OAKWOOD MORTGAGE INVESTORS, INC. 2000-A
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Sep-00
<TABLE>
<CAPTION>
Scheduled Principal Balance of Contracts
---------------------------------------------------------------------------------------------------------------------------
Beginning Ending Scheduled
Principal Scheduled Prepaid Liquidated Contracts Principal Gross
Balance Principal Principal Principal Repurchased Balance Interest
<S> <C> <C> <C> <C> <C> <C>
---------------------------------------------------------------------------------------------------------------------------
314,485,567.30 (304,208.43) (1,149,568.60) (948,508.06) 0.00 312,083,282.21 2,634,248.17
===========================================================================================================================
</TABLE>
<TABLE>
<CAPTION>
Scheduled Amount
Servicing Pass Thru Liquidation Reserve Available for Limited Total
Fee Interest Proceeds Fund Draw Distribution Guarantee Distribution
<S> <C> <C> <C> <C> <C> <C>
------------------------------------------------------------------------------------------------------------------------------
262,071.31 2,372,176.86 673,243.02 0.00 4,761,268.22 0.00 4,761,268.22
==============================================================================================================================
</TABLE>
<TABLE>
<CAPTION>
Certificate Account
------------------------------------------------------------------------------------------------------------------------------
Beginning Deposits Investment Ending
Balance Principal Interest Distributions Interest Balance
<S> <C> <C> <C> <C> <C>
------------------------------------------------------------------------------------------------------------------------------
1,365,038.15 2,378,074.54 2,318,237.37 (4,564,025.56) 3,597.83 1,500,922.33
==============================================================================================================================
</TABLE>
<TABLE>
<CAPTION>
P&I Advances at Distribution Date
-----------------------------------------------------------------------------------
Beginning Recovered Current Ending
Balance Advances Advances Balance
<S> <C> <C> <C>
-----------------------------------------------------------------------------------
1,539,632.62 -1,539,632.62 2,104,275.80 2,104,275.80
===================================================================================
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-A
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: September-00
<TABLE>
<CAPTION>
Class B Crossover Test Test Met?
<S> <C> <C>
-------------------------------------------------------------------------- ---------------
(a) Remittance date on or after October 2004 N
(b) Average 60 day Delinquency rate <= 5.5% Y
(d) Cumulative losses do not exceed the following
percent of the intitial principal balance of all Certificates
Oct. 2004 - Mar. 2006 7% N
April 2006 - Mar. 2007 8% N
April 2007 - Sept. 2008 9.5% N
Oct. 2008 and After 10.5% N
(e) Current realized loss ratio <= 3.00% Y
(f) Does subordinated cert. percentage equal or
exceed 41.618%
of stated scheduled pool balance
Beginning M balances 32,844,000.00
Beginning B balances 32,023,000.00
Overcollateralization 11,495,849.57
---------------------
76,362,849.57
Divided by beginning pool
balance 314,485,567.30
---------------------
24.282% N
=====================
</TABLE>
<TABLE>
<CAPTION>
Average 60 day delinquency ratio:
Over 60s Pool Balance %
<S> <C> <C> <C>
------------------------------------------------------------
Current Mo 11,337,147.14 312,083,282.21 3.63%
1st Preceding Mo 9,593,275.28 314,485,567.30 3.05%
2nd Preceding Mo 7,355,847.61 316,535,154.49 2.32%
Divided by 3
------------------
3.00%
==================
Cumulative loss ratio:
Cumulative losses 493,552.94
-----------------------
Divided by Initial Certificate Principal 328,440,849.57 0.150%
==================
Current realized loss ratio:
Liquidation Pool
Losses Balance
------------------------------------------
Current Mo 275,265.04 314,485,567.30
1st Preceding Mo 152,843.37 316,535,154.49
2nd Preceding Mo 44,983.35 318,088,741.15
------------------------------------------
473,091.76 316,369,820.98
0.598%
==================
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-A
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Sep-00
<TABLE>
<CAPTION>
Delinquency Analysis
31 to 59 days 60 to 89 days 90 days and Over Total Delinq.
