UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C.
FORM 13-F
FORM 13-F COVER PAGE
Report for the Calendar Year or Quarter Ended: June 30, 2000
Check here if Amendment [ ] Amendment Number:
This Amendment ( Check only one.) : [ ] is a restatement
[ ] add new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Fulton Financial Advisors, NA
Address: One Penn Square
Lancaster, Pa. 17062
13F File Number:
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
Schedules, lists, and tables are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Dennis E Patrick
Title: Vice President/Support Services
Phone: 717 2912541
Signature, Place, and Date of Signing:
Dennis E Patrick Lancaster, Pa. 17602 July 21,2000
Report Type (Check only one.)
[x] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
List of Other Managers Reporting for this Manager:
I am signing this report as required by the Securities Exchange
Act of 1934.
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other included Managers: 0
Form 13F Information Table Entry Total: 512
Form 13f Information Table Value Total: $492,605
List of Other Included Managers:
No. 13F File Number Name
<PAGE>
<TABLE> <C> <C>
FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 1
ASSETS AS OF 06/30/00
REQUESTED MODEL: BNK
FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 1
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
DAIMLERCHRYSLER AG D1668R123 134 2,567 SH X 2,567
ORD
DAIMLERCHRYSLER AG D1668R123 80 1,530 SH X X 1,530
ORD
GLOBAL CROSSING LTD G3921A100 2,516 95,615 SH X 95,615
COM
GLOBAL CROSSING LTD G3921A100 150 5,700 SH X X 5,700
COM
GLOBALSTAR TELECOMMUNICATION G3930H104 118 13,100 SH X 13,100
COM
GLOBALSTAR TELECOMMUNICATION G3930H104 7 750 SH X X 750
COM
TRANSOCEAN SEDCO FOREX INC G90078109 472 8,834 SH X 8,420 414
COM
TRANSOCEAN SEDCO FOREX INC G90078109 130 2,435 SH X X 2,339 96
COM
AT&T 001957109 3,318 104,298 SH X 104,148 150
AT&T 001957109 439 13,792 SH X X 12,642 1,150
AXA FINL INC 002451102 416 12,234 SH X 12,234
COM
AXA FINL INC 002451102 0 13 SH X X 13
COM
ABBOTT LAB COM 002824100 732 16,430 SH X 15,930 500
ABBOTT LAB COM 002824100 588 13,200 SH X X 11,700 1,500
ADVANCED MICRO DEVICES INC 007903107 556 7,200 SH X 7,200
AGILENT TECHNOLOGIES INC 00846U101 310 4,200 SH X 4,200
COM
AGILENT TECHNOLOGIES INC 00846U101 151 2,051 SH X X 1,875 176
COM
AGRIPOST INC COM 008543100 0 10,000 SH X 10,000
AIRBORNE FGHT CORP COM 009266107 191 10,100 SH X 8,100 2,000
ALBERTSONS INC COM 013104104 1,424 42,825 SH X 42,525 300
ALBERTSONS INC COM 013104104 108 3,240 SH X X 3,140 100
ALCOA INC COM 013817101 590 20,343 SH X 16,343 4,000
ALCOA INC COM 013817101 58 2,000 SH X X 2,000
ALLEGHENY ENERGY INC COM 017361106 106 3,776 SH X 3,776
ALLEGHENY ENERGY INC COM 017361106 112 4,000 SH X X 4,000
----------
PAGE TOTAL 12,706
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 2
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
ALLIED IRISH BKS PLC 019228402 3,594 202,487 SH X 202,487
ALLIED IRISH BKS PLC 019228402 2,371 133,550 SH X X 130,750 2,800
ALLSTATE CORP COM 020002101 872 39,176 SH X 36,476 2,700
ALLSTATE CORP COM 020002101 48 2,174 SH X X 2,174
ALLTEL CORP COM 020039103 535 8,645 SH X 6,095 2,550
ALLTEL CORP COM 020039103 113 1,823 SH X X 1,823
ALTERA CORP 021441100 314 3,077 SH X 3,077
COM
AMERICA ONLINE INC DEL COM 02364J104 1,595 30,300 SH X 27,450 250 2,600
AMERICA ONLINE INC DEL COM 02364J104 159 3,030 SH X X 3,030
AMERICAN EXPRESS COMPANY COM 025816109 594 11,404 SH X 9,004 2,400
AMERICAN EXPRESS COMPANY COM 025816109 342 6,558 SH X X 6,558
AMERICAN HOME PRODUCTS CORP COM 026609107 4,268 72,644 SH X 68,544 4,100
AMERICAN HOME PRODUCTS CORP COM 026609107 2,605 44,338 SH X X 43,138 1,200
AMERICAN INTL GROUP INC COM 026874107 2,961 25,199 SH X 23,099 2,100
AMERICAN INTL GROUP INC COM 026874107 661 5,627 SH X X 5,427 200
AMERICAN WTR WKS INC COM 030411102 1,631 65,225 SH X 63,225 2,000
AMERICAN WTR WKS INC COM 030411102 526 21,020 SH X X 13,020 8,000
AMGEN INC COM 031162100 5,109 72,719 SH X 65,869 250 6,600
AMGEN INC COM 031162100 700 9,960 SH X X 9,960
ANADARKO PETROLEUM CORP COM 032511107 834 16,900 SH X 14,900 2,000
ANADARKO PETROLEUM CORP COM 032511107 2 50 SH X X 50
