SOUTHERN COMMUNITY BANCORP
SB-2/A, EX-99.1, 2000-06-21
STATE COMMERCIAL BANKS
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                                                                  EXHIBIT 99.1

                          CONSENT OF PROPOSED DIRECTOR

         I, Richard Garner, hereby consent to the use of my name in the Form
SB-2 Registration Statement (the "Registration Statement") of Southern Community
Bancorp, a Florida corporation (the "Company"), as an individual who will be
appointed to serve as a director of the Company following the organization of
Southern Community Bank of Southwest Florida.

June 16, 2000

                                                     /s/ RICHARD GARNER
                                                     --------------------------
                                                     RICHARD GARNER



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