OAKWOOD MORTGAGE INVESTORS, INC. 2000-A REPORT DATE: 9/8/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 6
REMITTANCE REPORT Page 1 of 6
REPORTING MONTH: Aug-00
Scheduled Principal Balance of Contracts
------------------------------------------------------------------------
<TABLE>
<CAPTION>
Beginning Ending Scheduled
Principal Scheduled Prepaid Liquidated Contracts Principal Gross
Balance Principal Principal Principal Repurchased Balance Interest
---------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C>
316,535,154.49 (302,748.06) (1,207,306.03) (539,533.10) 0.00 314,485,567.30 2,651,954.62
===========================================================================================================================
Scheduled Amount
Servicing Pass Thru Liquidation Reserve Available for Limited Total
Fee Interest Proceeds Fund Draw Distribution Guarantee Distribution
---------------------------------------------------------------------------------------------------------------------------
263,779.30 2,388,175.32 386,689.73 0.00 4,548,698.44 0.00 4,548,698.44
===========================================================================================================================
</TABLE>
Certificate Account
-----------------------------------------------------------------------
<TABLE>
<CAPTION>
Beginning Deposits Investment Ending
Balance Principal Interest Distributions Interest Balance
--------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
1,202,909.42 2,037,761.55 2,343,968.59 (4,224,857.70) 5,256.29 1,365,038.15
==================================================================================================
</TABLE>
P&I Advances at Distribution Date
-----------------------------------------------------------------------
Beginning Recovered Current Ending
Balance Advances Advances Balance
-----------------------------------------------------------------------
1,430,753.40 -1,430,753.40 1,539,632.62 1,539,632.62
=======================================================================
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-A REPORT DATE: 9/8/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 6
REMITTANCE REPORT Page 2 of 6
REPORTING MONTH: August-00
Class B Crossover Test Test Met?
--------------------------------------------------- ---------------
(a) Remittance date on or after October 2004 N
(b) Average 60 day Delinquency rate <= 5.5% Y
(d) Cumulative losses do not exceed the following
percent of the intitial principal balance of all Certificates
Oct. 2004 - Mar. 2006 7% N
April 2006 - Mar. 2007 8% N
April 2007 - Sept. 2008 9.5% N
Oct. 2008 and After 10.5% N
(e) Current realized loss ratio <= 3.00% Y
(f) Does subordinated cert. percentage equal or
exceed 41.618%
of stated scheduled pool balance
Beginning M balances 32,844,000.00
Beginning B balances 32,023,000.00
Overcollateralization 11,495,849.57
--------------
76,362,849.57
Divided by beginning pool
balance 316,535,154.49
--------------
24.125% N
==============
Average 60 day delinquency ratio:
Over 60s Pool Balance %
----------------------------------------------------
Current Mo 9,593,275.28 314,485,567.30 3.05%
1st Preceding Mo 7,355,847.61 316,535,154.49 2.32%
2nd Preceding Mo 4,112,142.61 318,088,741.15 1.29%
Divided by 3
------
2.22%
======
Cumulative loss ratio:
Cumulative losses 218,287.90
--------------
Divided by Initial Certificate Principal 328,440,849.57 0.066%
======
Current realized loss ratio:
Liquidation Pool
Losses Balance
Current Mo 152,843.37 316,535,154.49
1st Preceding Mo 44,983.35 318,088,741.15
2nd Preceding Mo 20,461.18 320,037,228.91
---------------------------------
218,287.90 318,220,374.85
0.274%
======
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-A REPORT DATE: 9/8/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 6
REMITTANCE REPORT Page 3 of 6
REPORTING MONTH: Aug-00
<TABLE>
<CAPTION>
Delinquency Analysis
31 to 59 days 60 to 89 days 90 days and Over Total Delinq.