No. of Principal Principal Principal Principal Principal
Loans Balance # Balance # Balance # Balance # Balance
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
--------------------------------------------------------------------------------------------------------------------
Excluding Repos 6,179 307,453,328.00 170 6,111,187.78 73 2,815,156.40 94 3,947,296.06 337 12,873,640.24
Repos 125 4,629,954.21 1 55,259.53 12 413,216.70 112 4,161,477.98 125 4,629,954.21
--------------------------------------------------------------------------------------------------------------------
Total 6,304 312,083,282.21 171 6,166,447.31 85 3,228,373.10 206 8,108,774.04 462 17,503,594.45
====================================================================================================================
7.3% 5.61%
==================================
</TABLE>
<TABLE>
<CAPTION>
Repossession Analysis
Active Repos Reversal Current Month
Outstanding (Redemption) Repos Cumulative Repos
Principal Principal Principal Principal
# Balance # Balance # Balance # Balance
---------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C>
125 4,629,954.21 -1 (6,373.63) 66 2,495,421.14 175 6,218,946.64
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-A
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Sep-00
REPOSSESSION LIQUIDATION REPORT
<TABLE>
<CAPTION>
Liquidated
Account Customer Principal Sales Insur. Total Repossession
Number Name Balance Proceeds Refunds Proceeds Expenses
-------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C>
2106573 CARMEN A FLEETWOOD JR 23,222.14 23,900.00 193.59 24,093.59 6,557.00
2107050 SALAZAR MEZA 30,662.05 33,500.15 2,442.82 35,942.97 6,845.00
2111060 SUSAN M GIBBS 24,251.90 22,400.00 443.45 22,843.45 6,512.00
2114049 SHAUNDEE A TATUM 29,790.12 30,400.00 214.28 30,614.28 6,752.00
2130227 RONALD R DANIELS 21,267.66 19,300.00 2,045.78 21,345.78 6,419.00
2131837 MIKE ESTES 16,316.90 16,400.00 704.77 17,104.77 6,332.00
2134427 ANITA L BROWNFIELD 20,063.29 17,900.00 240.79 18,140.79 6,377.00
2136331 GUADALUPE R ALVARADO 23,100.74 24,050.00 340.84 24,390.84 6,561.50
2136919 DONALD F FORDYCE 25,326.07 21,500.00 415.34 21,915.34 6,485.00
2137347 THOMAS W FULGHAM 26,746.36 26,000.00 350.76 26,350.76 6,620.00
2142453 LORA J ROBERTS 34,171.63 34,900.00 386.68 35,286.68 6,887.00
2142511 TROY K SEIBERS 19,569.31 23,900.00 143.66 24,043.66 6,557.00
2148351 LARRY PILAT 18,554.71 20,349.00 1,520.43 21,869.43 6,450.47
2153005 STEVE H BLUNT 10,065.41 10,500.00 142.24 10,642.24 6,155.00
2160091 RICKY M ROSENBALM 26,446.46 23,900.00 1,492.84 25,392.84 6,557.00
2163004 AMBER R SCOTT 21,679.37 20,500.00 671.94 21,171.94 6,455.00
2164028 JASON O OXENDINE 31,510.37 28,900.00 294.43 29,194.43 6,707.00
2102804 RHONDA HARDEN 39,413.37 36,900.00 0.00 36,900.00 6,947.00
2121234 ROGER W LEE 33,056.80 34,400.00 618.40 35,018.40 6,872.00
2126308 NANCY L RAMSEY 37,587.79 39,650.00 202.76 39,852.76 10,989.50
2129252 MATTHEW KING 32,035.61 32,400.00 603.04 33,003.04 6,812.00
2129799 JERRY THOMAS 54,303.46 51,900.00 416.20 52,316.20 11,357.00
2131878 BRIAN J RIEF 47,856.86 47,750.00 713.38 48,463.38 11,232.50
2135077 REGINA UEBELACKER 37,860.57 39,800.00 1,518.47 41,318.47 7,034.00
2139335 MICHAEL ROY 30,434.75 29,400.00 634.83 30,034.83 6,722.00
2146306 ROBERT W BRION 43,534.84 42,650.00 0.00 42,650.00 11,079.50
2155067 CHRISTA L HERREN 42,321.94 43,400.00 536.69 43,936.69 11,102.00
2166270 GREGORY L FRANCE JR 44,442.27 43,550.00 331.03 43,881.03 11,106.50
2166890 JENNIFER L GRIGG 33,298.87 29,500.00 1,408.61 30,908.61 6,725.00
*2122117 DORRA HOLLAND 29,129.68 28,340.00 28,340.00
*2141224 JANICE NETTLES 40,486.76 40,570.66 40,570.66
0.00
0.00
-----------------------------------------------------------------------------
948,508.06 869,599.15 87,938.71 957,537.86 219,207.97
=============================================================================
*Loan Charge off
Net Net Current
Liquidation Unrecov. FHA Insurance Pass Thru Period Net Cumulative
Proceeds Advances Coverage Proceeds Gain/(Loss) Gain/(Loss)
----------------------------------------------------------------------------------------
