HOUSEHOLD AUTOMOTIVE TRUST IV SERIES 2000-1
8-K, EX-99, 2000-11-28
ASSET-BACKED SECURITIES
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MASTER SERVICER'S CERTIFICATE

(Delivered pursuant to Section 4.9

of the Master Sale and Servicing Agreement)

HOUSEHOLD FINANCE CORPORATION,

Master Servicer

HOUSEHOLD AUTO RECEIVABLES CORPORATION

HOUSEHOLD AUTOMOTIVE TRUST IV

Class A Notes, Series 2000-1

1. This Certificate relates to the Distribution Date occurring on

November 17, 2000

2. Series 2000-1 Information

(a) The amount of Collected Funds with respect to the Collection Period was equal to

$32,276,343.92

(b) The amount of Available Funds with respect to the Collection Period was equal to

$32,276,343.92

(c) The Liquidated Receivables for the Collection Period was equal to

$8,484,610.50

(d) Net Liquidation Proceeds for the Collection Period was equal to

$3,930,001.77

(i) The annualized net default rate

7.284473%

(e) The principal balance of Series 2000-1 Receivables at the beginning

of the Collection Period was equal to

$763,066,540.40

(f) The principal balance of Series 2000-1 Receivables on the last day

of the Collection Period was equal to

$737,530,795.85

(g) The aggregate outstanding balance of the Series 2000-1 Receivables which were one

payment (1-29 days) delinquent as of the close of business on the last day of the

Collection Period with respect to such Distribution Date was equal to

$57,444,000.00

(h) The aggregate outstanding balance of the Series 2000-1 Receivables which were two

payments (30-59 days) delinquent as of the close of business on the last day of the

Collection Period with respect to such Distribution Date was equal to

$15,021,000.00

(i) The aggregate outstanding balance of the Series 2000-1 Receivables which were three or

more payments (60+ days) delinquent as of the close of business on the last day of the

Collection Period with respect to such Distribution Date was equal to

$8,100,000.00

(j) The Base Servicing Fee paid on the Distribution Date was equal to

$1,907,666.35

(k) The Principal Distributable Amount for the Distribution Date was equal to

$16,598,233.96

(l) The Principal Amount Available for the Distribution Date was equal to

$29,070,813.56

(m) The Aggregate Note Principal Balance was equal to

$495,993,251.26

(n) The Aggregate Optimal Note Principal Balance was equal to

$479,395,017.30

(o) The Targeted Credit Enhancement Amount was equal to

$280,261,702.42

(p) The Targeted Credit Enhancement Amount as a percentage of the Pool

Balance on the Distribution Date was equal to

$0.38

(q) The Targeted Reserve Account Balance was equal to

$22,125,923.88

(r) The Reserve Account Deposit Amount for the Distribution Date

$0.00

(s) The Maximum Reserve Account Deposit Amount for the Distribution Date

$3,535,069.01

(t) The Reserve Account Shortfall for the Distribution Date

$0.00

(u) The amount on deposit in the Reserve Account after distributions was equal to

