Exhibit 99.1
<TABLE>
<CAPTION>
OAKWOOD MORTGAGE INVESTORS, INC 2000-A Note: This fiscal year-end series report, reports information
Oakwood Acceptance Corp. - Servicer on the assets included in OMI Trust 2000-A as of the end of the
Fiscal Year Ended Series Report prepayment period that began on March 1, 2000 and ended on September
Reporting: Fiscal Year 2000 30, 2000 and as of the end of the collection period that began on
March 2, 2000 and ended on October 1, 2000. Accordingly, the information
presented with regard to the certificates reflects information as of the
close of business on October 15, 2000, which is the distribution date on
which collections made and losses incurred during such prepayment period
and collection period were passed through to certificateholders
Scheduled Principal Balance of Contracts
-------------------------------------------------------------------------------------------------------
Beginning Ending Scheduled
Principal Scheduled Prepaid Liquidated Contracts Principal Gross
Balance Principal Principal Principal Repurchased Balance Interest
----------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C>
328,440,849.57 (2,100,025.08) 12,601,255.14 (1,656,287.14) 0.00 312,083,282.21 18,791,951.80
======================================================================================================================
<CAPTION>
Scheduled Amount
Servicing Pass Thru Liquidation Reserve Available for Limited Total
Fee Interest Proceeds Fund Draw Distribution Guarantee Distribution
------------------------------------------------------------------------------------------------------------------------------
<C> <C> <C> <C> <C> <C> <C>
1,866,686.11 16,925,265.69 1,162,734.20 0.00 34,655,966.22 0.00 34,655,966.22
==============================================================================================================================
</TABLE>
<TABLE>
<CAPTION>
Certificate Account
------------------------------------------------------------------------------------------------------------------------------------
Beginning Deposits Investment Ending
Balance Principal Interest Distributions Interest Balance
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
0.00 15,635,704.31 15,831,833.55 (30,012,198.47) 45,582.94 1,500,922.33
====================================================================================================================================
</TABLE>
<TABLE>
<CAPTION>
P&I Advances at Distribution Date
--------------------------------------------------------------------------------
Beginning Recovered Current Ending
Balance Advances Advances Balance
--------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
0.00 (4,895,207.08) 6,999,482.88 2,104,275.80
================================================================================
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
OAKWOOD MORTGAGE INVESTORS, INC 2000-A
Oakwood Acceptance Corp. - Servicer
Fiscal Year Ended Series Report
Reporting: Fiscal Year 2000
Repo Properties Brought
Gross Repossessions Current by Borrower
# Principal Balance # Principal Balance
---------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
Mar-00 1 33,900.41 0 0.00
Apr-00 5 177,511.15 0 0.00
May-00 18 671,143.55 0 0.00
Jun-00 31 1,145,188.29 0 0.00
Jul-00 74 2,535,505.67 0 0.00
Aug-00 89 3,026,730.32 0 0.00
Sep-00 125 4,629,954.21 -1 (6,373.63)
---------------------------------------------------------------
Total of month
end balance 343 12,219,933.60 -1 (6,373.63)
===============================================================
Average month
end balance 49 1,745,704.80 0 (910.52)
===============================================================
Net Current Repos Aggregate Repo Properties in
Trust at Month-End
# Principal Balance # Principal Balance
--------------------------------------------------------------------------------
Mar-00 1 33,900.41 1 33,900.41
Apr-00 4 143,610.74 5 177,511.15
May-00 13 493,770.59 18 671,281.74
Jun-00 14 508,008.33 32 1,179,290.07
Jul-00 47 1,516,378.15 79 2,695,668.22
Aug-00 31 1,034,230.91 110 3,729,899.13
Sep-00 66 2,495,421.14 175 6,218,946.64
0 0.00
0 0.00
0 0.00
0 0.00
0 0.00
------------------------------------------------------------------
Total of month
end balance 176 6,225,320.27 420 14,706,497.36
==================================================================
Average month
end balance 25 889,331.47 60 2,100,928.19
==================================================================
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
OAKWOOD MORTGAGE INVESTORS, INC 2000-A
Oakwood Acceptance Corp. - Servicer
Fiscal Year Ended Series Report
Reporting: Fiscal Year 2000
Delinquency Analysis
31 to 59 days 60 to 89 days
No. of Principal Principal
Loans Balance # Balance
-------------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
Mar-00 44 1,807,645.63 3 122,014.82
Apr-00 86 3,870,614.16 27 1,031,472.26
May-00 134 5,010,756.72 41 1,879,139.35
Jun-00 141 5,105,957.94 81 3,150,153.17
Jul-00 202 7,591,911.86 75 2,617,290.72
Aug-00 161 6,089,383.87 91 3,317,899.78
Sep-00 171 6,166,447.31 85 3,228,373.10
-------------------------------------------------------------------
Total of month
end balance 939 35,642,717.49 403 15,346,343.20
===================================================================
Average month
end balance 134 5,091,816.78 58 2,192,334.74
===================================================================
<CAPTION>
Delinquency Analysis
90 days and Over Total Delinq.
