EXHIBIT 23.1
CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS
We consent to the use in Pre-Effective Amendment No. 2 to Form SB-2
Registration Statement (No. 333-43444) of First Security Bancorp, Inc., of our
report dated January 27, 2000 on the financial statements of First Security
Bancorp, Inc. as of December 31, 1999 and 1998 and for the years then ended. We
also consent to the reference to us under the heading "Experts" in the
prospectus.
/s/Crowe, Chizek and Company LLP
Crowe, Chizek and Company LLP
Lexington, Kentucky
September 27, 2000