$22,125,923.88

(v) The amount on deposit in the Reserve Account as a percentage of the Pool

Balance on the Distribution Date was equal to

3.000000%

(w) The Targeted Overcollateralization Amount was equal to

$258,135,778.55

(x) The ending overcollateralization was equal to

$258,135,778.55

(y) The ending overcollateralization as a percentage of the Pool Balance on the

Distribution Date was equal to

35.000000%

(z) The Weighed Average Coupon (WAC) was equal to

18.674000%

(aa) The Weighed Average Remaining Maturity (WAM) was equal to

50

3. Noteholder Information

(a) Class A-1

A. Information Regarding Distributions

1. Total Distribution per $1,000

$74.62346

2. Principal Distribution per $1,000

$74.23416

3. Interest Distribution per $1,000

$0.38930

B. Calculation of Class A-1 Interest Due

1. Class A-1 related Note Rate

6.090000%

2. Class A-1 principal balance - beginning of period

$10,541,251.26

3. Accrual convention

Actual/360

4. Days in Interest Period

31

5. Class A-1 interest due

$55,280.08

6. Class A-1 interest paid

$55,280.08

7. Class A Interest Carryover Shortfall with respect to Class A-1

$0.00

8. Class A-1 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class A-1 principal balance

1. Class A-1 principal balance - beginning of period

$10,541,251.26

2. Class A-1 principal - amount due

$10,541,251.26

3. Class A-1 principal - amount paid

$10,541,251.26

4. Class A-1 principal balance - end of period

$0.00

5. Class A Principal Carryover Shortfall with respect to Class A-1

$0.00

6. Class A-1 unpaid principal with respect to the Distribution Date

$0.00

7. Class A-1 Notes as a percentage of the total Notes outstanding on the Distribution Date

0.000000%

8. Class A-1 Notes as a percentage of the Pool Balance on the Distribution Date

0.000000%

(b) Class A-2

A. Information Regarding Distributions

1. Total Distribution per $1,000

$45.29646

2. Principal Distribution per $1,000

$39.58812

3. Interest Distribution per $1,000

$5.70833

B. Calculation of Class A-2 Interest Due

1. Class A-2 related Note Rate

6.850000%

2. Class A-2 principal balance - beginning of period

$153,000,000.00

3. Accrual convention

30/360

4. Days in Interest Period

31

5. Class A-2 interest due

$873,375.00

6. Class A-2 interest paid

$873,375.00

7. Class A Interest Carryover Shortfall with respect to Class A-2

$0.00

8. Class A-2 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class A-2 principal balance

1. Class A-2 principal balance - beginning of period

$153,000,000.00

2. Class A-2 principal - amount due

$6,056,982.70

3. Class A-2 principal - amount paid

$6,056,982.70

4. Class A-2 principal balance - end of period

$146,943,017.30

5. Class A Principal Carryover Shortfall with respect to Class A-2

$0.00

6. Class A-2 unpaid principal with respect to the Distribution Date

$0.00

7. Class A-2 Notes as a percentage of the total Notes outstanding on the Distribution Date

30.651761%

8. Class A-2 Notes as a percentage of the Pool Balance on the Distribution Date

19.923645%

9. Class A-1 and A-2 Notes as a percentage of the Pool Balance on the Distribution Date

19.923645%

(c) Class A-3

A. Information Regarding Distributions

1. Total Distribution per $1,000

$6.08333

2. Principal Distribution per $1,000

$0.00000

3. Interest Distribution per $1,000

$6.08333

B. Calculation of Class A-3 Interest Due

1. Class A-3 related Note Rate

7.300000%

2. Class A-3 principal balance - beginning of period

$169,000,000.00

3. Accrual convention

30/360

4. Class A-3 interest due

$1,028,083.33

5. Class A-3 interest paid

$1,028,083.33

6. Class A Interest Carryover Shortfall with respect to Class A-3

$0.00

7. Class A-3 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class A-3 principal balance

1. Class A-3 principal balance - beginning of period

$169,000,000.00

2. Class A-3 principal - amount due

$0.00

3. Class A-3 principal - amount paid

$0.00

4. Class A-3 principal balance - end of period

$169,000,000.00

5. Class A Principal Carryover Shortfall with respect to Class A-3

$0.00

6. Class A-3 unpaid principal with respect to the Distribution Date

$0.00

7. Class A-3 Notes as a percentage of the total Notes outstanding on the Distribution Date

35.252765%

8. Class A-3 Notes as a percentage of the Pool Balance on the Distribution Date

22.914297%

9. Class A-1, A-2 and A-3 Notes as a percentage of the Pool Balance on the Distribution Date

42.837942%

(d) Class A-4

A. Information Regarding Distributions

1. Total Distribution per $1,000

$6.23333

2. Principal Distribution per $1,000

$0.00000

3. Interest Distribution per $1,000

$6.23333

B. Calculation of Class A-4 Interest Due

1. Class A-4 related Note Rate

7.480000%

2. Class A-4 principal balance - beginning of period

$163,452,000.00

3. Accrual convention

30/360

4. Class A-4 interest due

$1,018,850.80

5. Class A-4 interest paid

$1,018,850.80

6. Class A Interest Carryover Shortfall with respect to Class A-4

$0.00

7. Class A-4 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class A-4 principal balance

1. Class A-4 principal balance - beginning of period

$163,452,000.00

2. Class A-4 principal - amount due

$0.00

3. Class A-4 principal - amount paid

$0.00

4. Class A-4 principal balance - end of period

$163,452,000.00

5. Class A Principal Carryover Shortfall with respect to Class A-4

$0.00

6. Class A-4 unpaid principal with respect to the Distribution Date

$0.00

7. Class A-4. Notes as a percentage of the total Notes outstanding on the Distribution Date

34.095473%

8. Class A-4 Notes as a percentage of the Pool Balance on the Distribution Date

22.162058%

9. Class A-1, A-2, A-3 and A-4 Notes as a percentage of the Pool Balance on the Distribution Date

65.000000%



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