SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report: August 25, 2000
ADVANTA Revolving Home Equity Loan Trust 2000-A
New York 333-92669-01 "Pending"
c/o ADVANTA Mortgage Corp., USA
Attn: H. John Berens
10790 Rancho Bernardo Road
San Diego, Ca 92127
(858) 676-3099
Item 5. Other Events
Information relating to the distributions to Certificate holders
for the July 2000 Monthly Period of the Trust in respect of
the Revolving Home Equity Loan Asset Backed Notes,
Series 2000-A, (the "Certificates") issued by the Registrant
and the performance of the Trust (including distributions of principal
and interest, delinquent balances of Home Equity Loans,
and the Subordinated amount remaining), together with certain other
information relating to the certificates, is contained in the
Monthly Report for the Monthly Period provided to certificateholders
pursuant to the Pooling and Servicing Agreement (the "Agreement")
dated as of April 1, 2000 between ADVANTA Mortgage Corp.,
USA as Servicer, and Bankers Trust Company, as Trustee.
Item 7. Financial Statements, Exhibits
Exhibit No. Exhibit
1. Monthly Report for the July 2000 Monthly
Period relating to the Revolving Home Equity
Loan Asset Backed Notes, Series 2000-A,
issued by the ADVANTA Revolving
Home Equity Loan Trust 2000-A.
EXHIBIT INDEX
Exhibit
1. Monthly Report for the July 2000 Monthly
Period relating to the Revolving Home Equity
Loan Asset Backed Notes, Series 2000-A,
issued by the ADVANTA Revolving
Home Equity Loan Trust 2000-A.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act
of 1934, the Registrant has duly caused this report to be signed
on its behalf by the undersigned thereunto duly authorized.
ADVANTA Revolving Home Equity Loan Trust 2000-A
BY: ADVANTA Mortgage Corp., USA
BY: /s/ H. John Berens
H. John Berens
Senior Vice President
Advanta Mortgage
September 1, 2000
<TABLE>
EXHIBIT 1
<CAPTION>
ADVANTA Revolving Home Equity Loan Trust 2000-A
Statement to Certificateholders
Distribution in Dollars - Current Period
<CAPTION>
Prior
Original Principal Total Realized
Class Face Value Balance Interest Principal Distribution Losses
<S> <C> <C> <C> <C> <C> <C>
Notes 400,000,000 382,009,349 2,259,9 8,609,56 10,869,47
Certs
Totals 400,000,000 382,009,349 2,259,9 8,609,56 10,869,47
</TABLE>
<TABLE>
<CAPTION>
Current
Deferred Principal
Class Interest Balance
<S> <C> <C>
Notes 373,399,781.17
Certs -
Totals 373,399,781.17
</TABLE>
<TABLE>
<CAPTION>
Interest Accrual Detail Current Period Factor Information per $1,000 of Original Face
Orig. Principal Prior
Period Period (with Notional) Principal
Class Starting Ending Method Cusip Balance Balance
<S> <C> <C> <C> <C> <C> <C>
Notes 7/25/00 8/24/00 A-Act/360 00757CAF5 400,000,000 955.023373
Certs -
</TABLE>
<TABLE>
<CAPTION>
Current
Total Principal
Class Interest Principal Distribution Balance
<S> <C> <C> <C> <C>
Notes 5 21. 27. 933.499453
Certs -
</TABLE>
<TABLE>
<CAPTION>
Distribution in Dollars - To Date
Original Unscheduled Scheduled Total Total
Class Face Value Interest Principal Principal Principal Distribution
<S> <C> <C> <C> <C> <C> <C>
Notes 400,000,000 8,832,9 26,600,218 26,600,21 35,433,171.88
Certs 1,428,8 1,428,819.01
Totals 400,000,000 10,261,77 26,600,218 26,600,21 36,861,990.89
</TABLE>
<TABLE>
<CAPTION>
Current
Realized Deferred Principal
Class Losses Interest Balance
<S> <C> <C> <C>
Notes 373,399,781.17
Certs -
Totals 373,399,781.17
