<PAGE>
POWER OF ATTORNEY
STATE OF KANSAS )
) SS.
COUNTY OF SHAWNEE )
KNOW ALL MEN BY THESE PRESENTS:
THAT I, Sister Loretto Marie Colwell, being a Director of SECURITY BENEFIT LIFE
INSURANCE COMPANY (the "Company"), by these presents do make, constitute and
appoint Howard R. Fricke, James R. Schmank and Roger K. Viola, and each of them,
my true and lawful attorneys, each with full power and authority for me and in
my name and behalf to sign, as my agent, any Registration Statement applicable
to separate accounts of the Company, as well as any pre-effective amendment,
post-effective amendment and any application for exemptive relief (including
amendments to such applications) for such separate accounts (now or hereafter
established by the Company) and filed pursuant to the Investment Company Act of
1940 or the Securities Act of 1933, each as amended, any instrument or document
filed as part thereof, or in connection therewith or in any way related thereto,
with like effect as though said Registration Statement or other document had
been signed and filed personally by me in the capacity aforesaid.
IN WITNESS WHEREOF, I have hereunto set my hand this 3rd day of April, 2000.
SISTER LORETTO MARIE COLWELL
------------------------------
Sister Loretto Marie Colwell
SUBSCRIBED AND SWORN to before me this 3rd day of April, 2000.
JULIA A. SMRHA
------------------------------
Notary Public
My Commission Expires:
7-8-2000
---------------------
<PAGE>
POWER OF ATTORNEY
STATE OF KANSAS )
) SS.
COUNTY OF SHAWNEE )
KNOW ALL MEN BY THESE PRESENTS:
THAT I, John C. Dicus, being a Director of SECURITY BENEFIT LIFE INSURANCE
COMPANY (the "Company"), by these presents do make, constitute and appoint
Howard R. Fricke, James R. Schmank and Roger K. Viola, and each of them, my true
and lawful attorneys, each with full power and authority for me and in my name
and behalf to sign, as my agent, any Registration Statement applicable to
separate accounts of the Company, as well as any pre-effective amendment,
post-effective amendment and any application for exemptive relief (including
amendments to such applications) for such separate accounts (now or hereafter
established by the Company) and filed pursuant to the Investment Company Act of
1940 or the Securities Act of 1933, each as amended, any instrument or document
filed as part thereof, or in connection therewith or in any way related thereto,
with like effect as though said Registration Statement or other document had
been signed and filed personally by me in the capacity aforesaid.
IN WITNESS WHEREOF, I have hereunto set my hand this 6th day of April, 2000.
JOHN C. DICUS
-----------------------
John C. Dicus
SUBSCRIBED AND SWORN to before me this 6th day of April, 2000.
MARY R. FALTER
-----------------------
Notary Public
My Commission Expires:
1-30-2004
---------------------
<PAGE>
POWER OF ATTORNEY
STATE OF KANSAS )
) SS.
COUNTY OF SHAWNEE )
KNOW ALL MEN BY THESE PRESENTS:
THAT I, Steven J. Douglass, being a Director of SECURITY BENEFIT LIFE INSURANCE
COMPANY (the "Company"), by these presents do make, constitute and appoint
Howard R. Fricke, James R. Schmank and Roger K. Viola, and each of them, my true
and lawful attorneys, each with full power and authority for me and in my name
and behalf to sign, as my agent, any Registration Statement applicable to
separate accounts of the Company, as well as any pre-effective amendment,
post-effective amendment and any application for exemptive relief (including
amendments to such applications) for such separate accounts (now or hereafter
established by the Company) and filed pursuant to the Investment Company Act of
1940 or the Securities Act of 1933, each as amended, any instrument or document
filed as part thereof, or in connection therewith or in any way related thereto,
with like effect as though said Registration Statement or other document had
been signed and filed personally by me in the capacity aforesaid.
IN WITNESS WHEREOF, I have hereunto set my hand this 3rd day of April, 2000.
STEVEN J. DOUGLASS
-----------------------
Steven J. Douglass
SUBSCRIBED AND SWORN to before me this 3rd day of April, 2000.
