|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
REGISTRANT'S BALANCE SHEET AS OF SEPTEMBER 30, 2000 AND THE STATEMENT OF
OPERATIONS FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2000, AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH BALANCE SHEET AND STATEMENT OF OPERATIONS AND THE
NOTES THERETO.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 6,917
<INT-BEARING-DEPOSITS> 1,188
<FED-FUNDS-SOLD> 45,670
<TRADING-ASSETS> 8,462
<INVESTMENTS-HELD-FOR-SALE> 4,525
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 83,012
<ALLOWANCE> 1,046
<TOTAL-ASSETS> 151,125
<DEPOSITS> 114,718
<SHORT-TERM> 0
<LIABILITIES-OTHER> 2,088
<LONG-TERM> 0
0
0
<COMMON> 37,575
<OTHER-SE> (3,256)
<TOTAL-LIABILITIES-AND-EQUITY> 151,125
<INTEREST-LOAN> 4,929
<INTEREST-INVEST> 1,719
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 6,648
<INTEREST-DEPOSIT> 2,479
<INTEREST-EXPENSE> 2,494
<INTEREST-INCOME-NET> 4,154
<LOAN-LOSSES> 300
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4,784
<INCOME-PRETAX> (258)
<INCOME-PRE-EXTRAORDINARY> (258)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (261)
<EPS-BASIC> (0.06)
<EPS-DILUTED> (0.06)
<YIELD-ACTUAL> 4.41
<LOANS-NON> 0
<LOANS-PAST> 74
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 0
<CHARGE-OFFS> 5
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 1,046
<ALLOWANCE-DOMESTIC> 1,046
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 219
</TABLE>
|
|