SEPARATE ACCOUNT VA I
N-4, EX-14, 2000-09-26
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<PAGE>

                                 EXHIBIT (14)

                              POWERS OF ATTORNEY
<PAGE>

                               POWER OF ATTORNEY
                                WITH RESPECT TO
                             SEPARATE ACCOUNT VA I


Know all men by these presents that Patrick S. Baird, whose signature appears
below, constitutes and appoints Craig D. Vermie and Brenda K. Clancy, and each
of them, his attorneys-in-fact, each with the power of substitution, for him in
any and all capacities, to sign any registration statements and amendments
thereto for the Separate Account VA I, and to file the same, with exhibits
thereto and other documents in connection therewith, with the Securities and
Exchange Commission, hereby ratifying and confirming all that each of said
attorneys-in-fact, or their substitute, may do or cause to be done by virtue
hereof.

                                            /s/ Patrick S. Baird
                                        ----------------------------------
                                        Patrick S. Baird
                                        Senior Vice President
                                        PFL Life Insurance Company


September 1, 2000
-----------------------
Date
<PAGE>

                               POWER OF ATTORNEY
                                WITH RESPECT TO
                             SEPARATE ACCOUNT VA I


Know all men by these presents that Craig D. Vermie, whose signature appears
below, constitutes and appoints Craig D. Vermie and Brenda K. Clancy, and each
of them, his attorneys-in-fact, each with the power of substitution, for him in
any and all capacities, to sign any registration statements and amendments
thereto for the Separate Account VA I, and to file the same, with exhibits
thereto and other documents in connection therewith, with the Securities and
Exchange Commission, hereby ratifying and confirming all that each of said
attorneys-in-fact, or their substitute, may do or cause to be done by virtue
hereof.

                                             /s/ Craig D. Vermie
                                        ----------------------------------
                                        Craig D. Vermie
                                        Vice President
                                        PFL Life Insurance Company


September 1, 2000
------------------------
Date
<PAGE>

                               POWER OF ATTORNEY
                                WITH RESPECT TO
                             SEPARATE ACCOUNT VA I


Know all men by these presents that Larry N. Norman, whose signature appears
below, constitutes and appoints Craig D. Vermie and Brenda K. Clancy, and each
of them, his attorneys-in-fact, each with the power of substitution, for him in
any and all capacities, to sign any registration statements and amendments
thereto for the Separate Account VA I, and to file the same, with exhibits
thereto and other documents in connection therewith, with the Securities and
Exchange Commission, hereby ratifying and confirming all that each of said
attorneys-in-fact, or their substitute, may do or cause to be done by virtue
hereof.

                                             /s/ Larry N. Norman
                                        -------------------------------
                                        Larry N. Norman
                                        President
                                        PFL Life Insurance Company


September 1, 2000
-------------------------
Date
<PAGE>

                               POWER OF ATTORNEY
                                WITH RESPECT TO
                             SEPARATE ACCOUNT VA I


Know all men by these presents that Bart Herbert, Jr., whose signature appears
below, constitutes and appoints Craig D. Vermie and Brenda K. Clancy, and each
of them, his attorneys-in-fact, each with the power of substitution, for him in
any and all capacities, to sign any registration statements and amendments
thereto for the Separate Account VA I, and to file the same, with exhibits
thereto and other documents in connection therewith, with the Securities and
Exchange Commission, hereby ratifying and confirming all that each of said
attorneys-in-fact, or their substitute, may do or cause to be done by virtue
hereof.

                                             /s/ Bart Herbert, Jr.
                                        ---------------------------------
                                        Bart Herbert, Jr.
                                        Executive Vice President
                                        PFL Life Insurance Company


September 1, 2000
----------------------
Date
<PAGE>

                               POWER OF ATTORNEY
                                WITH RESPECT TO
                             SEPARATE ACCOUNT VA I


Know all men by these presents that Douglas C. Kolsrud, whose signature appears
below, constitutes and appoints Craig D. Vermie and Brenda K. Clancy, and each
of them, his attorneys-in-fact, each with the power of substitution, for him in
any and all capacities, to sign any registration statements and amendments
thereto for the Separate Account VA I, and to file the same, with exhibits
thereto and other documents in connection therewith, with the Securities and
Exchange Commission, hereby ratifying and confirming all that each of said
attorneys-in-fact, or their substitute, may do or cause to be done by virtue
hereof.

                                             /s/ Douglas C. Kolsrud
                                        ---------------------------------
                                        Douglas C. Kolsrud
                                        Senior Vice President
                                        PFL Life Insurance Company


September 1, 2000
-----------------------
Date
<PAGE>

                               POWER OF ATTORNEY
                                WITH RESPECT TO
                             SEPARATE ACCOUNT VA I


Know all men by these presents that Robert J. Kontz, whose signature appears
below, constitutes and appoints Craig D. Vermie and Brenda K. Clancy, and each
of them, his attorneys-in-fact, each with the power of substitution, for him in
any and all capacities, to sign any registration statements and amendments
thereto for the Separate Account VA I, and to file the same, with exhibits
thereto and other documents in connection therewith, with the Securities and
Exchange Commission, hereby ratifying and confirming all that each of said
attorneys-in-fact, or their substitute, may do or cause to be done by virtue
hereof.

                                        /s/ Robert J. Kontz
                                        ------------------------------
                                        Robert J. Kontz
                                        Vice President
                                        PFL Life Insurance Company


September 1, 2000
------------------------
Date
<PAGE>

                               POWER OF ATTORNEY
                                WITH RESPECT TO
                             SEPARATE ACCOUNT VA I


Know all men by these presents that Brenda K. Clancy, whose signature appears
below, constitutes and appoints Craig D. Vermie and Brenda K. Clancy, and each
of them, her attorneys-in-fact, each with the power of substitution, for her in
any and all capacities, to sign any registration statements and amendments
thereto for the Separate Account VA I, and to file the same, with exhibits
thereto and other documents in connection therewith, with the Securities and
Exchange Commission, hereby ratifying and confirming all that each of said
attorneys-in-fact, or their substitute, may do or cause to be done by virtue
hereof.

                                        /s/ Brenda K. Clancy
                                        ---------------------------------
                                        Brenda K. Clancy
                                        Vice President
                                        PFL Life Insurance Company


September 1, 2000
------------------------
Date


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