</TABLE>
<TABLE>
<CAPTION>
Interest Detail
Pass Prior Principal Non- Prior Unscheduled
Through (with Notional) Accrued Supported Unpaid Interest
Class Rate Balance Interest Interest SF Interest Adjustments
<S> <C> <C> <C> <C> <C> <C>
Notes 6.87000% 382,009,349 2,259,9
Certs
Totals 382,009,349 2,259,9
</TABLE>
<TABLE>
<CAPTION>
Paid or Current
Optimal Deferred Unpaid
Class Interest Interest Interest
<S> <C> <C> <C>
Notes 2,259,9 2,259,9 -
Certs -
Totals 2,259,9 2,259,9 -
</TABLE>
<TABLE>
<CAPTION>
Collection Account Report
Summary Total
<S> <C> <C> <C> <C> <C> <C>
Principal Collections 6,687,714.85
Principal Withdrawals
Principal Other Accounts
TOTAL NET PRINCIPAL 6,687,714.85
Interest Collections 4,538,421.98
Interest Withdrawals
Interest Fees (356,665.19)
Interest Other Accounts
TOTAL INTEREST 4,181,756.79
TOTAL AVAILABLE TO BONDHOLDERS 10,869,471.64
</TABLE>
<TABLE>
<CAPTION>
Principal - Collections Total
<S> <C> <C> <C> <C> <C> <C>
Principal Received 6,687,714.85
Repurchases/Substitutions
Liquidations
Insurance Principal
Realized Losses
TOTAL PRINCIPAL COLLECTED 6,687,714.85
</TABLE>
<TABLE>
<CAPTION>
Collection Account Report
Principal - Withdrawals Total
<S> <C> <C> <C> <C> <C> <C>
SPACE INTENTIONALLY LEFT BLANK
</TABLE>
<TABLE>
<CAPTION>
Principal - Other Accounts Total
<S> <C> <C> <C> <C> <C> <C>
Prefunded Termination Amt
Other Principal
TOTAL OTHER ACCOUNTS PRINCIPAL
</TABLE>
<TABLE>
<CAPTION>
Interest - Collections Total
<S> <C> <C> <C> <C> <C> <C>
Interest Received 4,538,421.98
Repurchases/Substitutions
Liquidations
Insurance Interest
Other Additional Interest
Interest Realized Losses
TOTAL INTEREST COLLECTED 4,538,421.98
</TABLE>
<TABLE>
<CAPTION>
Collection Account Report
Interest - Withdrawals Total
<S> <C> <C> <C> <C> <C> <C>
Insurer Reimbursement Amounts
Reimburse Indenture And Owner Trustee Expenses
Reimburse to Servicer Nonrecoverable Advances
TOTAL INTEREST WITHDRAWALS
</TABLE>
<TABLE>
<CAPTION>
Interest - Other Accounts Total
<S> <C> <C> <C> <C> <C> <C>
Capitalized Interest Requirement
Pre-Funding Interest Earnings
Collection Account Interest Earnings
TOTAL OTHER ACCOUNT INTEREST
</TABLE>
<TABLE>
<CAPTION>
Interest - Fees Total
<S> <C> <C> <C> <C> <C> <C>
Servicing Fees 263,031.86
Indenture Trustee Fees 3,857.80
Owner Trustee Fees 250.00
Certificate Insurer Premiums 89,525.53
TOTAL INTEREST FEES 356,665.19
</TABLE>
<TABLE>
<CAPTION>
Credit Enhancement Report
Accounts Total
<S> <C> <C> <C> <C> <C> <C>
SPACE INTENTIONALLY LEFT BLANK
</TABLE>
<TABLE>
<CAPTION>
Insurance Total
<S> <C> <C> <C> <C> <C> <C>
SPACE INTENTIONALLY LEFT BLANK
</TABLE>
<TABLE>
<CAPTION>
Structural Features Total
<S> <C> <C> <C> <C> <C> <C>
Specified Overcollateralization Amount 50,925,434.26
Current Overcollateralization Amount 45,768,090.94
Overcollateralization Deficit
Overcollateralization Reduction Amount
</TABLE>
<TABLE>
<CAPTION>
Delinquency Report - Total
Current 1 Payment 2 Payments 3+ Payments Total
<S> <C> <C> <C> <C> <C> <C>
DELINQUENT Balance 4,761,9 2,192,50 1,719,8 8,674,259.00
% Balance 1.14% 0.52% 0.41% 2.07%
# Loans 178 76 321
% # Loans 0.00% 0.00% 0.00% 0.00%
FORECLOSURE Balance 39 89 128,513.00
% Balance 0.01% 0.00% 0.00% 0.02% 0.03%
# Loans 3.00
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
BANKRUPTCY Balance 439, 51, 46 536,971.00
% Balance 0.10% 0.00% 0.01% 0.01% 0.12%
# Loans 12 15
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
