AMERICAN RIVER HOLDINGS
S-4/A, EX-27, 2000-07-12
BLANK CHECKS
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<TABLE> <S> <C>

<ARTICLE>                                         9
<LEGEND>
     (Replace this text with the legend)
</LEGEND>
<CIK>                       0001108236
<NAME>                      American River Holdings
<MULTIPLIER>                                  1,000
<CURRENCY>                                      USD

<S>                             <C>
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<PERIOD-START>                          JAN-01-2000
<PERIOD-END>                            MAR-31-2000
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<INT-BEARING-DEPOSITS>                        5,631
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<INVESTMENTS-MARKET>                         19,381
<LOANS>                                     120,221
<ALLOWANCE>                                   1,736
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<DEPOSITS>                                  176,329
<SHORT-TERM>                                      0
<LIABILITIES-OTHER>                           1,485
<LONG-TERM>                                   2,115
                             0
                                       0
<COMMON>                                      6,722
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<INTEREST-OTHER>                                 86
<INTEREST-TOTAL>                              3,766
<INTEREST-DEPOSIT>                            1,279
<INTEREST-EXPENSE>                            1,317
<INTEREST-INCOME-NET>                         2,449
<LOAN-LOSSES>                                   105
<SECURITIES-GAINS>                                5
<EXPENSE-OTHER>                               1,525
<INCOME-PRETAX>                               1,274
<INCOME-PRE-EXTRAORDINARY>                    1,274
<EXTRAORDINARY>                                   0
<CHANGES>                                         0
<NET-INCOME>                                    794
<EPS-BASIC>                                     .44
<EPS-DILUTED>                                   .42
<YIELD-ACTUAL>                                 5.36
<LOANS-NON>                                       9
<LOANS-PAST>                                     52
<LOANS-TROUBLED>                                  0
<LOANS-PROBLEM>                                   0
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<CHARGE-OFFS>                                     7
<RECOVERIES>                                      0
<ALLOWANCE-CLOSE>                             1,736
<ALLOWANCE-DOMESTIC>                          1,736
<ALLOWANCE-FOREIGN>                               0
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</TABLE>


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