MANUFACTURED HOUS CONT SEN SUB PASS THR CERT SERIES 2000B
8-K, 2000-11-21
ASSET-BACKED SECURITIES
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<PAGE>   1

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                       Securities and Exchange Act of 1934

       Date of Report (Date of earliest event reported): November 7, 2000

                      Vanderbilt Mortgage and Finance, Inc.
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             (Exact name of registrant as specified in its charter)

                                    Tennessee
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         (State or other jurisdiction of incorporation or organization)

     333-75405-06                                         62-0997810
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(Commission File Number)                       (IRS Employer Identification No.)


                      Vanderbilt Mortgage and Finance, Inc.
                                 500 Alcoa Trail
                               Maryville, TN 37804
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              (Address of principal executive offices and zip code)


        Registrant's telephone number, including area code: 865-380-3000



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          (Former name or former address, if changed since last report)


<PAGE>   2


Item 5.  Other Events

         For the Remittance Date of November 7, 2000, The Chase Manhattan Bank,
as Trustee, made the monthly distributions to the holders of the Vanderbilt
Mortgage and Finance, Inc. Manufactured Housing Contract Senior/Subordinate
Pass-Through Certificates, Series 2000B.

Item 7.  Financial Statements and Exhibits

         (c)      Exhibits.

                  The following are filed herewith. The exhibit numbers
correspond with Item 601(b) of Regulation S-K.

         Exhibit No.             Description                             Page
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            20          Monthly Report delivered by                        3
                        the Trustee to Certificateholders
                        in connection with the distributions
                        on the Remittance Date specified
                        in Item 5 above.

SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                    VANDERBILT MORTGAGE AND FINANCE, INC.,
                                    as Servicer



                                    By: /s/ David R. Jordan
                                        ----------------------------------------
                                    Name:  David R. Jordan
                                    Title: Secretary

Dated: November 7, 2000




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