REO Balance
% Balance 0.00% 0.00% 0.00% 0.00% 0.00%
# Loans
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
TOTAL Balance 478, 4,761,9 2,243,60 1,855,9 9,339,743.00
% Balance 0.11% 1.14% 0.53% 0.44% 2.22%
# Loans 339
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
Note: Current=0-29 days, 1 payment=30-59 days, 2 payments=60-89 days, 3+payments=90+
</TABLE>
<TABLE>
<CAPTION>
Triggers, Adj. Rate Cert. And Miscellaneous Report
Trigger Events Total
<S> <C> <C> <C> <C> <C> <C>
Overcollateralization Trigger Event Occurred? No
</TABLE>
<TABLE>
<CAPTION>
Adjustable Rate Certificate Information Total
<S> <C> <C> <C> <C> <C> <C>
Current LIBOR 6.620000%
Next LIBOR 6.620000%
Next Notes Pass Through Rate 6.870000%
Net Funds Cap Rate 13.045218%
Net Funds Cap Carry-Forward Amount
</TABLE>
<TABLE>
<CAPTION>
Additional Information Adjustable Fixed Total
<S> <C> <C> <C> <C> <C> <C>
SPACE INTENTIONALLY LEFT BLANK
</TABLE>
<TABLE>
<CAPTION>
Other Related Information
Additional Information Total
<S> <C> <C> <C> <C> <C> <C>
POOL INFORMATION
Beginning Pool & Prefunded Balance 401,251,856.01
Total Principal Received (6,687,714.85)
Draws 3,929,551.86
Prefunding Withdrawals 20,674,179.09
Ending Pool & Prefunded Balance 419,167,872.11
PREFUNDING INFORMATION
Beginning Prefunding Balance 113,451,856.05
Prefunding Adjustment (For 94.8% of Subsequent Mortgages Added) (19,599,121.78)
Prefunding Termination
Ending Prefunding Amount
Interest Earned On Prefunding Account
Beginning Capitalized Interest Balance 1,399,294.49
Capitalized Interest Requirement
Interest Earned on Capitalized Interest Acct
Capitalized Interest Termination (1,399,294.49)
Ending Capitalized Interest Account
</TABLE>
<TABLE>
<CAPTION>
Supplemental Delinquency Report - Total
DELINQUENCY Current 1 Payment 2 Payment 3 Payment 4 Payment
<S> <C> <C> <C> <C> <C> <C>
CLTV=, <100% Balance 3,989,1 1,673,87 969, 277,235.00
% Balance 0.00% 1.29% 0.54% 0.31% 0.09%
# Loans 1
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
CLTV>100% Balance 772, 518,6 276, 45,319.00
% Balance 0.00% 0.70% 0.47% 0.25% 0.04%
# Loans
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
TOTAL Balance 4,761,9 2,192,50 1,246,2 322,554.00
% Balance 0.00% 1.99% 1.01% 0.56% 0.13%
# Loans 1
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
</TABLE>
<TABLE>
<CAPTION>
DELINQUENCY 5 Payment 6+ Payment TOTAL
<S> <C> <C> <C> <C>
CLTV=, <100% Balance 121, 30 7,060,583.00
% Balance 0.04% 0.01% 2.28%
# Loans 278
% # Loans 0.00% 0.00% -
CLTV>100% Balance 1,613,676.00
% Balance 0.00% 0.00% 1.46%
# Loans 43
% # Loans 0.00% 0.00% 0.00%
TOTAL Balance 121, 30 8,674,259.00
% Balance 0.04% 0.01% 3.74%
# Loans 321
% # Loans 0.00% 0.00% -
Note: Current=0-29 days, 1payment=30-59 days, 2payments = 60-89 days, 3payments = 90-119days, 4payments=120-149,
5payments=150-179, 6+payments=180+days
</TABLE>
<TABLE>
<CAPTION>
FORECLOSURE Current 1 Payment 2 Payment 3 Payment 4 Payment
<S> <C> <C> <C> <C> <C> <C>
CLTV=, <100% Balance 39 29,500.00
% Balance 0.01% 0.00% 0.00% 0.00% 0.01%
# Loans
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
CLTV>100% Balance
% Balance 0.00% 0.00% 0.00% 0.00% 0.00%
# Loans
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
TOTAL Balance 39 29,500.00
% Balance 0.01% 0.00% 0.00% 0.00% 0.01%
# Loans
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
</TABLE>
<TABLE>
<CAPTION>
