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EXHIBIT 23.1
CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the use in this Registration Statement on Form S-1 (File
No. ) of our report dated February 17, 2000, relating to the consolidated
financial statements of Mutual Insurance Corporation Of America and
Subsidiaries, which appear in such Registration Statement. We also consent to
the reference to us under the heading "Experts" in such Registration Statement
and to the description of our tax opinion and reference to us under the caption
"Federal Income Tax Consequences" and "Risk Factors".
PricewaterhouseCoopers LLP
/s/ PricewaterhouseCoopers LLP
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Grand Rapids, Michigan
July 10, 2000