ANALOG DEVICES INC 032654105 1,019 13,406 SH X 13,406
ANALOG DEVICES INC 032654105 312 4,100 SH X X 4,100
ANHEUSER-BUSCH COS INC COM 035229103 267 3,575 SH X 3,575
ANHEUSER-BUSCH COS INC COM 035229103 75 1,000 SH X X 1,000
----------
PAGE TOTAL 31,507
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 3
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
APACHE CORP COM 037411105 418 7,100 SH X 5,100 2,000
APACHE CORP COM 037411105 6 100 SH X X 100
APPLIED MATLS INC COM 038222105 1,045 11,530 SH X 9,530 2,000
APPLIED MATLS INC COM 038222105 63 700 SH X X 700
ARCHER DANIELS MIDLAND CO COM 039483102 70 7,176 SH X 7,176
ARCHER DANIELS MIDLAND CO COM 039483102 31 3,178 SH X X 3,178
ATMEL CORP 049513104 479 13,000 SH X 13,000
ATMEL CORP 049513104 155 4,200 SH X X 4,200
AVNET INC 053807103 261 4,400 SH X 4,400
COM
AVON PRODUCTS INC 054303102 1,380 31,000 SH X 31,000
BP AMOCO PLC 055622104 2,213 39,077 SH X 39,077
ADR SPONSORED
BP AMOCO PLC 055622104 1,033 18,248 SH X X 18,248
ADR SPONSORED
BMC SOFTWARE INC 055921100 804 22,050 SH X 21,000 1,050
BMC SOFTWARE INC 055921100 4 100 SH X X 100
BANK AMER CORP 060505104 518 11,941 SH X 11,941
COM
BANK AMER CORP 060505104 76 1,743 SH X X 1,630 113
COM
BANK OF NEW YORK CO INC 064057102 1,314 28,268 SH X 25,468 2,800
BANK OF NEW YORK CO INC 064057102 209 4,500 SH X X 4,500
BANK ONE CORP COM 06423A103 1,051 39,580 SH X 39,580
BANK ONE CORP COM 06423A103 229 8,634 SH X X 8,634
BARD C R INC 067383109 563 11,700 SH X 11,700
BARD C R INC 067383109 2 50 SH X X 50
BARNES & NOBLE INC COM 067774109 240 10,800 SH X 5,650 5,150
BARNES & NOBLE INC COM 067774109 48 2,150 SH X X 2,150
BARRICK GOLD CORP COM 067901108 1,127 61,960 SH X 61,960
----------
PAGE TOTAL 13,339
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 4
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
BAXTER INTL INC COM 071813109 1,309 18,620 SH X 18,620
BAXTER INTL INC COM 071813109 91 1,300 SH X X 1,300
BED BATH & BEYOND INC COM 075896100 337 9,300 SH X 9,300
BED BATH & BEYOND INC COM 075896100 2 50 SH X X 50
BELL ATLANTIC COM 077853109 4,177 81,997 SH X 79,673 2,324
BELL ATLANTIC COM 077853109 1,365 26,790 SH X X 26,790
BP AMOCO PLC 0798059 151 16,017 SH X 16,017
BP AMOCO PLC 0798059 167 17,709 SH X X 17,709
BELLSOUTH COM 079860102 3,564 83,611 SH X 82,611 1,000
BELLSOUTH COM 079860102 2,064 48,415 SH X X 48,415
BERKSHIRE HATHAWAY INC DEL CL A 084670108 538 10 SH X 10
BERKSHIRE HATHAWAY INC DEL CL A 084670108 108 2 SH X X 2
BERKSHIRE HATHAWAY INC CL B 084670207 509 289 SH X 289
BERKSHIRE HATHAWAY INC CL B 084670207 53 30 SH X X 30
BESTFOODS INC 08658U101 2,879 41,570 SH X 39,570 2,000
BESTFOODS INC 08658U101 159 2,300 SH X X 2,300
BIOGEN INC COM 090597105 1,581 24,511 SH X 24,011 500
BIOGEN INC COM 090597105 63 970 SH X X 970
BLACK & DECKER CORP 091797100 580 14,775 SH X 13,200 1,575
BLACK & DECKER CORP 091797100 95 2,422 SH X X 2,172 250
BOISE CASCADE CORP 097383103 406 15,700 SH X 15,700
COM
BOISE CASCADE CORP 097383103 5 200 SH X X 200
COM
BORG-WARNER AUTOMOTIVE INC COM 099724106 279 7,950 SH X 7,950
BRISTOL MYERS SQUIBB CO COM 110122108 3,549 60,928 SH X 60,928
BRISTOL MYERS SQUIBB CO COM 110122108 1,437 24,676 SH X X 24,276 400
----------
PAGE TOTAL 25,468
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 5
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
CCFNB BANCORP INC COM 124880105 539 31,812 SH X 31,812
CBRL GROUP INC 12489V106 620 42,200 SH X 42,200
CBRL GROUP INC 12489V106 7 500 SH X X 500
CVS CORP 126650100 2,985 74,622 SH X 74,622
CVS CORP 126650100 120 2,995 SH X X 2,995
CAPITAL ONE FINANCIAL CORP 14040H105 1,012 22,677 SH X 22,677
CAPITAL ONE FINANCIAL CORP 14040H105 8 175 SH X X 175
FEDERATED CAP PRESERVATION FD#04 140411109 665 66,522 SH X 66,522
CARNIVAL CORP CL A 143658102 314 16,100 SH X 16,100
CATERPILLAR INC COM 149123101 267 7,881 SH X 6,881 1,000
CHASE MANHATTAN CORP 16161A108 340 7,374 SH X 7,374
CHASE MANHATTAN CORP 16161A108 28 600 SH X X 600
CHEVRON CORPORATION COM 166751107 719 8,463 SH X 6,463 2,000
CHEVRON CORPORATION COM 166751107 412 4,848 SH X X 4,648 200
CIRCUIT CITY STORES INC 172737108 229 6,900 SH X 6,900
COM
