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<PAGE> 1 EXHIBIT 99.1 CONSENT OF PROPOSED DIRECTOR I, Richard Garner, hereby consent to the use of my name in the Form SB-2 Registration Statement (the "Registration Statement") of Southern Community Bancorp, a Florida corporation (the "Company"), as an individual who will be appointed to serve as a director of the Company following the organization of Southern Community Bank of Southwest Florida. June 16, 2000 /s/ RICHARD GARNER -------------------------- RICHARD GARNER
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