FORECLOSURE 5 Payment 6+ Payment TOTAL
<S> <C> <C> <C> <C>
CLTV=, <100% Balance 60 128,513.00
% Balance 0.02% 0.00% 0.04%
# Loans 3
% # Loans 0.00% 0.00% -
CLTV>100% Balance -
% Balance 0.00% 0.00% 0.00%
# Loans -
% # Loans 0.00% 0.00% -
TOTAL Balance 60 128,513.00
% Balance 0.02% 0.00% 0.04%
# Loans 3
% # Loans 0.00% 0.00% -
Note:Current=0-29 days, 1payment=30-59 days, 2payments=60-89 days, 3payments=90-119days, 4payments=120-149,
5payments=150-179, 6+payments=180+days
</TABLE>
<TABLE>
<CAPTION>
BANKRUPTCY Current 1 Payment 2 Payment 3 Payment 4 Payment
<S> <C> <C> <C> <C> <C> <C>
CLTV=, <100% Balance 379, 19
% Balance 0.12% 0.00% 0.00% 0.01% 0.00%
# Loans
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
CLTV>100% Balance 59 51 59, 24 22,650.00
% Balance 0.05% 0.05% 0.05% 0.02% 0.02%
# Loans
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
TOTAL Balance 439, 51 59, 43 22,650.00
% Balance 0.17% 0.05% 0.05% 0.03% 0.02%
# Loans
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
</TABLE>
<TABLE>
<CAPTION>
BANKRUPTCY 5 Payment 6+ Payment TOTAL
<S> <C> <C> <C> <C>
CLTV=, <100% Balance 399,275.00
% Balance 0.00% 0.00% 0.13%
# Loans 12
% # Loans 0.00% 0.00% -
CLTV>100% Balance 217,144.00
% Balance 0.00% 0.00% 0.19%
# Loans 5
% # Loans 0.00% 0.00% -
TOTAL Balance 616,419.00
% Balance 0.00% 0.00% 0.32%
# Loans 17
% # Loans 0.00% 0.00% -
Note:Current=0-29 days, 1payment=30-59 days, 2payments=60-89 days, 3payments=90-119days, 4payments=120-149,
5payments=150-179, 6+payments=180+days
</TABLE>
<TABLE>
<CAPTION>
REO Current 1 Payment 2 Payment 3 Payment 4 Payment
<S> <C> <C> <C> <C> <C> <C>
CLTV=, <100% Balance
% Balance 0.00% 0.00% 0.00% 0.00% 0.00%
# Loans
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
CLTV>100% Balance
% Balance 0.00% 0.00% 0.00% 0.00% 0.00%
# Loans
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
TOTAL Balance
% Balance 0.00% 0.00% 0.00% 0.00% 0.00%
# Loans
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
</TABLE>
<TABLE>
<CAPTION>
REO 5 Payment 6+ Payment TOTAL
<S> <C> <C> <C> <C>
CLTV=, <100% Balance -
% Balance 0.00% 0.00% 0.00%
# Loans -
% # Loans 0.00% 0.00% -
CLTV>100% Balance -
% Balance 0.00% 0.00% 0.00%
# Loans -
% # Loans 0.00% 0.00% -
TOTAL Balance -
% Balance 0.00% 0.00% 0.00%
# Loans -
% # Loans 0.00% 0.00% -
</TABLE>
<TABLE>
<CAPTION>
TOTAL Current 1 Payment 2 Payment 3 Payment 4 Payment
<S> <C> <C> <C> <C> <C> <C>
CLTV=, <100% Balance 418, 3,989,1 1,673,87 989, 306,735.00
% Balance 0.13% 1.29% 0.54% 0.32% 0.10%
# Loans 1
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
CLTV>100% Balance 59 823, 578,1 300, 67,969.00
% Balance 0.05% 0.75% 0.52% 0.27% 0.06%
# Loans
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
TOTAL Balance 478, 4,813,0 2,252,00 1,290,2 374,704.00
% Balance 0.18% 2.04% 1.06% 0.59% 0.16%
# Loans 1
% # Loans 0.00% 0.00% 0.00% 0.00% 0.00%
</TABLE>
<TABLE>
<CAPTION>
TOTAL 5 Payment 6+ Payment TOTAL
<S> <C> <C> <C> <C>
CLTV=, <100% Balance 181, 30 7,588,371.00
% Balance 0.06% 0.01% 2.45%
# Loans 293
% # Loans 0.00% 0.00% -
CLTV>100% Balance 1,830,820.00
% Balance 0.00% 0.00% 1.65%
# Loans 48
% # Loans 0.00% 0.00% -
TOTAL Balance 181, 30 9,419,191.00
% Balance 0.06% 0.01% 4.10%
# Loans 341
% # Loans 0.00% 0.00% -
Note:Current=0-29 days, 1payment=30-59 days, 2payments=60-89 days, 3payments=90-119days, 4payments=120-149,
5payments=150-179, 6+payments=180+days
</TABLE>