CISCO SYS INC COM 17275R102 9,985 157,096 SH X 156,596 500
CISCO SYS INC COM 17275R102 1,271 19,994 SH X X 19,394 600
CINTAS CORP 172908105 337 9,190 SH X 9,190
COM
CINTAS CORP 172908105 55 1,500 SH X X 1,500
COM
CITIGROUP INC 172967101 4,667 77,224 SH X 77,224
CITIGROUP INC 172967101 875 14,472 SH X X 14,122 350
COCA COLA CORP COM 191216100 1,039 18,094 SH X 18,094
COCA COLA CORP COM 191216100 609 10,600 SH X X 10,400 200
COLGATE PALMOLIVE CO COM 194162103 263 4,400 SH X 3,850 550
COLGATE PALMOLIVE CO COM 194162103 383 6,400 SH X X 6,400
----------
PAGE TOTAL 27,749
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 6
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
COMMUNITY BKS INC MILLERSBURG COM 203628102 713 34,170 SH X 34,170
COMPAQ COMPUTER CORP COM 204493100 1,905 74,519 SH X 72,369 500 1,650
COMPAQ COMPUTER CORP COM 204493100 218 8,525 SH X X 8,425 100
COMPUTER ASSOC INTL INC 204912109 2,144 41,885 SH X 41,685 200
COMPUTER SCIENCES CORP 205363104 218 2,925 SH X 2,925
COMPUTER SCIENCES CORP 205363104 88 1,175 SH X X 1,175
CONSTELLATION ENERGY GROUP I 210371100 303 9,295 SH X 9,295
COM
CONSTELLATION ENERGY GROUP I 210371100 121 3,714 SH X X 3,060 654
COM
CORNING INC COM 219350105 283 1,050 SH X 1,050
CORNING INC COM 219350105 243 900 SH X X 900
D & E COMMUNICATIONS INC COM 232860106 482 24,718 SH X 24,718
DQE INC COM 23329J104 71 1,796 SH X 1,796
DQE INC COM 23329J104 160 4,048 SH X X 4,048
DANAHER CORP 235851102 353 7,150 SH X 7,150
DANAHER CORP 235851102 59 1,200 SH X X 800 400
DEERE & CO COM 244199105 570 15,400 SH X 13,400 2,000
DEERE & CO COM 244199105 77 2,075 SH X X 2,075
DELL COMPUTER CORP COM 247025109 979 19,850 SH X 19,850
DELL COMPUTER CORP COM 247025109 261 5,300 SH X X 5,300
WALT DISNEY CO COM 254687106 4,734 121,975 SH X 117,225 4,750
WALT DISNEY CO COM 254687106 1,055 27,190 SH X X 26,690 500
DOCUCORP INTL INC 255911109 49 13,000 SH X X 13,000
DONNELLEY (R R) COM 257867101 234 10,350 SH X 6,350 4,000
DONNELLEY (R R) COM 257867101 81 3,590 SH X X 3,590
DOW CHEMICAL COMPANY COM 260543103 496 16,182 SH X 11,682 4,500
----------
PAGE TOTAL 15,897
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 7
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
DOW CHEMICAL COMPANY COM 260543103 664 21,672 SH X X 21,072 600
DUPONT (EI) COM 263534109 2,250 51,198 SH X 45,158 6,040
DUPONT (EI) COM 263534109 716 16,299 SH X X 16,049 250
DUKE ENERGY COM 264399106 540 9,512 SH X 7,012 2,500
DUKE ENERGY COM 264399106 116 2,050 SH X X 2,050
E M C CORP MASS COM 268648102 2,352 30,550 SH X 29,550 1,000
E M C CORP MASS COM 268648102 204 2,650 SH X X 2,650
ENSCO INTL INC 26874Q100 204 5,700 SH X 5,700
ENSCO INTL INC 26874Q100 32 900 SH X X 900
EASTMAN CHEM CO COM 277432100 256 5,351 SH X 5,351
EASTMAN CHEM CO COM 277432100 5 100 SH X X 100
EASTMAN KODAK COMPANY COM 277461109 328 5,501 SH X 3,001 2,500
EASTMAN KODAK COMPANY COM 277461109 15 244 SH X X 244
MUTUAL CONSUMER DISCOUNT CO CL A 2824R5100 30 27,480 SH X 27,480
ELAN PLC 284131208 2,766 57,100 SH X 57,100
ELAN PLC 284131208 82 1,700 SH X X 1,700
ELECTRONIC ARTS COM 285512109 284 3,900 SH X 3,900
ELECTRONIC ARTS COM 285512109 29 400 SH X X 400
ELECTRONIC DATA SYS CORP NEW COM 285661104 480 11,636 SH X 11,236 400
ELECTRONIC DATA SYS CORP NEW COM 285661104 30 734 SH X X 734
EMERSON ELECTRIC COMPANY COM 291011104 1,598 26,470 SH X 24,470 2,000
EMERSON ELECTRIC COMPANY COM 291011104 217 3,600 SH X X 3,300 300
ENRON CORP COM 293561106 683 10,587 SH X 10,587
ENRON CORP COM 293561106 219 3,400 SH X X 3,400
EPHRATA NATIONAL BANK COM 294209200 160 8,050 SH X 8,050
----------
PAGE TOTAL 14,260
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 8
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
EPHRATA NATIONAL BANK COM 294209200 134 6,750 SH X X 6,750
EQUITY OFFICE PPTYS TR 294741103 299 10,750 SH X 10,750
EQUITY RESIDENTIAL PPTYS TR 29476L107 492 10,700 SH X 10,700
ERICSSON L M TEL CO ADR B COM 294821400 1,251 62,550 SH X 62,550
ERICSSON L M TEL CO ADR B COM 294821400 334 16,700 SH X X 16,400 300
EXXON MOBIL CORP COM 30231G102 11,166 142,245 SH X 134,461 7,784
EXXON MOBIL CORP COM 30231G102 6,540 83,312 SH X X 80,794 2,518
FPL GROUP INC COM 302571104 206 4,146 SH X 4,146
