<PAGE>
================================================================================
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
Current Report Pursuant
to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported) October 10, 2000
------------------
AmSouth Auto Receivables, LLC
--------------------------------------------------------------------------------
(Exact Name of Registrant as Specified in its Charter)
Delaware
--------------------------------------------------------------------------------
(State or Other Jurisdiction of Incorporation)
333-38676 63-1254677
-------------------------- --------------------------------
(Commission File Number) (Registrant's I.R.S. Employer
Identification No.)
1900 Fifth Avenue North, AmSouth Sonat Tower, Birmingham, Alabama 35203
--------------------------------------------------------------------------------
(Address of Principal Executive Offices) (Zip Code)
(205) 326-5300
--------------------------------------------------------------------------------
(Registrant's Telephone Number, Including Area Code)
Not Applicable
--------------------------------------------------------------------------------
(Former Name or Former Address, if Changed Since Last Report)
================================================================================
<PAGE>
Item 5. Other Events.
The Registrant is filing the exhibit listed in Item 7(c) below in
connection with the issuance of Class A-1 Asset Backed Notes, Class A-2 Asset
Backed Notes, Class A-3 Asset Backed Notes, Class A-4 Asset Backed Notes, Class
B Asset Backed Notes and Class C Asset Backed Notes by AmSouth Auto Trust 2000-1
described in the Preliminary Prospectus Supplement dated October 9, 2000.
Item 7. Financial Statements and Exhibits.
(c) Exhibits.
Exhibit
No. Document Description
------- --------------------
8.1 Opinion of Mayer, Brown & Platt with respect to tax matters
-2-
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
October 10, 2000 AmSouth Auto Receivables, LLC
By: /s/ Mark Graf
-------------------------------------
Name: Mark Graf
-----------------------------------
Title: Principal Executive Officer
----------------------------------
-3-
