREST-INVEST>                                3,337
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                32,689
<INTEREST-DEPOSIT>                              13,052
<INTEREST-EXPENSE>                              15,594
<INTEREST-INCOME-NET>                           17,095
<LOAN-LOSSES>                                    1,620
<SECURITIES-GAINS>                                 221
<EXPENSE-OTHER>                                 18,385
<INCOME-PRETAX>                                  (567)
<INCOME-PRE-EXTRAORDINARY>                       (567)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     (374)
<EPS-BASIC>                                          0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                 930,445
<LOANS-NON>                                      2,107
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 8,534
<CHARGE-OFFS>                                      630
<RECOVERIES>                                       203
<ALLOWANCE-CLOSE>                                9,727
<ALLOWANCE-DOMESTIC>                             9,727
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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