17,536.59 1,691.23 0.00 15,845.36 (7,376.78)
29,097.97 2,346.69 0.00 26,751.28 (3,910.77)
16,331.45 1,719.92 0.00 14,611.53 (9,640.37)
23,862.28 2,477.73 0.00 21,384.55 (8,405.57)
14,926.78 1,769.02 0.00 13,157.76 (8,109.90)
10,772.77 2,688.03 0.00 8,084.74 (8,232.16)
11,763.79 1,424.12 0.00 10,339.67 (9,723.62)
17,829.34 1,921.55 0.00 15,907.79 (7,192.95)
15,430.34 3,028.04 0.00 12,402.30 (12,923.77)
19,730.76 1,783.00 0.00 17,947.76 (8,798.60)
28,399.68 2,609.97 0.00 25,789.71 (8,381.92)
17,486.66 1,460.84 0.00 16,025.82 (3,543.49)
15,418.96 1,368.34 0.00 14,050.62 (4,504.09)
4,487.24 813.39 0.00 3,673.85 (6,391.56)
18,835.84 2,370.44 0.00 16,465.40 (9,981.06)
14,716.94 1,699.38 0.00 13,017.56 (8,661.81)
22,487.43 1,918.43 0.00 20,569.00 (10,941.37)
29,953.00 2,153.94 0.00 27,799.06 (11,614.31)
28,146.40 2,604.47 0.00 25,541.93 (7,514.87)
28,863.26 2,314.29 0.00 26,548.97 (11,038.82)
26,191.04 2,140.34 0.00 24,050.70 (7,984.91)
40,959.20 3,828.86 0.00 37,130.34 (17,173.12)
37,230.88 3,222.06 0.00 34,008.82 (13,848.04)
34,284.47 2,379.49 0.00 31,904.98 (5,955.59)
23,312.83 2,598.18 0.00 20,714.65 (9,720.10)
31,570.50 2,187.87 0.00 29,382.63 (14,152.21)
32,834.69 2,417.60 0.00 30,417.09 (11,904.85)
32,774.53 2,658.61 0.00 30,115.92 (14,326.35)
24,183.61 1,931.10 0.00 22,252.51 (11,046.36)
28,340.00 790.83 27,549.17 (1,580.51)
40,570.66 769.11 39,801.55 (685.21)
0.00 0.00 0.00
0.00 0.00 0.00
-------------------------------------------------------------------------
738,329.89 65,086.87 0.00 673,243.02 (275,265.04) (493,552.94)
=========================================================================
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-A
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Sep-00
CERTIFICATE PRINCIPAL ANALYSIS
<TABLE>
<CAPTION>
PRINCIPAL
Beginning
Original Beginning Principal Current Current
Senior Certificate Certificate Shortfall Principal Principal
Certificates Balance Balance Carry-Over Due Paid
-----------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
A-1 65,000,000.00 49,402,933.32 0.00 2,402,285.09 2,402,285.09
A-2 23,000,000.00 23,000,000.00 0.00 0.00 0.00
A-3 14,000,000.00 14,000,000.00 0.00 0.00 0.00
A-4 25,000,000.00 25,000,000.00 0.00 0.00 0.00
A-5 125,078,000.00 125,078,000.00 0.00 0.00 0.00
---------------------------------------------------------------------------------
Total Certificate Principal Bal. 252,078,000.00 236,480,933.32 0.00 2,402,285.09 2,402,285.09
=================================================================================
Accelerated
Ending Principal Principal Ending Principal Paid
Shortfall Carry- Distribution Certificate Per $1,000
Over Amount Balance Pool Factor Denomination
-------------------------------------------------------
0.00 0.00 47,000,648.23 72.30869% 36.95823
0.00 0.00 23,000,000.00 100.00000% 0.00000
0.00 0.00 14,000,000.00 100.00000% 0.00000
0.00 0.00 25,000,000.00 100.00000% 0.00000
0.00 0.00 125,078,000.00 100.00000% 0.00000
----------------------------------------------------------
0.00 0.00 234,078,648.23
==========================================================
Beginning
Original Beginning Principal Current Current
Subordinate Certificate Certificate Shortfall Principal Principal
Certificates Balance Balance Carry-Over Due Paid
-----------------------------------------------------------------------------------------------------------------------------
M-1 20,527,000.00 20,527,000.00 0.00 0.00 0.00
M-1 Outstanding Writedown 0.00
M-2 12,317,000.00 12,317,000.00 0.00 0.00 0.00
M-2 Outstanding Writedown 0.00
B-1 13,138,000.00 13,138,000.00 0.00 0.00 0.00
B-1 Outstanding Writedown 0.00
B-2 18,885,000.00 18,885,000.00 0.00 0.00 0.00
B-2 Outstanding Writedown 0.00
Excess Asset Principal Balance 11,495,849.57 13,137,633.98
---------------------------------------------------------------------------------
Total Excluding Writedown Balances 76,362,849.57 78,004,633.98 0.00 0.00 0.00
=================================================================================
All Certificates Excluding Writedown Balances 328,440,849.57 314,485,567.30 0.00 2,402,285.09 2,402,285.09
