HARLEY DAVIDSON CUSTOMER FUNDING CORP
8-K, EX-23.2, 2000-11-17
ASSET-BACKED SECURITIES
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                                                                    Exhibit 23.2


                         CONSENT OF INDEPENDENT AUDITORS



We consent to the reference to our firm under the caption "Experts" and to the
use of our report dated November 13, 2000 with respect to the balance sheet of
Harley-Davidson Motorcycle Trust 2000-3 at November 13, 2000, in the
Registration Statement (Form S-3 No. 333-37550) and related Prospectus of
Harley-Davidson Motorcycle Trusts dated November 15, 2000.





                                                 /s/ Ernst & Young


Chicago, Illinois
November 13, 2000


                                      -6-



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