FREDDIE MAC COM 313400301 2,020 49,883 SH X 46,683 3,200
FREDDIE MAC COM 313400301 12 300 SH X X 300
FEDERAL NATL MTG ASSOC COM 313586109 2,913 55,690 SH X 52,990 2,700
FEDERAL NATL MTG ASSOC COM 313586109 1,237 23,641 SH X X 23,441 200
FED SHORT TERM MUNI TR (24) * 313907107 682 67,999 SH X 67,999
FED SHORT TERM MUNI TR (24) * 313907107 84 8,376 SH X X 4,128 4,247
FED MUNI SEC FD (20-DF) & (358-RM)* 313913105 76 7,640 SH X 7,640
FED MUNI SEC FD (20-DF) & (358-RM)* 313913105 50 5,005 SH X X 950 4,055
FEDERATED ARMS FUND (96) * 314082108 764 80,680 SH X 79,672 1,008
FEDERATED ARMS FUND (96) * 314082108 58 6,084 SH X X 6,084
FEDERATED GNMA TRUST (16) * 314184102 1,152 106,232 SH X 102,736 3,496
FEDERATED GNMA TRUST (16) * 314184102 148 13,698 SH X X 13,698
FED HIGH YIELD TR FD (38) * 314197104 2,089 272,325 SH X 271,150 1,175
FED HIGH YIELD TR FD (38) * 314197104 241 31,397 SH X X 30,142 1,254
FED INCOME TRUST (36) * 314199100 3,050 309,354 SH X 308,807 546
FED INCOME TRUST (36) * 314199100 138 13,953 SH X X 13,414 539
FED INSTL GOVT ULTRASHT FUND (626)* 31420B102 584 294,700 SH X 294,700
----------
PAGE TOTAL 35,720
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 9
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
FED INSTL GOVT ULTRASHT FUND (626)* 31420B102 33 16,790 SH X X 16,790
FED S/T INCOME FD (65)* 31420C209 2,402 281,226 SH X 281,226
FED S/T INCOME FD (65)* 31420C209 100 11,717 SH X X 11,717
FED INTERM. INC FD (303) * 31420C407 1,378 144,917 SH X 144,917
FED INTERM. INC FD (303) * 31420C407 33 3,476 SH X X 3,476
FED US GOVT SECS FD (47) * 31428P103 230 22,096 SH X 22,096
2-5 YEARS
FED US GOVT SECS FD (47) * 31428P103 4 375 SH X X 375
2-5 YEARS
FED TOTAL RETURN BD FD (328) * 31428Q101 250 24,869 SH X 24,869
FED LIMITED DURATION FD (830) * 31428Q408 2,885 295,546 SH X 295,546
FED LIMITED DURATION FD (830) * 31428Q408 144 14,755 SH X X 14,755
FEDERATED ULTRA SHT BOND FD #838 31428Q606 1,065 546,168 SH X 546,168
FEDERATED ULTRA SHT BOND FD #838 31428Q606 10 5,102 SH X X 5,102
FEDERATED MORTGAGE FUND-INST (835)* 31428Q887 1,650 170,257 SH X 170,257
FEDERATED MORTGAGE FUND-INST (835)* 31428Q887 29 2,962 SH X X 2,962
FIRST DATA CORP COM 319963104 675 13,604 SH X 13,604
FIRST DATA CORP COM 319963104 145 2,925 SH X X 2,925
FIRST UNION CORP COM 337358105 3,208 129,275 SH X 122,629 6,646
FIRST UNION CORP COM 337358105 1,186 47,807 SH X X 35,274 12,533
FORD MOTOR COMPANY COM 345370100 244 5,678 SH X 3,678 2,000
FORD MOTOR COMPANY COM 345370100 231 5,383 SH X X 5,383
FOREST LABS INC 345838106 253 2,500 SH X 2,500
COM
FULTON FINANCIAL CORP COM 360271100 24,085 1,361,642 SH X 1,350,496 11,146
FULTON FINANCIAL CORP COM 360271100 9,288 525,079 SH X X 314,857 179,857 30,365
GPU INC 36225X100 308 11,388 SH X 10,888 500
GPU INC 36225X100 33 1,224 SH X X 1,224
----------
PAGE TOTAL 49,869
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 10
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
GTE CORP COM 362320103 1,501 24,107 SH X 22,507 1,600
GTE CORP COM 362320103 909 14,602 SH X X 13,452 1,150
GANNETT CO COM 364730101 1,003 16,765 SH X 14,165 2,600
GANNETT CO COM 364730101 692 11,565 SH X X 11,465 100
GAP INC COM 364760108 841 26,925 SH X 26,925
GENERAL ELECTRIC CO COM 369604103 12,403 236,810 SH X 230,210 6,600
GENERAL ELECTRIC CO COM 369604103 12,472 238,128 SH X X 237,528 600
GENERAL MILLS INC COM 370334104 261 6,825 SH X 6,825
GENERAL MILLS INC COM 370334104 42 1,086 SH X X 486 600
GENERAL MOTORS COM 370442105 189 3,255 SH X 2,503 752
GENERAL MOTORS COM 370442105 165 2,837 SH X X 2,837
GILLETTE CO COM 375766102 1,188 34,015 SH X 34,015
GILLETTE CO COM 375766102 89 2,550 SH X X 2,100 450
GOLDMAN SACHS GROUP INC COM 38141G104 237 2,500 SH X 2,500
GOLDMAN SACHS GROUP INC COM 38141G104 43 450 SH X X 450
HALLIBURTON CO 406216101 348 7,375 SH X 7,375
HALLIBURTON CO 406216101 28 600 SH X X 300 300
HARLEYSVILLE SVGS FINL CORP 412865107 303 20,624 SH X 20,624
COM
HARRIS FINL INC 414541102 169 27,300 SH X 27,300
HARTFORD LIFE INC 416592103 352 6,975 SH X 6,975
HARTFORD LIFE INC 416592103 149 2,950 SH X X 2,950
HEALTHSOUTH REHAB CORP COM 421924101 129 17,500 SH X 12,000 5,500