No. of Principal Principal Principal Principal Principal
Loans Balance # Balance # Balance # Balance # Balance
--------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Excluding Repos 6,265 311,458,836.98 161 6,089,383.87 78 2,892,979.40 84 3,680,032.51 323 12,662,395.78
Repos 89 3,026,730.32 0 0.00 13 424,920.38 75 2,595,342.99 88 3,020,268.37
--------------------------------------------------------------------------------------------------------------------
Total 6,354 314,485,567.30 161 6,089,383.87 91 3,317,899.78 159 6,275,375.50 411 15,682,659.15
====================================================================================================================
6.5% 4.99%
====================
</TABLE>
Repossession Analysis
Active Repos Reversal Current Month
Outstanding (Redemption) Repos Cumulative Repos
Principal Principal Principal Principal
# Balance # Balance # Balance # Balance
-------------------------------------------------------------------------------
89 3,026,730.32 0 0.00 31 1,034,230.91 110 3,729,899.13
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-A REPORT DATE: 9/8/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 6
REMITTANCE REPORT
REPORTING MONTH: Aug-00 Page 4 of 6
REPOSSESSION LIQUIDATION REPORT
<TABLE>
<CAPTION>
Liquidated Net
Account Customer Principal Sales Insur. Total Repossession Liquidation
Number Name Balance Proceeds Refunds Proceeds Expenses Proceeds
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
2108207 KEVIN S HOLDEN 29,553.94 27,500.00 261.47 27,761.47 6,540.00 21,221.47
2111102 CESAR E VICENTAINER 46,195.55 46,153.69 514.16 46,667.85 11,409.61 35,258.24
2111417 RYAN J RODGERS 36,430.66 38,800.00 296.40 39,096.40 6,879.00 32,217.40
2116465 FRANCIS WILDER 13,346.59 12,500.00 81.43 12,581.43 6,090.00 6,491.43
2123578 ANTHONY A TENNYSON 40,242.71 37,000.00 185.14 37,185.14 6,825.00 30,360.14
2130680 ROBERT HEWETT 25,195.14 28,800.00 1,072.49 29,872.49 6,579.00 23,293.49
2131274 STEVE A BALTIMORE 35,277.86 31,400.00 2,082.86 33,482.86 6,657.00 26,825.86
2132322 RUTH ORSEN 33,872.37 31,900.00 0.00 31,900.00 6,672.00 25,228.00
2133163 DARRELL L BEAN 30,709.53 29,000.00 1,974.94 30,974.94 6,585.00 24,389.94
2141265 ANN C DUNN 33,467.22 32,500.00 2,078.98 34,578.98 6,690.00 27,888.98
2158301 TIMOTHY L HARPER 25,645.60 25,900.00 761.24 26,661.24 6,492.00 20,169.24
2164911 JAMES G APPERSON JR 35,923.43 31,325.00 1,377.64 32,702.64 6,654.75 26,047.89
1990845 ROBERT ALCORN 55,589.03 55,400.00 0.00 55,400.00 11,687.00 43,713.00
2130417 JAMES W THACKER 34,588.74 33,900.00 729.53 34,629.53 6,732.00 27,897.53
2130698 STACEY WHITT 36,109.67 36,650.00 240.82 36,890.82 6,814.50 30,076.32
2147932 CORY M SIMMONS 27,385.06 25,400.00 391.17 25,791.17 6,477.00 19,314.17
-------------------------------------------------------------------------------------------------
539,533.10 524,128.69 12,048.27 536,176.96 115,783.86 420,393.10
=================================================================================================
</TABLE>
<TABLE>
<CAPTION>
Net Current
Acount Customer Unrecov. FHA Insurance Pass Thru Period Net Cumulative
Number Name Advances Coverage Proceeds Gain/(Loss) Gain/(Loss)
------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C>
2108207 KEVIN S HOLDEN 2,235.08 0.00 18,986.39 (10,567.55)
2111102 CESAR E VICENTAINER 3,017.07 0.00 32,241.17 (13,954.38)
2111417 RYAN J RODGERS 2,236.35 0.00 29,981.05 (6,449.61)
2116465 FRANCIS WILDER 1,209.66 0.00 5,281.77 (8,064.82)
2123578 ANTHONY A TENNYSON 2,633.85 0.00 27,726.29 (12,516.42)
2130680 ROBERT HEWETT 2,129.05 0.00 21,164.44 (4,030.70)
2131274 STEVE A BALTIMORE 2,307.74 0.00 24,518.12 (10,759.74)
