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EXHIBIT (9)
OPINION AND CONSENT OF COUNSEL
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[PFL Life Insurance Company]
December 8, 2000
PFL Life Insurance Company
4333 Edgewood Road N.E.
Cedar Rapids, Iowa 52499-0001
Dear Sir/Madam:
With reference to the Registration Statement on Form N-4 by PFL Life Insurance
Company and Separate Account VA I with the Securities and Exchange Commission
covering individual variable annuity contracts, I have examined such documents
and such law as I considered necessary and appropriate, and on the basis of such
examination, it is my opinion that:
1. PFL Life Insurance Company is duly organized and validly existing under the
laws of the State of Iowa and has been duly authorized to issue individual
variable annuity contracts by the Department of Insurance of the State of
Iowa.
2. Separate Account VA I is a duly authorized and existing separate account
established pursuant to the provisions of Section 508A.1 of the Iowa
Insurance Code.
3. The Individual Variable Annuity Contracts, when issued as contemplated by
said Form N-4 Registration Statement, will constitute legal, validly issued
and binding obligations of PFL Life Insurance Company.
I hereby consent to the filing of this opinion as an exhibit to said N-4
Registration Statement.
Very truly yours,
PFL LIFE INSURANCE COMPANY
/s/ Frank A. Camp
Frank A. Camp
Division General Counsel
Financial Markets Division