HEALTHSOUTH REHAB CORP COM 421924101 31 4,200 SH X X 4,200
HEALTH MGMT ASSOC INC (NEW) COM 421933102 159 12,137 SH X 12,137
H J HEINZ CO COM 423074103 820 18,750 SH X 18,750
----------
PAGE TOTAL 34,523
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 11
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
H J HEINZ CO COM 423074103 616 14,075 SH X X 14,075
HERSHEY FOODS CORPORATION COM 427866108 2,063 42,546 SH X 42,546
HERSHEY FOODS CORPORATION COM 427866108 422 8,702 SH X X 8,702
HEWLETT-PACKARD CO COM 428236103 1,158 9,274 SH X 9,274
HEWLETT-PACKARD CO COM 428236103 627 5,020 SH X X 4,820 200
HOME DEPOT INC COM 437076102 3,428 68,653 SH X 63,103 5,550
HOME DEPOT INC COM 437076102 1,247 24,962 SH X X 24,587 375
HONEYWELL INTL INC 438516106 551 16,346 SH X 13,346 3,000
COM
HONEYWELL INTL INC 438516106 136 4,034 SH X X 3,634 400
COM
HOUSEHOLD INTERNATIONAL INC COM 441815107 351 8,450 SH X 8,450
HOUSEHOLD INTERNATIONAL INC COM 441815107 6 150 SH X X 150
IMS HEALTH INC 449934108 551 30,600 SH X 30,600
IMS HEALTH INC 449934108 36 2,000 SH X X 2,000
INCO LTD CONV DEB 7.750% 03/15/16 453258AH8 237 275,000 SH X X
INTEL CORP COM 458140100 12,460 93,199 SH X 89,849 3,350
INTEL CORP COM 458140100 2,559 19,145 SH X X 18,395 750
FED INTERM MUNI TR (78) * 458810108 496 49,449 SH X 49,449
FED INTERM MUNI TR (78) * 458810108 44 4,432 SH X X 271 4,161
IBM COM 459200101 2,824 25,775 SH X 25,375 150 250
IBM COM 459200101 591 5,395 SH X X 5,395
INTERNATIONAL PAPER CO COM 460146103 1,647 55,256 SH X 54,681 575
INTERNATIONAL PAPER CO COM 460146103 15 500 SH X X 500
INTERPUBLIC GROUP OF COS COM 460690100 830 19,303 SH X 14,203 5,100
INTERPUBLIC GROUP OF COS COM 460690100 99 2,300 SH X X 2,100 200
JDS UNIPHASE CORP 46612J101 781 6,515 SH X 6,515
COM
----------
PAGE TOTAL 33,775
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 12
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
JDS UNIPHASE CORP 46612J101 24 200 SH X X 200
COM
JOHNSON & JOHNSON COM 478160104 3,555 34,898 SH X 32,548 350 2,000
JOHNSON & JOHNSON COM 478160104 1,234 12,109 SH X X 11,959 150
JONES APPAREL GROUP INC 480074103 403 17,150 SH X 17,150
JONES APPAREL GROUP INC 480074103 14 600 SH X X 600
KANSAS CITY SOUTHERN INDS INC 485170104 514 5,800 SH X 5,800
KELLOGG CO COM 487836108 137 4,610 SH X 4,610
KELLOGG CO COM 487836108 213 7,149 SH X X 1,000 6,149
KERR MCGEE CORP COM 492386107 236 3,996 SH X 3,996
KEYSTONE FINANCIAL COM 493482103 121 5,688 SH X 5,688
KEYSTONE FINANCIAL COM 493482103 213 10,045 SH X X 10,045
KIMBERLY CLARK COM 494368103 581 10,127 SH X 10,127
KIMBERLY CLARK COM 494368103 63 1,100 SH X X 1,000 100
KINDER MORGAN INC KANS 49455P101 259 7,500 SH X X 7,500
COM
KOHLS CORP 500255104 348 6,262 SH X 6,262
KOHLS CORP 500255104 92 1,650 SH X X 1,450 200
LSI LOGIC CORP COM 502161102 622 11,500 SH X 11,500
LSI LOGIC CORP COM 502161102 233 4,300 SH X X 4,100 200
LILLY (ELI) & CO COM 532457108 2,784 27,875 SH X 26,800 1,075
LILLY (ELI) & CO COM 532457108 300 3,005 SH X X 3,005
LINEAR TECHNOLOGY CORP 535678106 459 7,185 SH X 7,185
LUCENT TECHNOLOGIES INC COM 549463107 7,805 132,847 SH X 132,047 400 400
LUCENT TECHNOLOGIES INC COM 549463107 1,705 29,028 SH X X 29,028
MBIA INC COM 55262C100 1,611 33,438 SH X 32,638 800
MBIA INC COM 55262C100 153 3,175 SH X X 3,175
----------
PAGE TOTAL 23,679
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 13
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
MBNA CORP COM 55262L100 473 17,447 SH X 17,447
MBNA CORP COM 55262L100 103 3,787 SH X X 3,787
MNB CORP 553104100 289 9,511 SH X 9,511
CDT-COM
MAIN STR BANCORP 559906102 151 17,003 SH X 17,003
MAIN STR BANCORP 559906102 4 428 SH X X 428
MCDONALD'S CORP COM 580135101 188 5,700 SH X 5,700
MCDONALD'S CORP COM 580135101 157 4,770 SH X X 3,070 1,700
MCKESSON HBOC INC 58155Q103 1,141 54,489 SH X 54,489
COM
MEDIAONE GROUP INC 58440J104 180 2,697 SH X 2,697
MEDIAONE GROUP INC 58440J104 181 2,715 SH X X 2,715
MEDTRONIC INC COM 585055106 2,127 42,702 SH X 40,702 2,000
MEDTRONIC INC COM 585055106 248 4,986 SH X X 4,186 800
MELLON FINL CORP 58551A108 420 11,522 SH X 10,572 950
COM
MELLON FINL CORP 58551A108 333 9,148 SH X X 7,596 1,552
COM
MERCK & CO INC COM 589331107 5,321 69,441 SH X 66,391 150 2,900