Principal Principal
# Balance # Balance
-----------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
Mar-00 1 11,837.51 48 1,941,497.96
Apr-00 3 125,260.71 116 5,027,347.13
May-00 23 920,762.79 198 7,810,658.86
Jun-00 46 2,038,415.20 268 10,294,526.31
Jul-00 113 4,738,556.89 390 14,947,759.47
Aug-00 159 6,275,375.50 411 15,682,659.15
Sep-00 206 8,108,774.04 462 17,503,594.45
0 0.00
0 0.00
0 0.00
0 0.00
0 0.00
-----------------------------------------------------------------
Total of month
end balance 551 22,218,982.64 1,893 73,208,043.33
=================================================================
Average month
end balance 79 3,174,140.38 270 10,458,291.90
=================================================================
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
OAKWOOD MORTGAGE INVESTORS, INC 2000-A
Oakwood Acceptance Corp. - Servicer
Fiscal Year Ended Series Report
Reporting: Fiscal Year 2000
REPOSSESSION LIQUIDATION REPORT
See Monthly Investor Report for Detail
Net
Prepayment Liquidated Principal Sales Insur. Total Repossession Liquidation
Period Balance Proceeds Refunds Proceeds Expenses Proceeds
--------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
Mar-00 0.00 0.00 0.00 0.00 0.00 0.00
Apr-00 0.00 0.00 0.00 0.00 0.00 0.00
May-00 0.00 0.00 0.00 0.00 0.00 0.00
Jun-00 43,219.95 31,400.00 510.40 31,910.40 6,617.00 25,293.40
Jul-00 125,026.03 107,700.00 1,643.83 109,343.83 22,061.00 87,282.83
Aug-00 539,533.10 524,128.69 12,048.27 536,176.96 115,783.86 420,393.10
Sep-00 948,508.06 869,599.15 87,938.71 957,537.86 219,207.97 738,329.89
-------------------------------------------------------------------------------------------------------------
Total 1,656,287.14 1,632,827.84 102,141.21 1,634,969.05 363,669.83 1,271,299.22
=============================================================================================================
<CAPTION>
Net Current
Prepayment Unrecov. FHA Insurance Pass Thru Period Net Cumulative
Period Advances Coverage Proceeds Gain/(Loss) Gain/(Loss)
---------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
Mar-00 0.00 0.00 0.00 0.00
Apr-00 0.00 0.00 0.00 0.00
May-00 0.00 0.00 0.00 0.00
Jun-00 2,534.63 0.00 22,758.77 (20,461.18)
Jul-00 7,240.15 0.00 80,042.68 (44,983.35)
Aug-00 33,703.37 0.00 386,689.73 (152,843.37)
Sep-00 65,086.87 0.00 673,243.02 (275,265.04)
--------------------------------------------------------------------------------------------
Total 108,565.02 0.00 1,162,734.20 (493,552.94) (493,552.94)
============================================================================================
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
OAKWOOD MORTGAGE INVESTORS, INC 2000-A
Oakwood Acceptance Corp. - Servicer
Fiscal Year Ended Series Report
Reporting: Fiscal Year 2000
CERTIFICATE PRINCIPAL ANALYSIS
PRINCIPAL
Original Beginning Beginning Current
Cert. Certificate Certificate Principal Shortfall Principal
Class Balances Balances Carry-Over Due
----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
A-1 65,000,000.00 65,000,000.00 0.00 16,357,567.36
A-2 23,000,000.00 23,000,000.00
A-3 14,000,000.00 14,000,000.00
A-4 25,000,000.00 25,000,000.00
A-5 125,078,000.00 125,078,000.00
-------------------------------------------------------------------------------------------
Total Certificate Principal Balance 252,078,000.00 252,078,000.00 0.00 16,357,567.36
===========================================================================================
M-1 20,527,000.00 20,527,000.00 0.00 0.00
M-1 Outstanding Writedown 0.00
M-2 12,317,000.00 12,317,000.00 0.00 0.00
M-2 Outstanding Writedown 0.00
B-1 13,138,000.00 13,138,000.00 0.00 0.00
B-1 Outstanding Writedown 0.00
B-2 18,885,000.00 18,885,000.00 0.00 0.00
B-2 Outstanding Writedown 0.00
Excess Asset Principal Balance 11,495,849.57 11,495,849.57 0.00 0.00
------------------------------------------------------------------
328,440,849.57 0.00 16,357,567.36
==================================================================
(1) This represents the amount of losses on the assets that were
allocated to reduce the outstanding principal balance of the
certificates in accordance with the applicable pooling and servicing
agreement.
