<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM T-1
--------
STATEMENT OF ELIGIBILITY
UNDER THE TRUST INDENTURE ACT OF 1939
OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE
CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY
OF A TRUSTEE PURSUANT TO SECTION 305(b)(2)
_________________________
The Bank of New York Trust Company of Florida, National Association
(Exact name of trustee as specified in its charter)
59-2283428
(Jurisdiction of incorporation or organization if (I.R.S. employer
not a U.S. national bank) identification number)
800 Brickell Avenue, Suite 300
Miami, Florida 33131
(Address of principal executive offices) (Zip Code)
The Bank of New York Trust Company of Florida, National Association
800 Brickell Avenue, Suite 300
Miami, Florida 33131
(Name, address and telephone number of agent for service)
________________________
AMSOUTH AUTO TRUST 2000-1
(Exact name of obligor as specified in its charter)
New York 63-1254677
(State or other jurisdiction of (I.R.S. employer
incorporation or organization) identification number)
1900 Fifth Avenue North
AmSouth Sonat Tower
Birmingham, Alabama 35203
(Address of principal executive offices) (Zip Code)
<PAGE>
Asset Backed Notes
(Title of Indenture Securities)
Item 1. General Information. Furnish the following information as to the
-------------------
trustee:
(a) Name and address of each examining or supervising authority to which
it is subject.
--------------------------------------------------------------------------------
Name Address
--------------------------------------------------------------------------------
United States Office of the Comptroller Southeastern District
of the Currency Marquis One Tower, Suite 600
245 Peachtree Center Ave., NE
Atlanta, GA 30303-1223
--------------------------------------------------------------------------------
(b) Whether it is authorized to exercise corporate trust powers.
The trustee is authorized to exercise corporate trust powers.
Item 2. Affiliations With the Obligor. If the obligor is an affiliate of the
-----------------------------
trustee, describe each such affiliation. No such affiliation exists.
Item 16. List of exhibits. List below all exhibits filed as a part of this
----------------
Statement of Eligibility.
1. A copy of the articles of association of the trustee as now in
effect.
2. A copy of the certificates of authority of the trustee to commence
business.
3. A copy of the authorization of the trustee to exercise corporate
trust powers.
4. A copy of the existing by-laws of the trustee.
5. Not Applicable.
6. The consent of the trustee required by Section 321(b) of the Act.
7. A copy of the latest report of condition of the trustee published
pursuant to law or the requirements of its supervising or examining
authority.
8. Not Applicable.
<PAGE>
9. Not Applicable.
Pursuant to the requirements of the Trust Indenture Act of 1939, as amended, the
trustee, The Bank of New York Trust Company of Florida, National Association, a
national banking association, has duly caused this statement of eligibility to
be signed on its behalf by the undersigned, thereunto duly authorized, all in
the City of New York and State of New York, on the 16th day of October, 2000.
The Bank of New York Trust Company of Florida,
National Association, Trustee,
By: /s/ Eileen Barat
----------------------------------------
Name: Eileen Barat
---------------------------------
Title: Vice President
--------------------------------