MERCK & CO INC COM 589331107 3,362 43,870 SH X X 43,520 350
MICROSOFT CORP COM 594918104 7,174 89,680 SH X 86,980 300 2,400
MICROSOFT CORP COM 594918104 1,328 16,600 SH X X 16,600
MILLIPORE CORP COM 601073109 388 5,150 SH X 5,150
MILLIPORE CORP COM 601073109 241 3,200 SH X X 3,200
MINNESOTA MINING & MFG CO COM 604059105 234 2,830 SH X 1,830 1,000
MINNESOTA MINING & MFG CO COM 604059105 133 1,610 SH X X 1,110 500
MOHAWK INDS INC 608190104 214 9,850 SH X 9,850
MOHAWK INDS INC 608190104 20 900 SH X X 900
MORGAN (J P) COM 616880100 293 2,658 SH X 2,658
----------
PAGE TOTAL 24,703
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 14
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
MORGAN (J P) COM 616880100 43 389 SH X X 389
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 302 3,624 SH X 3,624
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 110 1,320 SH X X 1,320
MOTOROLA INC COM 620076109 1,642 54,746 SH X 51,746 3,000
MOTOROLA INC COM 620076109 501 16,705 SH X X 16,180 525
NATIONAL SEMICONDUCTOR CORP COM 637640103 632 10,720 SH X 10,720
NATIONAL SEMICONDUCTOR CORP COM 637640103 50 850 SH X X 850
NATIONWIDE FINL SVCS INC 638612101 523 15,911 SH X 15,911
CL A
NETWORKS ASSOCS INC 640938106 438 21,500 SH X 19,500 2,000
NETWORKS ASSOCS INC 640938106 96 4,700 SH X X 4,300 400
NEXTEL COMMUNICATIONS INC CL A 65332V103 1,130 18,468 SH X 18,468
NEXTEL COMMUNICATIONS INC CL A 65332V103 98 1,600 SH X X 1,600
NOBLE AFFILIATES INC COM 654894104 631 16,950 SH X 16,950
NOKIA CORP SPONS ADR 654902204 1,183 23,625 SH X 23,625
NOKIA CORP SPONS ADR 654902204 184 3,675 SH X X 3,675
NORTEL NETWORKS CORP (NEW) COM 656568102 633 9,190 SH X 9,190
NORTEL NETWORKS CORP (NEW) COM 656568102 21 300 SH X X 300
NOVELL INC COM 670006105 610 65,900 SH X 65,900
NOVELL INC COM 670006105 1 120 SH X X 120
NOVELLUS SYS INC COM 670008101 382 6,750 SH X 6,750
NOVELLUS SYS INC COM 670008101 238 4,200 SH X X 4,200
NUCOR CORP COM 670346105 796 23,970 SH X 21,970 2,000
NUCOR CORP COM 670346105 10 300 SH X X 300
OAO TECHNOLOGY SOLUTIONS INC 67082B105 33 10,000 SH X X 10,000
ORACLE SYS CORP 68389X105 1,633 19,431 SH X 12,981 200 6,250
----------
PAGE TOTAL 11,920
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 15
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
ORACLE SYS CORP 68389X105 61 725 SH X X 725
PECO ENERGY CO 693304107 468 11,612 SH X 11,612
PECO ENERGY CO 693304107 106 2,623 SH X X 2,623
PE CORP 69332S102 498 7,550 SH X 7,550
COM PE BISYS GR
PE CORP 69332S102 13 200 SH X X 200
COM PE BISYS GR
PMA CAP CORP 693419202 1,224 64,424 SH X X 64,424
CL A
PNC FINANCIAL SERVICES GROUP 693475105 1,729 36,875 SH X 34,075 2,800
PNC FINANCIAL SERVICES GROUP 693475105 610 13,005 SH X X 12,705 300
P P G IND CAPITAL COM 693506107 246 5,552 SH X 5,552
PPL CORP 69351T106 808 36,823 SH X 33,423 3,400
COM
PPL CORP 69351T106 138 6,310 SH X X 6,310
COM
PACIFIC CENTURY FINL CORP 694058108 317 21,690 SH X 21,690
PACIFIC CENTURY FINL CORP 694058108 2 150 SH X X 150
PARAMETRIC TECHNOLOGY CORP COM 699173100 239 21,700 SH X 20,500 1,200
PARAMETRIC TECHNOLOGY CORP COM 699173100 26 2,400 SH X X 2,400
PENNROCK FINANCIAL SERVICES CORP COM 708352109 215 14,421 SH X 14,421
PENNROCK FINANCIAL SERVICES CORP COM 708352109 53 3,587 SH X X 3,587
PEPSICO INC COM 713448108 4,110 92,490 SH X 88,190 4,300
PEPSICO INC COM 713448108 1,088 24,490 SH X X 22,890 1,600
PFIZER INC COM 717081103 5,034 104,882 SH X 104,582 300
PFIZER INC COM 717081103 1,334 27,795 SH X X 27,095 700
PHARMACIA CORP 71713U102 1,737 33,615 SH X 33,415 200
COM
PHARMACIA CORP 71713U102 360 6,962 SH X X 6,962
COM
PHILIP MORRIS COS INC COM 718154107 1,744 65,650 SH X 65,650
PHILIP MORRIS COS INC COM 718154107 133 5,000 SH X X 5,000
----------
PAGE TOTAL 22,293
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 16
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
PITNEY-BOWES INC COM 724479100 365 9,137 SH X 9,137
PITNEY-BOWES INC COM 724479100 12 300 SH X X 300
POTOMAC ELECTRIC POWER CO COM 737679100 121 4,650 SH X 4,650
POTOMAC ELECTRIC POWER CO COM 737679100 120 4,600 SH X X 4,600
PROCTER & GAMBLE COMPANY COM 742718109 1,492 26,058 SH X 25,558 500
