BANCORP RHODE ISLAND INC
10-Q, EX-27.1, 2000-11-13
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          16,829
<INT-BEARING-DEPOSITS>                              18
<FED-FUNDS-SOLD>                                 3,900
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    142,533
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        511,019
<ALLOWANCE>                                      6,747
<TOTAL-ASSETS>                                 698,017
<DEPOSITS>                                     592,540
<SHORT-TERM>                                    12,440
<LIABILITIES-OTHER>                              2,059
<LONG-TERM>                                     40,044
                                0
                                          0
<COMMON>                                            37
<OTHER-SE>                                      50,897
<TOTAL-LIABILITIES-AND-EQUITY>                 698,017
<INTEREST-LOAN>                                 10,285
<INTEREST-INVEST>                                2,535
<INTEREST-OTHER>                                    74
<INTEREST-TOTAL>                                12,894
<INTEREST-DEPOSIT>                               5,354
<INTEREST-EXPENSE>                               6,128
<INTEREST-INCOME-NET>                            6,766
<LOAN-LOSSES>                                      410
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  5,034
<INCOME-PRETAX>                                  2,306
<INCOME-PRE-EXTRAORDINARY>                       1,454
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,454
<EPS-BASIC>                                       0.39
<EPS-DILUTED>                                     0.38
<YIELD-ACTUAL>                                    4.11
<LOANS-NON>                                      1,385
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 6,402
<CHARGE-OFFS>                                       96
<RECOVERIES>                                        31
<ALLOWANCE-CLOSE>                                6,747
<ALLOWANCE-DOMESTIC>                             6,747
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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