|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 39,524,439
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 4,500,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 120,411,355
<INVESTMENTS-CARRYING> 279,051,838
<INVESTMENTS-MARKET> 272,176,552
<LOANS> 795,778,374
<ALLOWANCE> 11,285,846
<TOTAL-ASSETS> 1,281,441,038
<DEPOSITS> 949,235,286
<SHORT-TERM> 175,000,000
<LIABILITIES-OTHER> 8,169,186
<LONG-TERM> 0
0
0
<COMMON> 0
<OTHER-SE> 149,036,566
<TOTAL-LIABILITIES-AND-EQUITY> 1,281,441,038
<INTEREST-LOAN> 51,562,475
<INTEREST-INVEST> 21,723,679
<INTEREST-OTHER> 132,377
<INTEREST-TOTAL> 73,418,531
<INTEREST-DEPOSIT> 29,128,536
<INTEREST-EXPENSE> 36,120,131
<INTEREST-INCOME-NET> 37,298,400
<LOAN-LOSSES> 4,500,000
<SECURITIES-GAINS> 26,602
<EXPENSE-OTHER> 17,257,646
<INCOME-PRETAX> 21,544,557
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 15,636,047
<EPS-BASIC> 0.78
<EPS-DILUTED> 0.78
<YIELD-ACTUAL> 4.16
<LOANS-NON> 19,711,230
<LOANS-PAST> 267,849
<LOANS-TROUBLED> 1,073,877
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 9,900,000
<CHARGE-OFFS> 5,167,009
<RECOVERIES> 2,052,855
<ALLOWANCE-CLOSE> 11,285,846
<ALLOWANCE-DOMESTIC> 11,285,846
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
|
|