EXHIBIT 1. (3)(C)
Commission Schedule
OVERTURE ENCORE! II (Registration No. 333-39110)
Broker/Dealer, for its efforts in soliciting sales of the policy described as
Policy Form # 5118 (Flexible Premium Variable Universal Life), shall receive
commission as stated below:
PREMIUMS IN EXCESS
FIRST ANNUAL OF TARGET PLUS
TARGET PREMIUM PLUS RIDER & SUBSTANDARD ANNUAL ASSET
POLICY YEAR RIDER & SUBSTANDARD PREMIUM BASED ADMINISTRATIVE FEE*
----------- ------------------- ------- -------------------------
1 91% 3% 0%
2-4 3% 3% 0%
5+ 0% 0% 0.25%
*Writing Representative only
The annual asset based administrative fee will be paid at the end of the policy
quarter and is based on the policy accumulation value, unimpaired by reduced
rate loans, at that time.
