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Previous: CHESTATEE BANCSHARES INC, 10QSB, 2000-11-14 |
Next: LAFAYETTE COMMUNITY BANCORP, 10QSB, 2000-11-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1
<CURRENCY> U.S.
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<CASH> 3,248,683
<INT-BEARING-DEPOSITS> 12,740
<FED-FUNDS-SOLD> 5,290,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 2,230,912
<INVESTMENTS-CARRYING> 1,399,236
<INVESTMENTS-MARKET> 1,376,000
<LOANS> 59,414,457
<ALLOWANCE> 588,217
<TOTAL-ASSETS> 74,808,094
<DEPOSITS> 64,898,292
<SHORT-TERM> 0
<LIABILITIES-OTHER> 331,023
<LONG-TERM> 50,000
0
0
<COMMON> 9,482,364
<OTHER-SE> 46,415
<TOTAL-LIABILITIES-AND-EQUITY> 74,808,094
<INTEREST-LOAN> 3,993,171
<INTEREST-INVEST> 161,617
<INTEREST-OTHER> 163,370
<INTEREST-TOTAL> 4,318,158
<INTEREST-DEPOSIT> 1,907,269
<INTEREST-EXPENSE> 1,908,469
<INTEREST-INCOME-NET> 2,409,689
<LOAN-LOSSES> 198,519
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,965,617
<INCOME-PRETAX> 543,155
<INCOME-PRE-EXTRAORDINARY> 494,079
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 494,079
<EPS-BASIC> 0.26
<EPS-DILUTED> 0.26
<YIELD-ACTUAL> 5.55
<LOANS-NON> 0
<LOANS-PAST> 2,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 397,000
<CHARGE-OFFS> 8,000
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 588,000
<ALLOWANCE-DOMESTIC> 588,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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