CONSENT ON INDEPENDENT ACCOUNTANTS
We consent to the incorporation by reference in the Prospectus Supplement of
Union Acceptance Corporation, relating to UACSC 2000-B Owner Trust Automobile
Receivable Backed Notes, of our report dated February 3, 1999, on our audits of
the consolidated financial statements of MBIA Insurance Corporation and
Subsidiaries as of December 31, 1999 and 1998 and for each of the three years in
the period ended December 31, 1999. We also consent to the reference to our Firm
under the caption "Experts".
/s/PriceWaterhouseCoopers
June 14, 2000
