Payment Date: 05/25/00
------------------------------------------------------------
INDYMAC ABS, INC
Home Equity Mortgage Loan Asset-Backed Trust, Series SPMD 2000-A
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<TABLE>
<CAPTION>
Class Information Current Payment Information
---------------------------------------------------------------------------------------------
Class Beg. Pass Thru Prin. Int. Total Prin. Int.
Type Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses S/F
---------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Senior AF1 38,000,000.00 6.539500% 693,720.05 193,278.56 886,998.61 0.00 0.00
AF2 39,000,000.00 7.820000% 0.00 254,150.00 254,150.00 0.00 0.00
AF3 29,973,000.00 8.310000% 0.00 207,563.02 207,563.02 0.00 0.00
MF1 4,207,000.00 8.620000% 0.00 30,220.28 30,220.28 0.00 0.00
MF2 3,606,000.00 9.110000% 0.00 27,375.55 27,375.55 0.00 0.00
BF 3,606,000.00 9.327997% 0.00 28,030.63 28,030.63 0.00 0.00
AV1 124,620,000.00 6.602000% 847,007.86 639,909.85 1,486,917.71 0.00 0.00
MV1 8,127,000.00 6.956400% 0.00 43,971.40 43,971.40 0.00 0.00
MV2 7,740,000.00 7.426300% 0.00 44,706.33 44,706.33 0.00 0.00
BV 10,836,000.00 8.526100% 0.00 71,857.97 71,857.97 0.00 0.00
XF 1,802,045.00 0.000000% 0.00 0.00 0.00 0.00 0.00
XV 3,482,955.00 0.000000% 0.00 0.00 0.00 0.00 0.00
BB 10,631,311.42 8.000000% 131,311.43 70,875.41 202,186.84 0.00 0.00
Resid. R 100.00 0.000000% 100.00 0.84 100.84 0.00 0.00
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Totals - - 269,715,100 - 1,672,139.34 1,611,939.84 3,284,079.18 - -
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Class Information
--------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
--------------------------------------------------------------------------------
Senior AF1 37,306,279.95 0.00
AF2 39,000,000.00 0.00
AF3 29,973,000.00 0.00
MF1 4,207,000.00 0.00
MF2 3,606,000.00 0.00
BF 3,606,000.00 0.00
AV1 123,772,992.14 0.00
MV1 8,127,000.00 0.00
MV2 7,740,000.00 0.00
BV 10,836,000.00 0.00
XF 1,802,045.00 0.00
XV 3,482,955.00 0.00
BB 10,499,999.99 103,333.33
Residual R 0.00 0.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Totals - - 268,174,272.09 103,333.33
--------------------------------------------------------------------------------
</TABLE>
<PAGE>
Payment Date: 05/25/00
------------------------------------------------------------
INDYMAC ABS, INC
Home Equity Mortgage Loan Asset-Backed Trust, Series SPMD 2000-A
------------------------------------------------------------
<TABLE>
<CAPTION>
Class Information Current Payment Information
Factors per $1,000
--------------------------------------------------------------------------------------
Class Beg. Cert. Pass Thru CUSIP Principal Interest End. Cert./
Type Code Name Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
--------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
--------------------------------------------------------------------------------------
Senior AF1 38,000,000.00 6.539500% 456606AD4 18.255791 5.086278 981.744209
AF2 39,000,000.00 7.820000% 456606AE2 0.000000 6.516667 1,000.000000
AF3 29,973,000.00 8.310000% 456606AF9 0.000000 6.925000 1,000.000000
MF1 4,207,000.00 8.620000% 456606AG7 0.000000 7.183333 1,000.000000
MF2 3,606,000.00 9.110000% 456606AH5 0.000000 7.591667 1,000.000000
BF 3,606,000.00 9.327997% 456606AJ1 0.000000 7.773331 1,000.000000
AV1 124,620,000 6.602000% 456606AK8 6.796725 5.134889 993.203275
MV1 8,127,000.00 6.956400% 456606AL6 0.000000 5.410533 1,000.000000
MV2 7,740,000.00 7.426300% 456606AM4 0.000000 5.776012 1,000.000000
BV 10,836,000.00 8.526100% 456606AN2 0.000000 6.631411 1,000.000000
XF 1,802,045.00 0.000000% 456606AR3 0.000000 0.000000 1,000.000000
XV 3,482,955.00 0.000000% 456606AR3 0.000000 0.000000 1,000.000000
BB 10,631,311.42 8.000000% 456606AQ5 12.351386 6.666667 987.648614
Resid. R 100.00 0.000000% 456606AP7 1,000.000 8.400000 0.000000
--------------------------------------------------------------------------------------
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--------------------------------------------------------------------------------------
Totals - - 269,715,100 - - - - -
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--------------------------------------------------------------------------------------
</TABLE>
<PAGE>
------------------------------------------------------------
INDYMAC ABS, INC
Home Equity Mortgage Loan Asset-Backed Trust, Series SPMD 2000-A
------------------------------------------------------------
--------------------------------------------------------------------------------
COLLATERAL INFORMATION
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Total
-----
Prin balance 100,171,393.69 129,709,054.67 229,880,448.36
Loan count 991 791 1782
Avg loan rate 10.594875% 10.046310% 10.29
Prepay amount 642,561.99 788,507.14 1,431,069.13
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FEES AND ADVANCES
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Total
-----
Master serv fees 2,584.65 3,345.49 5,930.14
Sub servicer fees 41,025.77 54,285.24 95,311.01
Trustee fees 756.48 979.17 1,735.65
Agg advances N/A N/A N/A
Adv this period 0.00 0.00 0.00
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LOSSES & INSURANCE COVERAGES
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Total
-----
Realized losses 0.00 0.00 0.00
Cumulative losses 0.00 0.00 0.00
Coverage Amounts Total
---------------- -----
Bankruptcy 0.00 0.00 0.00
Fraud 0.00 0.00 0.00
Special Hazard 0.00 0.00 0.00
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 100.000000% 100.000000% 269,715,100.00
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Junior 0.000000% 0.000000% 0.00
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DELINQUENCY INFORMATION
--------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
------ ---------- ---------------------
30 to 59 days 51 6,361,753.88
60 to 89 days 3 367,405.24
90 or more 0 0.00
Foreclosure 0 0.00
Totals: 54 6,729,159.12
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<PAGE>
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REO INFORMATION
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REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
<PAGE>
--------------------------------------------------------------------------------
OTHER INFORMATION
--------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 3,284,079.18 3,284,079.18
Principal remittance amount 1,672,139.34 1,672,139.34
Interest remittance amount 1,611,939.84 1,611,939.84