<CAPTION>
Current Ending Principal Accelerated Ending Principal Paid
Cert. Principal Shortfall Carry- Principal Certificate Pool Per $1,000
Class Paid Over Distribution Balances Factor Denomination
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C>
A-1 16,357,567.36 0.00 1,641,784.41 47,000,648.23 72.30869% 276.91
A-2 0.00 23,000,000.00 100.00000% 0.00
A-3 0.00 14,000,000.00 100.00000% 0.00
A-4 0.00 25,000,000.00 100.00000% 0.00
A-5 0.00 125,078,000.00 100.00000% 0.00
-----------------------------------------------------------------
Total Certificate Principal
Balance 16,357,567.36 0.00 1,641,784.41 234,078,648.23
=================================================================
M-1 0.00 0.00 20,527,000.00 100.00000% 0.00
M-1 Outstanding Writedown 0.00 0.00
M-2 0.00 0.00 12,317,000.00 100.00000% 0.00
M-2 Outstanding Writedown 0.00 0.00
B-1 0.00 0.00 13,138,000.00 100.00000% 0.00
B-1 Outstanding Writedown 0.00 0.00
B-2 0.00 0.00 18,885,000.00 100.00000% 0.00
B-2 Outstanding Writedown 0.00 0.00
Excess Asset Principal Balance 0.00 (1,641,784.41) 13,137,633.98
-----------------------------------------------
0.00 0.00 312,083,282.21
===============================================
(1) This represents the amount of losses on the assets that were
allocated to reduce the outstanding principal balance of the
certificates in accordance with the applicable pooling and servicing
agreement.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
OAKWOOD MORTGAGE INVESTORS, INC 2000-A
Oakwood Acceptance Corp. - Servicer
Fiscal Year Ended Series Report
Reporting: Fiscal Year 2000
CERTIFICATE INTEREST ANALYSIS
Beginning Carry- Current Priority Current
Certificate Pass-Through Over Priority Interest Carry-Over Total
Class Rate Interest Balance Accrual Priority Int Accrual Paid
------------------------------------------------------------------------------------------------------
Senior Certificates
<S> <C> <C> <C> <C>
A-1 various rate 0.00 2,039,463.11 0.00 2,039,463.11
A-2 7.76500% 0.00 1,041,804.19 0.00 1,041,804.19
A-3 7.94500% 0.00 648,841.69 0.00 648,841.69
A-4 8.15000% 0.00 1,188,541.69 0.00 1,188,541.69
A-5 8.16000% 0.00 5,953,712.80 0.00 5,953,712.80
------------------------------------------------------------------------------------
Total 0.00 10,872,363.48 0.00 10,872,363.48
====================================================================================
<CAPTION>
Ending Interest Paid
Carry-Over Per $1,000 Total
Balance Denomination Distribution
----------------------------------------------------------------
<S> <C> <C>
0.00 31.38 20,038,814.88
0.00 45.30 1,041,804.19
0.00 46.35 648,841.69
0.00 47.54 1,188,541.69
0.00 47.60 5,953,712.80
------- ---------------
0.00 28,871,715.25
======= ===============
</TABLE>
<TABLE>
<CAPTION>
Subordinate Certificates
Current
Beginning Carry- Carry-Over
Pass-Through Over Priority Current Priority Priority Interest Priority Interest
Rate Interest Balance Interest Accrued Accrued Paid
------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
M-1 8.30000% 0.00 993,848.94 0.00 993,848.94
M-2 8.25000% 0.00 592,755.66 0.00 592,755.66
B-1 8.25000% 0.00 632,266.25 0.00 632,266.25
B-2 8.00000% 0.00 881,300.00 0.00 881,300.00
X 8,180,157.57 2,952,731.36 0.00 817,394.01
R 0.00 0.00 0.00 0.00
Service Fee 1.00000% 0.00 1,866,686.11 0.00 1,866,686.11
------------------------------------------------------------------------------------
8,180,157.57 7,919,588.32 0.00 5,784,250.97
====================================================================================
8,180,157.57 18,791,951.80 0.00 16,656,614.45
====================================================================================
(1) Pursuant to the applicable pooling and servicing agreement, $1,866,686.11 of the amounts available for distribution
on distribution dates during the fiscal year were used to pay servicing fees due the servicer.
Consequently, the total amount distributed on the certificates during the fiscal year was $32,789,280.11
<CAPTION>
Ending Beginning Current Current Ending Interest
Carry-Over Carry-Over Writedown Carry-Over Writedown Carry-Over Paid Per Total
Priority Writedown Interest Writedown Interest Writedown 1000 Class
Interest Interest Accrued Interest Paid Interest Denomination Distribution
Balance Balance Accrued Balance
---------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
M-1 0.00 0.00 0.00 0.00 0.00 0.00 48.42 993,848.94
M-2 0.00 0.00 0.00 0.00 0.00 0.00 48.13 592,755.66
B-1 0.00 0.00 0.00 0.00 0.00 0.00 48.13 632,266.25
B-2 0.00 0.00 0.00 0.00 0.00 0.00 67.08 881,300.00
X 10,315,494.92 817,394.01
R 0.00 0.00
Service
Fee 0.00 1,866,686.11
-------------------------------------------------------------------------------------------------------------------------
10,315,494.92 0.00 0.00 0.00 0.00 0.00 211.75 5,784,250.97
=========================================================================================================================
10,315,494.92 34,655,966.22 (1)
=========================================================================================================================
(1) Pursuant to the applicable pooling and servicing agreement, $1,866,686.11 of the amounts available for distribution
on distribution dates during the fiscal year were used to pay servicing fees due the servicer.
Consequently, the total amount distributed on the certificates during the fiscal year was $32,789,280.11
</TABLE>