=================================================================================
Accelerated
Ending Principal Current Principal Ending Principal Paid
Shortfall Carry- Writedown/ Distribution Certificate Per $1,000
Over (Writeup) Amount Balance Pool Factor Denomination
-----------------------------------------------------------------------
0.00 0.00 20,527,000.00 100.00000% 0.00000
0.00 0.00
0.00 0.00 12,317,000.00 100.00000% 0.00000
0.00 0.00
0.00 0.00 13,138,000.00 100.00000% 0.00000
0.00 0.00
0.00 0.00 18,885,000.00 100.00000% 0.00000
0.00 0.00
(0.00) 13,137,633.98
----------------------------------------------------------------------------------------------------
0.00 0.00 (0.00) 78,004,633.98
=========================================================================
0.00 0.00 0.00 312,083,282.21
=========================================================================
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-A
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MO. MONTH Sep-00
CERTIFICATE INTEREST ANALYSIS
<TABLE>
<CAPTION>
Current Interest
Pass Beginning Carry- Carry-Over Ending Paid Per
Senior Through Over Priority Current Priority Priority Interest Carry-Over 1000 Total Class
Certificates Rate Interest Balance Interest Accrual Accrual Paid Balance Denomination Distribution
-----------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
A-1 6.77125% 0.00 278,766.34 0.00 278,766.34 0.00 4.28871 2,681,051.43
A-2 7.7650% 0.00 148,829.17 0.00 148,829.17 0.00 6.47083 148,829.17
A-3 7.9450% 0.00 92,691.67 0.00 92,691.67 0.00 6.62083 92,691.67
A-4 8.1500% 0.00 169,791.67 0.00 169,791.67 0.00 6.79167 169,791.67
A-5 8.1600% 0.00 850,530.40 0.00 850,530.40 0.00 6.80000 850,530.40
----------------------------------------------------------------------------- -------------
Total 0.00 1,540,609.25 0.00 1,540,609.25 0.00 3,942,894.34
============================================================================= =============
Current
Carry-Over Ending Beginning
Pass Beginning Carry- Priority Priority Carry-Over Carry-Over Current
Subordinate Through Over Priority Current Priority Interest Interest Priority Interest Writedown Writedown
Certificates Rate Interest Balance Interest Accured Accured Paid Balance Int. Balance Int. Accrued
---------------------------------------------------------------------------------------------------------------------
M-1 8.3000% 0.00 141,978.42 0.00 141,978.42 0.00 0.00 0.00
M-2 8.2500% 0.00 84,679.38 0.00 84,679.38 0.00 0.00 0.00
B-1 8.2500% 0.00 90,323.75 0.00 90,323.75 0.00 0.00 0.00
B-2 8.0000% 0.00 125,900.00 0.00 125,900.00 0.00 0.00 0.00
X 1,860,072.31 388,686.06 0.00 113,421.02 2,135,337.35
R 0.00 0.00 0.00 0.00 0.00
Service Fee 1.0000% 0.00 262,071.31 0.00 262,071.31 0.00
-------------------------------------------------------------------------------------------------------------
Total 1,860,072.31 1,093,638.92 0.00 818,373.88 2,135,337.35 0.00 0.00
=============================================================================================================
All Certificates 1,860,072.31 2,634,248.17 0.00 2,358,983.13 2,135,337.35 0.00 0.00
=====================================================================================================================
Current Ending Interest
Carry-Over Carry-Over Paid Per
Writedown Writedown Writedown 1000 Total Class
Int. Accrued Interest Paid Int. Balance Denomination Distribution
--------------------------------------------------------------------------------------------------
0.00 0.00 0.00 6.91667 141,978.42
0.00 0.00 0.00 6.87500 84,679.38
0.00 0.00 0.00 6.87500 90,323.75
0.00 0.00 0.00 6.66667 125,900.00
113,421.02
0.00
262,071.31
---------------------------------------------------------- --------------------
0.00 0.00 0.00 818,373.88
========================================================== ====================
0.00 0.00 0.00 4,761,268.22
========================================================== ====================
Cumulative X Interest Shortfall 2,135,337.35
Cumulative Accelerated Prin. Disb. (1,641,784.41)
--------------------
493,552.94
====================
</TABLE>