NANCY A. LEWIS
------------------------
Notary Public
My Commission Expires:
10-16-00
---------------------
<PAGE>
POWER OF ATTORNEY
STATE OF KANSAS )
) SS.
COUNTY OF SHAWNEE )
KNOW ALL MEN BY THESE PRESENTS:
THAT I, Howard R. Fricke, being a Director of SECURITY BENEFIT LIFE INSURANCE
COMPANY (the "Company"), by these presents do make, constitute and appoint James
R. Schmank and Roger K. Viola, and each of them, my true and lawful attorneys,
each with full power and authority for me and in my name and behalf to sign, as
my agent, any Registration Statement applicable to separate accounts of the
Company, as well as any pre-effective amendment, post-effective amendment and
any application for exemptive relief (including amendments to such applications)
for such separate accounts (now or hereafter established by the Company) and
filed pursuant to the Investment Company Act of 1940 or the Securities Act of
1933, each as amended, any instrument or document filed as part thereof, or in
connection therewith or in any way related thereto, with like effect as though
said Registration Statement or other document had been signed and filed
personally by me in the capacity aforesaid.
IN WITNESS WHEREOF, I have hereunto set my hand this 3rd day of April, 2000.
HOWARD R. FRICKE
------------------------
Howard R. Fricke
SUBSCRIBED AND SWORN to before me this 3rd day of April, 2000.
ANNETTE E. CRIPPS
------------------------
Notary Public
My Commission Expires:
7/8/2001
---------------------
<PAGE>
POWER OF ATTORNEY
STATE OF KANSAS )
) SS.
COUNTY OF SEDGWICK )
KNOW ALL MEN BY THESE PRESENTS:
THAT I, William W. Hanna, being a Director of SECURITY BENEFIT LIFE INSURANCE
COMPANY (the "Company"), by these presents do make, constitute and appoint
Howard R. Fricke, James R. Schmank and Roger K. Viola, and each of them, my true
and lawful attorneys, each with full power and authority for me and in my name
and behalf to sign, as my agent, any Registration Statement applicable to
separate accounts of the Company, as well as any pre-effective amendment,
post-effective amendment and any application for exemptive relief (including
amendments to such applications) for such separate accounts (now or hereafter
established by the Company) and filed pursuant to the Investment Company Act of
1940 or the Securities Act of 1933, each as amended, any instrument or document
filed as part thereof, or in connection therewith or in any way related thereto,
with like effect as though said Registration Statement or other document had
been signed and filed personally by me in the capacity aforesaid.
IN WITNESS WHEREOF, I have hereunto set my hand this 3rd day of April, 2000.
WILLIAM W. HANNA
------------------------
William W. Hanna
SUBSCRIBED AND SWORN to before me this 3rd day of April, 2000.
DOROTHY A. HERR
------------------------
Notary Public
My Commission Expires:
8-21-2002
---------------------
<PAGE>
POWER OF ATTORNEY
STATE OF FLORIDA )
) SS.
COUNTY OF PINELLAS )
KNOW ALL MEN BY THESE PRESENTS:
THAT I, John E. Hayes, Jr., being a Director of SECURITY BENEFIT LIFE INSURANCE
COMPANY (the "Company"), by these presents do make, constitute and appoint
Howard R. Fricke, James R. Schmank and Roger K. Viola, and each of them, my true
and lawful attorneys, each with full power and authority for me and in my name
and behalf to sign, as my agent, any Registration Statement applicable to
separate accounts of the Company, as well as any pre-effective amendment,
post-effective amendment and any application for exemptive relief (including
amendments to such applications) for such separate accounts (now or hereafter
established by the Company) and filed pursuant to the Investment Company Act of
1940 or the Securities Act of 1933, each as amended, any instrument or document
filed as part thereof, or in connection therewith or in any way related thereto,
with like effect as though said Registration Statement or other document had
been signed and filed personally by me in the capacity aforesaid.
IN WITNESS WHEREOF, I have hereunto set my hand this 4th day of April, 2000.
JOHN E. HAYES, JR.
------------------------
John E. Hayes, Jr.
SUBSCRIBED AND SWORN to before me this 4th day of April, 2000.
DEBORAH K. WEST
-------------------------
Notary Public
My Commission Expires:
July 6, 2002
---------------------
<PAGE>
POWER OF ATTORNEY
STATE OF KANSAS )
) SS.
