FIRST FEDERAL BANCSHARES INC /DE
10QSB, EX-27, 2000-11-14
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
This  schedule  contains  financial  information  extracted  from the  unaudited
consolidated  financial  statements  for the Company for the seven  months ended
September  30,  2000 and is  qualified  in its  entirety  by  reference  to such
unaudited financial statements.
</LEGEND>
<MULTIPLIER>                                    1,000

<S>                             <C>
<PERIOD-TYPE>                   7-MOS
<FISCAL-YEAR-END>               DEC-31-2000
<PERIOD-START>                  MAR-01-2000
<PERIOD-END>                    SEP-30-2000
<CASH>                                         24,428
<INT-BEARING-DEPOSITS>                          2,562
<FED-FUNDS-SOLD>                                    0
<TRADING-ASSETS>                                    0
<INVESTMENTS-HELD-FOR-SALE>                    31,412
<INVESTMENTS-CARRYING>                         58,692
<INVESTMENTS-MARKET>                           56,702
<LOANS>                                       116,667
<ALLOWANCE>                                       523
<TOTAL-ASSETS>                                237,648
<DEPOSITS>                                    184,727
<SHORT-TERM>                                        0
<LIABILITIES-OTHER>                             8,171
<LONG-TERM>                                         0
                               0
                                         0
<COMMON>                                           22
<OTHER-SE>                                     44,728
<TOTAL-LIABILITIES-AND-EQUITY>                237,648
<INTEREST-LOAN>                                 5,252
<INTEREST-INVEST>                               3,539
<INTEREST-OTHER>                                    0
<INTEREST-TOTAL>                                8,791
<INTEREST-DEPOSIT>                              5,424
<INTEREST-EXPENSE>                              5,605
<INTEREST-INCOME-NET>                           3,186
<LOAN-LOSSES>                                       0
<SECURITIES-GAINS>                                  0
<EXPENSE-OTHER>                                 1,835
<INCOME-PRETAX>                                 1,535
<INCOME-PRE-EXTRAORDINARY>                        999
<EXTRAORDINARY>                                     0
<CHANGES>                                           0
<NET-INCOME>                                      999
<EPS-BASIC>                                         0
<EPS-DILUTED>                                       0
<YIELD-ACTUAL>                                   2.53
<LOANS-NON>                                        15
<LOANS-PAST>                                    1,257
<LOANS-TROUBLED>                                   64
<LOANS-PROBLEM>                                     0
<ALLOWANCE-OPEN>                                  483
<CHARGE-OFFS>                                       0
<RECOVERIES>                                       10
<ALLOWANCE-CLOSE>                                 523
<ALLOWANCE-DOMESTIC>                              523
<ALLOWANCE-FOREIGN>                                 0
<ALLOWANCE-UNALLOCATED>                           124



</TABLE>


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