2132322 RUTH ORSEN 2,140.55 0.00 23,087.45 (10,784.92)
2133163 DARRELL L BEAN 2,175.68 0.00 22,214.26 (8,495.27)
2141265 ANN C DUNN 1,907.78 0.00 25,981.20 (7,486.02)
2158301 TIMOTHY L HARPER 2,070.21 0.00 18,099.03 (7,546.57)
2164911 JAMES G APPERSON JR 2,078.95 0.00 23,968.94 (11,954.49)
1990845 ROBERT ALCORN 2,186.33 0.00 41,526.67 (14,062.36)
2130417 JAMES W THACKER 1,755.88 0.00 26,141.65 (8,447.09)
2130698 STACEY WHITT 1,619.25 0.00 28,457.07 (7,652.60)
2147932 CORY M SIMMONS 1,999.94 0.00 17,314.23 (10,070.83)
------------------------------------------------------------------------------------
33,703.37 0.00 386,689.73 (152,643.37) (218,287.90)
====================================================================================
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-A REPORT DATE: 9/8/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 6
REMITTANCE REPORT
REPORTING MONTH: Aug-00 Page 5 of 6
CERTIFICATE PRINCIPAL ANALYSIS
<TABLE>
<CAPTION>
PRINCIPAL
Beginning Ending Accelerated
Original Beginning Principal Current Current Principal Principal Ending
Senior Certificate Certificate Shortfall Principal Principal Shortfall Distribution Certificate
Certificates Balance Balance Carry-Over Due Paid Carry-Over Amount Balance
-----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
A-1 65,000,000.00 51,452,520.51 0.00 2,049,587.19 2,049,587.19 0.00 0.00 49,402,933.32
A-2 23,000,000.00 23,000,000.00 0.00 0.00 0.00 0.00 0.00 23,000,000.00
A-3 14,000,000.00 14,000,000.00 0.00 0.00 0.00 0.00 0.00 14,000,000.00
A-4 25,000,000.00 25,000,000.00 0.00 0.00 0.00 0.00 0.00 25,000,000.00
A-5 125,078,000.00 125,078,000.00 0.00 0.00 0.00 0.00 0.00 125,078,000.00
-----------------------------------------------------------------------------------------------------------------------------------
Total
Certificate
Principal
Bal. 252,078,000.00 238,530,520.51 0.00 2,049,587.19 2,049,587.19 0.00 0.00 236,480,933.32
===================================================================================================================================
</TABLE>
Principal Paid
Senior Per $1,000
Certificates Pool Factor Denomination
-------------------------------------------------------
A-1 76.00451% 31.53211
A-2 100.00000% 0.00000
A-3 100.00000% 0.00000
A-4 100.00000% 0.00000
A-5 100.00000% 0.00000
<TABLE>
<CAPTION>
PRINCIPAL
Beginning Ending Accelerated
Original Beginning Principal Current Current Principal Current Principal Ending
Subordinate Certificate Certificate Shortfall Principal Principal Shortfall Writedown/ Distribution Certificate
Certificates Balance Balance Carry-Over Due Paid Carry-Over (Writeup) Amount Balance
-----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
M-1 20,527,000.00 20,527,000.00 0.00 0.00 0.00 0.00 0.00 20,527,000.00
M-1 Outstanding
Writedown 0.00 0.00
M-2 12,317,000.00 12,317,000.00 0.00 0.00 0.00 0.00 0.00 12,317,000.00
M-2 Outstanding
Writedown 0.00 0.00
B-1 13,138,000.00 13,138,000.00 0.00 0.00 0.00 0.00 0.00 13,138,000.00
B-1 Outstanding
Writedown 0.00 0.00 0.00
B-2 18,885,000.00 18,885,000.00 0.00 0.00 0.00 0.00 0.00 18,885,000.00
B-2 Outstanding
Writedown 0.00 0.00 0.00
Excess Asset
Principal Balance 11,495,849.57 13,137,633.98 0.00 13,137,633.98
----------------------------------------------------------------------------------------------------------------
Total Excluding
Writedown Balances 76,362,849.57 78,004,633.98 0.00 (0.00) (0.00) 0.00 0.00 0.00 78,004,633.98
================================================================================================================
All Certificates
Excluding Writedown
Balances 328,440,849.57 316,535,154.49 0.00 2,049,587.19 2,049,587.19 0.00 0.00 0.00 314,485,667.30
