OMI TRUST 2000 A
10-K, EX-99.3, 2000-12-28
ASSET-BACKED SECURITIES
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                                                                    Exhibit 99.3

                         OAKWOOD ACCEPTANCE CORPORATION
                     SERVICER"S ANNUAL COMPLIANCE STATEMENT

                        OAKWOOD MORTGAGE INVESTORS, INC.
                  SENIOR/SUBORDINATED PASS-THROUGH CERTIFICATES
                                  SERIES 2000-A

Pursuant to Section 3.13(a) of the Standard Terms to Pooling and Servicing
Agreement (May 1999 Edition) which is incorporated in the Pooling and Servicing
Agreement dated March 1, 2000 among Oakwood Mortgage Investors, Inc., Oakwood
Acceptance Corporation (the "Servicer") and Chase Manhattan Trust Co., the
undersigned officer of the Servicer hereby certifies that a review of the
activities of the Servicer during the period October 1, 1999 through September
30, 2000 and of its performance under the Pooling and Servicing Agreement has
been made under his supervision and to the best of his knowledge, based on such
review, the Servicer has fulfilled all its obligations under the Pooling and
Servicing Agreement through such period.



By:  /s/ Earl C Brewer Jr

Name:  Earl C Brewer Jr

Title:     Vice President

Date:   September 30, 2000



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