UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar year or Quarter Ended:
September 30, 2000
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a
restatement.
[ ] adds new
holdings
entries.
Institutional Investment Manager Filing This Report:
Name: Bar Harbor Bankshares
Address: 82 Main Street, P.O. Box 400
Bar Harbor, ME 04609-0400
13F File Number: 841105-D
The institutional investment manager filing this report
and the
person by whom it is signed hereby represent that the
person
signing the report is authorized to submit it, that all
information
contained herein is true, correct and complete, and
that it is
understood that all required items, statements,
schedules, lists,
and tables, are considered integral parts of this form.
Person signing this report on behalf of Reporting
Manager:
Name: Faye A. Geel
Title: Vice President & Trust Officer
Phone: 207-288-9071
Signature, Place, and Date of Signing:
Faye A. Geel Bar Harbor, Maine
November 3, 2000
Report Type (Check only one.):
[ ] 13F HOLDINGS REPORT.
[ X ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager:
BTI Financial Group
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES
EXCHANGE
ACT OF 1934.
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