PROCTER & GAMBLE COMPANY COM 742718109 836 14,606 SH X X 14,506 100
PROVIDIAN FINL CORP 74406A102 387 4,300 SH X 4,300
PUBLIC SVC ENTERPRISE GROUP CO COM 744573106 194 5,606 SH X 5,606
PUBLIC SVC ENTERPRISE GROUP CO COM 744573106 10 300 SH X X 300
QUAKER OATS COMPANY COM 747402105 535 7,115 SH X 7,115
QWEST COMMUNICATIONS 749121109 931 18,740 SH X 16,540 2,200
QWEST COMMUNICATIONS 749121109 140 2,825 SH X X 2,825
ROHM & HAAS CO COM 775371107 6 165 SH X 165
ROHM & HAAS CO COM 775371107 312 9,047 SH X X 9,047
ROYAL DUTCH PETE CO 780257804 552 8,960 SH X 8,960
ROYAL DUTCH PETE CO 780257804 92 1,500 SH X X 1,300 200
SBC COMMUNICATIONS INC 78387G103 2,348 54,291 SH X 54,291
SBC COMMUNICATIONS INC 78387G103 1,230 28,447 SH X X 27,897 550
SEI BOND INDEX FUND (56) * 783924301 20,927 2,073,998 SH X 2,069,237 4,760
SEI BOND INDEX FUND (56) * 783924301 277 27,489 SH X X 26,673 815
SEI CORE FIXED INCOME FUND (64) * 783925506 2,299 231,276 SH X 231,276
SEI CORE FIXED INCOME FUND (64) * 783925506 7 738 SH X X 738
SEI HIGH YIELD BOND FUND (59) * 783925647 192 20,520 SH X 20,520
SEI HIGH YIELD BOND FUND (59) * 783925647 26 2,795 SH X X 2,795
SEI GNMA FUND (47) * 783965643 1,225 130,358 SH X 130,358
----------
PAGE TOTAL 34,636
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 17
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
SEI GNMA FUND (47) * 783965643 45 4,743 SH X X 4,743
SEI INTMDT DURATION GOVT FD (46) * 783965742 1,643 168,300 SH X 168,300
SEI INTMDT DURATION GOVT FD (46) * 783965742 140 14,310 SH X X 14,310
SEI SHORT DURATION GOVT FUND (45)* 783965858 1,455 146,552 SH X 145,557 994
SEI SHORT DURATION GOVT FUND (45)* 783965858 33 3,328 SH X X 3,328
SEI CORP DAILY INCM FD (41) * 783965866 3,110 1,570,901 SH X 1,570,901
SEI CORP DAILY INCM FD (41) * 783965866 27 13,530 SH X X 13,530
SEI INTERM MUNI FD (23) * 784118408 494 46,375 SH X 46,375
SEI INTERM MUNI FD (23) * 784118408 59 5,532 SH X X 5,532
SEI PA MUNI FUND (24) * 784118507 4,204 410,901 SH X 410,901
SEI PA MUNI FUND (24) * 784118507 372 36,370 SH X X 32,933 3,436
SEI NJ MUNI TAX EX BD FD (27) * 784118689 1,536 156,705 SH X 156,705
ST PAUL COMPANIES INC 792860108 60 1,750 SH X 1,750
ST PAUL COMPANIES INC 792860108 191 5,600 SH X X 5,600
SANMINA CORP 800907107 624 7,300 SH X 7,300
SANMINA CORP 800907107 17 200 SH X X 200
SARA LEE CORP COM 803111103 1,475 76,850 SH X 72,300 4,550
SARA LEE CORP COM 803111103 176 9,150 SH X X 9,150
SCHERING-PLOUGH CORP COM 806605101 3,880 76,826 SH X 70,826 6,000
SCHERING-PLOUGH CORP COM 806605101 222 4,400 SH X X 4,200 200
SCHLUMBERGER LTD COM 806857108 1,847 24,753 SH X 23,403 1,350
SCHLUMBERGER LTD COM 806857108 305 4,090 SH X X 3,840 250
SCIENTIFIC ATLANTA INC 808655104 537 7,210 SH X 7,210
SCIENTIFIC MEASUREMENT SYS INC COM 808766109 1 10,000 SH X X 10,000
SHELL TRANSPORT & TRADING CO PLC 822703609 300 6,000 SH X 6,000
----------
PAGE TOTAL 22,753
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 18
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
SOUTHWEST AIRLS CO 844741108 215 11,329 SH X 4,579 6,750
SOUTHWEST AIRLS CO 844741108 13 675 SH X X 675
SOVEREIGN BANCORP INC 845905108 208 29,638 SH X 29,638
SOVEREIGN BANCORP INC 845905108 9 1,220 SH X X 1,220
SPRINT CORPORATION 852061100 294 5,764 SH X 5,764
SPRINT CORPORATION 852061100 556 10,896 SH X X 10,896
SPRINT CORP 852061506 167 2,805 SH X 2,805
PCS GROUP SER 1
SPRINT CORP 852061506 324 5,448 SH X X 5,448
PCS GROUP SER 1
STAPLES INC COM 855030102 2,555 166,186 SH X 159,111 7,075
STAPLES INC COM 855030102 202 13,130 SH X X 13,130
STARBUCKS CORP COM 855244109 1,547 40,500 SH X 38,300 2,200
STARBUCKS CORP COM 855244109 19 500 SH X X 500
STARWOOD HOTELS & RESORTS WO 85590A203 472 14,500 SH X 14,500
STARWOOD HOTELS & RESORTS WO 85590A203 13 400 SH X X 400
STERLING FINANCIAL CORP 859317109 991 49,995 SH X 49,995
STERLING FINANCIAL CORP 859317109 106 5,340 SH X X 5,340
STEFFEY & FINDLAY INC 860990456 210 545 SH X 545
SUN MICROSYSTEMS INC 866810104 5,168 56,827 SH X 56,727 100
SUN MICROSYSTEMS INC 866810104 236 2,600 SH X X 2,000 600
SUNOCO INC 86764P109 212 7,214 SH X 5,614 1,600
SUNOCO INC 86764P109 6 200 SH X X 200
SUSQUEHANNA BANCSHARES 869099101 607 42,564 SH X 42,564