================================================================================================================
</TABLE>
Principal Paid
Subordinate Pool Per $1,000
Certificates Factor Denomination
------------------------------
M-1 100.00% 0.00
M-2 100.00% 0.00
B-1 100.00% 0.00
B-2 100.00% 0.00
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-A REPORT DATE: 9/8/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 6
REMITTANCE REPORT
REPORTING MO. MONTH Aug-00 Page 6 of 6
CERTIFICATE INTEREST ANALYSIS
<TABLE>
<CAPTION>
Current
Carry-Over Interest
Pass Beginning Carry- Priority Ending Paid Per
Senior Through Over Priority Current Priority Interest Carry-Over 1000 Total Class
Certificates Rate Interest Balance Interest Accrual Accrual Paid Balance Denomination Distribution
----------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
A-1 6.76875% 0.00 299,898.52 0.00 299,898.52 0.00 4.61382 2,349,485.71
A-2 7.7650% 0.00 148,829.17 0.00 148,829.17 0.00 6.47083 148,829.17
A-3 7.9450% 0.00 92,691.67 0.00 92,691.67 0.00 6.62083 92,691.67
A-4 8.1500% 0.00 169,791.67 0.00 169,791.67 0.00 6.79167 169,791.67
A-5 8.1600% 0.00 850,530.40 0.00 850,530.40 0.00 6.80000 850,530.40
----------------------------------------------------------------------------------- -------------
Total 0.00 1,561,741.43 0.00 1,561,741.43 0.00 3,611,328.62
=================================================================================== =============
</TABLE>
<TABLE>
<CAPTION>
Current Ending
Pass Beginning Carry- Carry-Over Carry-Over
Subordinate Through Over Priority Current Priority Priority Interest Priority Interest Priority Interest
Certificates Rate Interest Balance Interest Accured Accured Paid Balance
--------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C>
M-1 8.3000% 0.00 141,978.42 0.00 141,978.42 0.00
M-2 8.2500% 0.00 84,679.38 0.00 84,679.38 0.00
B-1 8.2500% 0.00 90,323.75 0.00 90,323.75 0.00
B-2 8.0000% 0.00 125,900.00 0.00 125,900.00 0.00
X 1,707,228.94 383,552.34 0.00 230,708.97 1,860,072.31
R 0.00 0.00 0.00 0.00 0.00
Service Fee 1.0000% 0.00 263,779.30 0.00 263,779.30 0.00
----------------------------------------------------------------------------------------------------------
Total 1,707,228.94 1,090,213.19 0.00 937,369.82 1,860,072.31
==========================================================================================================
All Certificates 1,707,228.94 2,651,954.62 0.00 2,499,111.25 1,860,072.31
==========================================================================================================
</TABLE>
<TABLE>
<CAPTION>
Beginning Current Ending Interest
Carry-Over Current Carry-Over Carry-Over Paid Per
Subordinate Writedown Writedown Writedown Writedown Writedown 1000 Total Class
Certificates Int. Balance Int. Accrued Int. Accrued Interest Paid Int. Balance Denomination Distribution
----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
M-1 0.00 0.00 0.00 0.00 0.00 6.91667 141,978.42
M-2 0.00 0.00 0.00 0.00 0.00 6.87500 84,679.38
B-1 0.00 0.00 0.00 0.00 0.00 6.87500 90,323.75
B-2 0.00 0.00 0.00 0.00 0.00 6.66667 125,900.00
X 230,708.97
R 0.00
Service Fee 263,779.30
-------------------------------------------------------------------------------- ---------------
Total 0.00 0.00 0.00 0.00 0.00 937,369.82
================================================================================ ===============
All Certificates 0.00 0.00 0.00 0.00 0.00 4,548,698.44
================================================================================ ===============
Cumulative X Interest Shortfall 1,860,072.31
Cumulative Accelerated Prin. Disb. (1,641,784.41)
---------------
218,287.90
===============
</TABLE>
