<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FORM
10-QSB FOR THE QUARTERLY PERIOD ENDING SEPTEMBER 30, 2000 AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH 10-QSB.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 8,787
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 8,610
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 8,750
<INVESTMENTS-CARRYING> 41,337
<INVESTMENTS-MARKET> 39,149
<LOANS> 136,112
<ALLOWANCE> 1,469
<TOTAL-ASSETS> 208,247
<DEPOSITS> 177,051
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1,463
<LONG-TERM> 10,000
0
0
<COMMON> 7,680
<OTHER-SE> 12,053
<TOTAL-LIABILITIES-AND-EQUITY> 208,247
<INTEREST-LOAN> 9,193
<INTEREST-INVEST> 2,553
<INTEREST-OTHER> 292
<INTEREST-TOTAL> 12,038
<INTEREST-DEPOSIT> 5,690
<INTEREST-EXPENSE> 6,048
<INTEREST-INCOME-NET> 5,990
<LOAN-LOSSES> 196
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,708
<INCOME-PRETAX> 2,774
<INCOME-PRE-EXTRAORDINARY> 2,774
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,866
<EPS-BASIC> 1.21
<EPS-DILUTED> 1.21
<YIELD-ACTUAL> 4.35
<LOANS-NON> 687
<LOANS-PAST> 549
<LOANS-TROUBLED> 302
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,404
<CHARGE-OFFS> 192
<RECOVERIES> 61
<ALLOWANCE-CLOSE> 1,469
<ALLOWANCE-DOMESTIC> 1,469
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 663
</TABLE>