SUSQUEHANNA BANCSHARES 869099101 398 27,937 SH X X 27,937
SYLVAN LEARNING SYS INC 871399101 487 35,450 SH X 32,950 2,500
SYLVAN LEARNING SYS INC 871399101 10 700 SH X X 700
----------
PAGE TOTAL 15,025
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 19
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
TJX COS INC COM 872540109 384 20,500 SH X 20,500
TJX COS INC COM 872540109 4 200 SH X X 200
TARGET CORP 87612E106 660 11,380 SH X 11,380
COM
TELEPHONE & DATA SYS INC 879433100 351 3,500 SH X 3,500
COM
TELLABS INC COM 879664100 1,105 16,150 SH X 16,150
TELLABS INC COM 879664100 14 200 SH X X 200
TERADYNE INC 880770102 224 3,050 SH X 3,050
TERADYNE INC 880770102 4 50 SH X X 50
TEXACO INCORPORATED 881694103 1,938 36,360 SH X 34,860 1,500
TEXACO INCORPORATED 881694103 133 2,492 SH X X 2,492
TEXAS INSTRUMENTS 882508104 1,183 17,218 SH X 13,218 4,000
TEXAS INSTRUMENTS 882508104 27 400 SH X X 400
TIME WARNER INC 887315109 552 7,260 SH X 7,260
TIME WARNER INC 887315109 82 1,080 SH X X 880 200
TIMKEN CO 887389104 210 11,300 SH X 11,300
TOSCO CORP 891490302 294 10,400 SH X 10,400
COM NEW
TYCO INTL LTD (NEW) 902124106 3,407 71,917 SH X 69,299 2,618
TYCO INTL LTD (NEW) 902124106 971 20,494 SH X X 20,244 250
ULTRAMAR DIAMOND SHAMROCK 904000106 499 20,100 SH X 20,100
ULTRAMAR DIAMOND SHAMROCK 904000106 2 100 SH X X 100
US WEST (NEW) 91273H101 2,645 30,843 SH X 30,343 500
US WEST (NEW) 91273H101 356 4,149 SH X X 4,149
UNITED TECHNOLOGIES 913017109 1,060 18,009 SH X 18,009
UNITED TECHNOLOGIES 913017109 15 250 SH X X 50 200
VANGUARD INTRMD BD INDX FD (314) * 921937306 109 11,422 SH X 11,422
----------
PAGE TOTAL 16,229
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 20
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
VANG INSD INTERM TAX EX FD (100)* 922021308 781 73,495 SH X 73,495
VANG INSD INTERM TAX EX FD (100)* 922021308 520 48,941 SH X X 48,941
VANGUARD LONG-TERM CORP FUND (28) * 922031109 160 19,835 SH X 19,835
VANGUARD GNMA FUND (36) * 922031307 100 10,117 SH X 10,117
VANG PA INSD L/T TAX-EXEMPT (77) * 92204L104 342 31,774 SH X 31,774
VANG PA INSD L/T TAX-EXEMPT (77) * 92204L104 155 14,433 SH X X 14,433
VANGU MUNI BD FD INTERM PORT (42) * 922907209 348 26,996 SH X 26,996
VIACOM INC 925524100 209 3,058 SH X 3,058
CL A
VIACOM INC 925524100 14 200 SH X X 200
CL A
VIACOM INC CL B COM 925524308 168 2,467 SH X 2,467
VIACOM INC CL B COM 925524308 123 1,797 SH X X 1,797
VODAFONE AIRTOUCH PUBLIC LTD CO 92857T107 564 13,509 SH X 13,509
VODAFONE AIRTOUCH PUBLIC LTD CO 92857T107 243 5,810 SH X X 5,710 100
WAL-MART STORES INC 931142103 3,686 64,591 SH X 64,366 225
WAL-MART STORES INC 931142103 565 9,900 SH X X 9,200 700
WATSON PHARMACEUTICALS INC COM 942683103 408 7,600 SH X 7,600
WATSON PHARMACEUTICALS INC COM 942683103 43 800 SH X X 800
WELLPOINT HEALTH NTWRKS NEW 94973H108 384 5,300 SH X 5,300
COM
WELLS FARGO & CO (NEW) COM 949746101 644 16,410 SH X 16,410
WELLS FARGO & CO (NEW) COM 949746101 106 2,700 SH X X 2,700
WILLIAMS COS INC 969457100 222 5,324 SH X 5,324
WILLIAMS COS INC 969457100 20 474 SH X X 474
WORLDCOM INC GA NEW 98157D106 4,589 100,024 SH X 99,024 400 600
COM
WORLDCOM INC GA NEW 98157D106 722 15,741 SH X X 14,416 1,325
COM
WRIGLEY WM JR CO 982526105 204 2,550 SH X 2,550
----------
PAGE TOTAL 15,320
REPORT PTR289 1A FULTON FINANCIAL ADVISORS, N.A. SECURITIES AND EXCHANGE COMMISSION FORM 13-F 07/18/00 PAGE 21
AS OF 06/30/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
XILINX INC 983919101 744 9,008 SH X 9,008
COM
XILINX INC 983919101 4 50 SH X X 50
COM
XEROX CORPORATION 984121103 580 28,550 SH X 28,550
XEROX CORPORATION 984121103 14 700 SH X X 700
ZIONS BANCORPORATION 989701107 987 21,500 SH X 19,700 1,800
COM
ZIONS BANCORPORATION 989701107 28 600 SH X X 600
COM
DTX CORPORATION 999996630 644 6,437 SH X 6,437
1/4 INT WESS ASSOC GEN PTRSHP 999996994 325 1 SH X 1
STEINMAN DEVELOPMENT LP INT 999998040 503 5 SH X X 5
ABRAM S HORST, JR. FAMILY L P 999999816 6,324 1 SH X X 1
THE HORST GROUP CLASS A 999999832 863 80,194 SH X X 80,194
HORST HOTELS CLASS B 999999840 218 7,399 SH X X 7,399
----------
PAGE TOTAL 11,234
FINAL TOTALS 492,605
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