SCHEDULE 13D
INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13D-1(a)
AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13D-2(a)
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13D
Under the Securities Exchange Act of 1934 (Amendment No. --)*
AMERICAN RIVER HOLDINGS
(Name of Issuer)
COMMON STOCK
(Title of Class of Securities)
029326105
(CUSIP Number)
Mitchell A. Derenzo, 1545 River Park Dr. #107, Sacramento, CA 95815
916-231-6123
(Name, Address and Telephone Number of Person Authorized
to Receive Notices and Communications)
SEPTEMBER 13, 2000
(Date of Event Which Requires Filing of This Statement)
If the filing person has previously filed a statement on SCHEDULE 13G to report
the acquisition that is the subject of this Schedule 13D, and is filing this
schedule because of RULE 13D-1(E), Rule 13d-1(f) or Rule 13d-1(g), check the
following box.[ ]
Note: Schedules filed in paper format shall include a signed original and five
copies of the schedule, including all exhibits. See RULE 13D-7(B) for other
parties to whom copies are to be sent.
*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter
disclosures provided in a prior cover page.
The information required on the remainder of this cover page shall not be deemed
to be "filed" for the purpose of SECTION 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).
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CUSIP No. 029326105 13D Page 1 of 3 pages
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(1) Names of Reporting Persons I.R.S. Identification Nos. of Above Persons
Charles D. Fite.
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(2) Check the Appropriate Box if a Member of a Group (See Instructions)
(a) [ ]
(b) [ ]
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(3) SEC Use Only
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(4) Source of Funds (See Instructions)
PF as to 41,023 shares;
OO as to 43,247 shares which Mr. Fite has indirect voting powers under general
proxies signed by D. Bruce and Darlyne Fite and Charles F. Fite; PF as to 17,365
shares in the form of stock options acquirable within 60 days.
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(5) Check if Disclosure of Legal Proceedings is Required Pursuant to Items 2(d)
or 2(e)
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(6) Citizenship or Place of Organization
U.S.A.
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Number of Shares (7) Sole Voting Power: 101,635
Beneficially
Owned (8) Shared Voting Power: 0
by Each ---------------------------------------------------------
Reporting
Person (9) Sole Dispositive Power: 58,388
With ---------------------------------------------------------
(10) Shared Dispositive Power: 0
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(11)Aggregate Amount Beneficially Owned by Each Reporting Person: 101,635
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(12)Check if the Aggregate Amount in Row (11) Excludes Certain Shares [ ]
(See Instructions)
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(13)Percent of Class Represented by Amount in Row (11): 5.6%
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(14)Type of Reporting Person (See Instructions): IN
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CUSIP No. 029326105 13D Page 2 of 3 pages
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Item 1. Security and Issuer.
This statements relates to the common stock of American River Holdings ("ARH").
The address of the principal executive offices of ARH is 1545 River Park Drive,
Sacramento, CA 95815.
Item 2. Identity and Background.
(a) This statement is filed by Charles D. Fite, an individual.
(b) The home address for Mr. Fite is 8707 Hammersmith Lane, Fair Oaks,
California, 95628.
(c) President, Fite Development Company, a real estate development firm.
Mr. Fite's primary business address is 9857 Horn Road, Sacramento, CA,
95827.
(d) None.
(e) None.
(f) U.S.A.
Item 3. Source and amounts of Funds or Other Consideration.
See line 4 of cover page.
Item 4. Purpose of Transaction.
ARH filed a registration statement on Form 8A with the Securities and Exchange
Commission on September 13, 2000, which became effective on the date of filing,
to effect registration of its common stock pursuant to Section 12(g) of the 1934
Act. As a consequence Mr. Fite is now obligated to File 13D as his direct and
indirect ownership in ARH is greater than 5% of the outstanding shares of ARH.
Upon consummation of a pending merger between ARH and North Coast Bank, N.A.
effective on or about October 25, 2000, Mr. Fite's ownership percentage will be
diluted and reduced below 5%. The merger transaction is described in ARH's S-4
registration statement number 333-36326.
Item 5. Interest in Securities of the Issuer.
See lines 7, 9 and 11 of the cover page.
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CUSIP No. 029326105 13D Page 3 of 3 pages
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Item 6. Contracts, Arrangements, Understandings or Relationships With Respect
to Securities of the Issuer.
None
Item 7. Material to be Filed as Exhibits.
None
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
September 29, 2000
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(Date)
/s/ Charles D. Fite
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(Signature)
Charles D. Fite
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(Name and Title)
