ONECAP
10SB12G, EX-10.(M), 2000-08-24
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                             ONECAP

                      A Nevada Corporation

                           Exhibit 10m

         Advertising Agreement with "Homes and Living,"
                     Dated February 9, 2000

ADVERTISING AGREEMENT
BLOCK AD/COMMUNITIES
MAGAZINE
DIRECT MAIL
OTHER /CUSTOM
Neighborhood Block Ads
Frequency
Starting Issue
Issue Price
Frequency/
Issue
FP
DT
Other
Cover Specify FC BC IFC IBC
FP
COVER FC or BC
1/2pg
BLOCK
DESCRIPTION
RATE

/s/ First Time

Map Guide

6 Month Contract

$1,449 Per Month

TOTAL

TOTAL

FP= Full Page
DT= Double Truck
FC= Front Cover
BC= Back Cover
IFC= Inside Front Cover
IBC= Inside Back Cover
TSO= 'Til Sold Out
BRC= Business Reply Card Insert
INS= Insert
PR= Editorial Space Buy

SPECIAL INSTRUCTIONS: /s/ TeleSelect 800
Block AD Total

Number will be included in April - tracking leads for

Next 6 months.
Magazine/Direct Mail Totals:
$8,694

15% Agency discount to apply on billing
Starting issue:
April 2000
Grand Total

BLOCK AD TOTAL

Ending issue
September 2000

ADVERTISER INFORMATION

      TERMS  AND CONDITIONS.  Payment must be made in full within
30  days  of  receipt of Invoice. Over 30 days  will  be  charged
interest at 1.5% per month.  If advertiser does not fulfill their
agreement, the advertiser will be charged the 3 time rate for all
past  insertions.  Placement of advertising space  in  Homes  and
Living through an agency is the responsibility of the advertiser.
The  advertiser  agrees  to  pay court  costs  and/or  reasonable
attorney fees if collection is necessary through the proceeds  of
suit.
      'TIL  SOLD OUT ADS (TSO). A TSO advertising contract  means
the  ad will be places until the specified projects is sold  out.
If  cancelled prior to project selling, the rate would convert to
the  earned  rate  and the advertiser would  be  billed  for  the
difference.
      CANCELLATION.  Cancellations must be received in writing 60
days  prior to publication.  Advertiser will be short-rated  back
to the rate earned, exempt in the case of a sold-out project.
/s/ Dana Rogers
Advertiser Signature      Title
/s/ Dana Rogers
Advertiser (Print)
/s/ Jeannette S. Naert     2/9/00
SALESPERSON              DATE
_________
Publisher    Date

Other/Customer Total:
$8,694

Date: 2/9/00

ADVERTISER UNDERSTANDS THAT EACH TIME A COLOR SEPARATION IS  MADE
THERE  WILL BE A ONE-TIME COLOR SEPARATION CHARGE OF %105 WHETHER
THE  SEPARATION IS TO BE USED IN ADS OR PR STORIES  (Please  have
advertiser initial box)
Company: OneCap

Address:

City:
State:
Zip:

Billing Address:
1025 E. Twain Avenue #3

City: Las Vegas
State: NV
Zip: 89109

ADVERTISER UNDERSTANDS THAT THERE IS A PRODUCTION CHARGE FOR  ANY
ADS  DESIGNED  FOR  HOMES AND LIVING MAGAZINE  ARE  1/2  PAGE  OR
LARGER.  THERE WILL ALSO BE A CHARGE FOR ANY FILM OUTPUT. (Please
have advertiser initial box, and also quote prices for production
and film output.)

Phone:
(702) 794-0554

Fax:
(702) 794-3551

Account Contact:
/s/ Dana Rogers


HOMES AND LIVING

320 E. Warm Springs, #7B
Las Vegas, NV 89119
702-891-0095       702-891-8401 Fax
Agency Information:
/s/ OneCap




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