<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information from SEC Form 10-Q and is
qualified in its entirety by reference to such financial information.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 10,598
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 3,550
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 20,053
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 213,594
<ALLOWANCE> 4,626
<TOTAL-ASSETS> 258,536
<DEPOSITS> 212,755
<SHORT-TERM> 20,335
<LIABILITIES-OTHER> 1,499
<LONG-TERM> 0
0
0
<COMMON> 10,544
<OTHER-SE> 9,077
<TOTAL-LIABILITIES-AND-EQUITY> 258,536
<INTEREST-LOAN> 9,244
<INTEREST-INVEST> 700
<INTEREST-OTHER> 32
<INTEREST-TOTAL> 9,976
<INTEREST-DEPOSIT> 3,589
<INTEREST-EXPENSE> 4,074
<INTEREST-INCOME-NET> 5,902
<LOAN-LOSSES> 30
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4,695
<INCOME-PRETAX> 2,259
<INCOME-PRE-EXTRAORDINARY> 2,259
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,526
<EPS-BASIC> 1.79
<EPS-DILUTED> 1.76
<YIELD-ACTUAL> 5.26
<LOANS-NON> 1,571
<LOANS-PAST> 203
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,646
<CHARGE-OFFS> 89
<RECOVERIES> 39
<ALLOWANCE-CLOSE> 4,626
<ALLOWANCE-DOMESTIC> 4,386
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 240
</TABLE>