Payment Date: 12/25/00
------------------------------------------------------------
INDYMAC ABS, INC
Home Equity Mortgage Loan Asset-Backed Trust, Series SPMD 2000-A
------------------------------------------------------------
<TABLE>
<CAPTION>
Class Information Current Payment Information
----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Senior AF1 29,520,191.56 6.817500% 2,162,170.91 162,121.20 2,324,292.11 0.00 0.00
AF2 39,000,000.00 7.820000% 0.00 254,150.00 254,150.00 0.00 0.00
AF3 29,973,000.00 8.310000% 0.00 207,563.03 207,563.03 0.00 0.00
MF1 4,207,000.00 8.620000% 0.00 30,220.28 30,220.28 0.00 0.00
MF2 3,606,000.00 9.110000% 0.00 27,375.55 27,375.55 0.00 0.00
BF 3,606,000.00 9.500000% 0.00 28,547.50 28,547.50 0.00 0.00
AV1 112,537,661.45 6.877500% 1,712,178.69 623,482.09 2,335,660.78 0.00 0.00
MV1 8,127,000.00 7.217500% 0.00 47,251.17 47,251.17 0.00 0.00
MV2 7,740,000.00 7.667500% 0.00 47,806.86 47,806.86 0.00 0.00
BV 10,836,000.00 8.717500% 0.00 76,095.06 76,095.06 0.00 0.00
XF 1,802,045.00 0.000000% 0.00 0.00 0.00 0.00 0.00
XV 3,482,955.00 0.000000% 0.00 0.00 0.00 0.00 0.00
BB 7,411,487.37 8.000000% 584,400.26 49,409.92 633,810.18 0.00 0.00
Residual R 0.00 0.000000% 0.00 0.00 0.00 0.00 0.00
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
Totals - - 249,152,853.01 - 4,458,749.86 1,554,022.66 6,012,772.52 - -
----------------------------------------------------------------------------------------------------------------------------------
Class Information
--------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
--------------------------------------------------------------------------------
Senior AF1 27,358,020.65 0.00
AF2 39,000,000.00 0.00
AF3 29,973,000.00 0.00
MF1 4,207,000.00 0.00
MF2 3,606,000.00 0.00
BF 3,606,000.00 0.00
AV1 110,825,482.76 0.00
MV1 8,127,000.00 0.00
MV2 7,740,000.00 0.00
BV 10,836,000.00 0.00
XF 1,802,045.00 0.00
XV 3,482,955.00 0.00
BB 6,827,087.11 49,409.92
Residual R 0.00 0.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Totals - - 245,278,503.41 49,409.92
--------------------------------------------------------------------------------
</TABLE>
<PAGE>
Payment Date: 12/25/00
------------------------------------------------------------
INDYMAC ABS, INC
Home Equity Mortgage Loan Asset-Backed Trust, Series SPMD 2000-A
------------------------------------------------------------
<TABLE>
<CAPTION>
Class Information Current Payment Information
Factors per $1,000
------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
------------------------------------------------------------------------------------------------------------------------
Senior AF1 29,520,191.56 6.817500% 456606AD4 56.899234 4.266347 719.947912
AF2 39,000,000.00 7.820000% 456606AE2 0.000000 6.516667 1,000.000000
AF3 29,973,000.00 8.310000% 456606AF9 0.000000 6.925000 1,000.000000
MF1 4,207,000.00 8.620000% 456606AG7 0.000000 7.183333 1,000.000000
MF2 3,606,000.00 9.110000% 456606AH5 0.000000 7.591667 1,000.000000
BF 3,606,000.00 9.500000% 456606AJ1 0.000000 7.916667 1,000.000000
AV1 112,537,661.45 6.877500% 456606AK8 13.739197 5.003066 889.307356
MV1 8,127,000.00 7.217500% 456606AL6 0.000000 5.814097 1,000.000000
MV2 7,740,000.00 7.667500% 456606AM4 0.000000 6.176597 1,000.000000
BV 10,836,000.00 8.717500% 456606AN2 0.000000 7.022431 1,000.000000
XF 1,802,045.00 0.000000% 456606AR3 0.000000 0.000000 1,000.000000
XV 3,482,955.00 0.000000% 456606AR3 0.000000 0.000000 1,000.000000
BB 7,411,487.37 8.000000% 456606AQ5 54.969725 4.647585 642.167917
Residual R 0.00 0.000000% 456606AP7 0.000000 0.000000 0.000000
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
Totals - - 249,152,853.01 - - - - -
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
------------------------------------------------------------
INDYMAC ABS, INC
Home Equity Mortgage Loan Asset-Backed Trust, Series SPMD 2000-A
------------------------------------------------------------
--------------------------------------------------------------------------------
COLLATERAL INFORMATION
--------------------------------------------------------------------------------
Total
-----
Prin balance 109,552,931.32 141,011,616.76 250,564,548.08
Loan count 1119 884 2003
Avg loan rate 10.576816% 10.022382% 10.27
Prepay amount 2,101,672.67 1,642,919.60 3,744,592.27
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FEES AND ADVANCES
--------------------------------------------------------------------------------
Total
-----
Master serv fees 2,862.70 3,657.30 6,520.00
Sub servicer fees 45,557.75 59,438.55 104,996.30
Trustee fees 837.86 1,070.43 1,908.29
Agg advances N/A N/A N/A
Adv this period 0.00 0.00 0.00
--------------------------------------------------------------------------------
LOSSES & INSURANCE COVERAGES
--------------------------------------------------------------------------------
Total
-----
Realized losses 0.00 0.00 0.00
Cumulative losses 0.00 64,183.44 64,183.44
Coverage Amounts Total
---------------- -----
Bankruptcy 0.00 0.00 0.00
Fraud 0.00 0.00 0.00
Special Hazard 0.00 0.00 0.00
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 100.000000% 100.000000% 249,152,853.01
-----------------------------------------------------------------------------
Junior 0.000000% 0.000000% 0.00
-----------------------------------------------------------------------------
--------------------------------------------------------------------------------
DELINQUENCY INFORMATION
--------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
------ ---------- ---------------------
30 to 59 days 161 18,941,636.16
60 to 89 days 64 7,703,054.75
90 or more 120 15,751,306.51
Foreclosure 0 0.00
Totals: 345 42,395,997.42
--------------------------------------------------------------------------------
<PAGE>
--------------------------------------------------------------------------------
REO INFORMATION
--------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
<PAGE>
--------------------------------------------------------------------------------
OTHER INFORMATION
--------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 6,012,772.52 6,012,772.52
Principal remittance amount 4,458,749.86 4,458,749.86
Interest remittance amount 1,554,022.66 1,554,022.66