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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
(Replace this text with the legend)
</LEGEND>
<CIK> 0001108236
<NAME> American River Holdings
<MULTIPLIER> 1,000
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<EXCHANGE-RATE> 1
<CASH> 15,668
<INT-BEARING-DEPOSITS> 5,440
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 30,330
<INVESTMENTS-CARRYING> 18,913
<INVESTMENTS-MARKET> 18,725
<LOANS> 0
<ALLOWANCE> 1,838
<TOTAL-ASSETS> 208,805
<DEPOSITS> 182,762
<SHORT-TERM> 4,300
<LIABILITIES-OTHER> 1,714
<LONG-TERM> 2,105
0
0
<COMMON> 6,722
<OTHER-SE> 11,202
<TOTAL-LIABILITIES-AND-EQUITY> 208,805
<INTEREST-LOAN> 5,876
<INTEREST-INVEST> 1,803
<INTEREST-OTHER> 52
<INTEREST-TOTAL> 7,731
<INTEREST-DEPOSIT> 2,598
<INTEREST-EXPENSE> 2,748
<INTEREST-INCOME-NET> 4,983
<LOAN-LOSSES> 228
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,250
<INCOME-PRETAX> 2,458
<INCOME-PRE-EXTRAORDINARY> 2,458
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,522
<EPS-BASIC> 0.85
<EPS-DILUTED> 0.81
<YIELD-ACTUAL> 8.52
<LOANS-NON> 21
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,679
<CHARGE-OFFS> 28
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 1,838
<ALLOWANCE-DOMESTIC> 1,838
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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