EXHIBIT 2. (A)(B)
Opinion and Consent of Donald R. Stading
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FIRST AMERITAS LIFE INSUSRACNE CORP. OF NEW YORK LOGO
June 12, 2000
First Ameritas Life Insurance Corp. of New York
400 Rella Blvd., Suite 304
Suffern, NY 10901-4253
Gentlemen:
With reference to the initial Registration Statement on Form S-6 filed by First
Ameritas Life Insurance Corp. of New York and First Ameritas Variable Life
Separate Account with the Securities and Exchange Commission covering flexible
premium life insurance policies, I have examined such documents and such laws as
I considered necessary and appropriate, and on the basis of such examination, it
is my opinion that:
1. First Ameritas Life Insurance Corp. of New York is duly
organized and validly existing under the laws of the State of
New York and has been duly authorized by the Insurance
Department of the State of New York to issue variable life
policies.
2. First Ameritas Variable Life Separate Account is a duly
authorized and existing separate account established pursuant to
the provisions of Section 4240 of the Insurance Statutes of the
State of New York.
3. The flexible premium variable life policies, when issued as
contemplated by said Form S-6 Registration Statement, will
constitute legal, validly issued and binding obligations of
First Ameritas Life Insurance Corp. of New York.
I hereby consent to the filing of this opinion as an exhibit to said Form S-6
Registration Statement and to the use of my name under the caption "Legal
Matters" in the Prospectus contained in the Registration Statement.
Sincerely,
/s/ Donald R. Standing
Donald R. Stading
Vice President, Secretary and General Counsel