COUNTY OF SHAWNEE )
KNOW ALL MEN BY THESE PRESENTS:
THAT I, Kris A. Robbins, being a Director of SECURITY BENEFIT LIFE INSURANCE
COMPANY (the "Company"), by these presents do make, constitute and appoint
Howard R. Fricke, James R. Schmank and Roger K. Viola, and each of them, my true
and lawful attorneys, each with full power and authority for me and in my name
and behalf to sign, as my agent, any Registration Statement applicable to
separate accounts of the Company, as well as any pre-effective amendment,
post-effective amendment and any application for exemptive relief (including
amendments to such applications) for such separate accounts (now or hereafter
established by the Company) and filed pursuant to the Investment Company Act of
1940 or the Securities Act of 1933, each as amended, any instrument or document
filed as part thereof, or in connection therewith or in any way related thereto,
with like effect as though said Registration Statement or other document had
been signed and filed personally by me in the capacity aforesaid.
IN WITNESS WHEREOF, I have hereunto set my hand this 3rd day of April, 2000.
KRIS A. ROBBINS
------------------------
Kris A. Robbins
SUBSCRIBED AND SWORN to before me this 3rd day of April, 2000.
ANNETTE E. CRIPPS
------------------------
Notary Public
My Commission Expires:
7/8/2001
---------------------
<PAGE>
POWER OF ATTORNEY
STATE OF KANSAS )
) SS.
COUNTY OF SHAWNEE )
KNOW ALL MEN BY THESE PRESENTS:
THAT I, Frank C. Sabatini, being a Director of SECURITY BENEFIT LIFE INSURANCE
COMPANY (the "Company"), by these presents do make, constitute and appoint
Howard R. Fricke, James R. Schmank and Roger K. Viola, and each of them, my true
and lawful attorneys, each with full power and authority for me and in my name
and behalf to sign, as my agent, any Registration Statement applicable to
separate accounts of the Company, as well as any pre-effective amendment,
post-effective amendment and any application for exemptive relief (including
amendments to such applications) for such separate accounts (now or hereafter
established by the Company) and filed pursuant to the Investment Company Act of
1940 or the Securities Act of 1933, each as amended, any instrument or document
filed as part thereof, or in connection therewith or in any way related thereto,
with like effect as though said Registration Statement or other document had
been signed and filed personally by me in the capacity aforesaid.
IN WITNESS WHEREOF, I have hereunto set my hand this 3rd day of April, 2000.
FRANK C. SABATINI
------------------------
Frank C. Sabatini
SUBSCRIBED AND SWORN to before me this 3rd day of April, 2000.
PATRICIA A. CLARK
------------------------
Notary Public
My Commission Expires:
3-5-2002
---------------------
<PAGE>
POWER OF ATTORNEY
STATE OF KANSAS )
) SS.
COUNTY OF SHAWNEE )
KNOW ALL MEN BY THESE PRESENTS:
THAT I, Robert C. Wheeler, being a Director of SECURITY BENEFIT LIFE INSURANCE
COMPANY (the "Company"), by these presents do make, constitute and appoint
Howard R. Fricke, James R. Schmank and Roger K. Viola, and each of them, my true
and lawful attorneys, each with full power and authority for me and in my name
and behalf to sign, as my agent, any Registration Statement applicable to
separate accounts of the Company, as well as any pre-effective amendment,
post-effective amendment and any application for exemptive relief (including
amendments to such applications) for such separate accounts (now or hereafter
established by the Company) and filed pursuant to the Investment Company Act of
1940 or the Securities Act of 1933, each as amended, any instrument or document
filed as part thereof, or in connection therewith or in any way related thereto,
with like effect as though said Registration Statement or other document had
been signed and filed personally by me in the capacity aforesaid.
IN WITNESS WHEREOF, I have hereunto set my hand this 3rd day of April, 2000.
ROBERT C. WHEELER
--------------------------
Robert C. Wheeler
SUBSCRIBED AND SWORN to before me this 3rd day of April, 2000.
NANCY G. DEBACKER
--------------------------
Notary Public
My Commission Expires:
12/15/03
---------------------
