EXHIBIT 20.1
<PAGE>
REVISED 8/28/00 ALLIANCE FUNDING COMPANY
BY SUPERIOR BANK - FSB SERVICING DIVISION
DESIGNATED SERVICER
SERVICER'S CERTIFICATE
AFC MORTGAGE LOAN ASSET BACKED NOTES, SERIES
2000-2 GROUP 1
IN ACCORDANCE WITH SECTION 6.08 OF THE SALE AND SERVICING AGREEMENT DATED
AS OF JUNE 1, 2000 SUPERIOR BANK - FSB SERVICING DIVISION REPORTS
THE FOLLOWING INFORMATION PERTAINING TO SERIES 2000-2 GROUP 1 FOR
JULY 25, 2000, THE PAYMENT DATE.
DUE PERIOD ENDED: JULY 1, 2000
--------------------------------------------------------------------------------
1 Total Actual Principal Collections 513,720.35
2 Total Permanent Buydown Companion Payments 18,928.79
3 Total Actual Interest Collections 375,263.66
4 Less Service Fees Service Fees Previously Remitted 21,422.62
5 Additional Proceeds --------------------
6 Total Collections: 886,490.18
7 Pre-Funding Account Transfer 0.00
8 Interest Coverage Account Transfer 948,089.10
9 Deferred Interest Coverage Account Transfer 148,100.94
--------------------
10 Aggregate Amount Received: 1,982,680.22
Monthly Advances
11 Monthly Advance 1,026,575.90
12 Compensating Interest 849.03
13 Amounts Held for Future Distributions 0.00
14 Cap Contract Payment Amount 0.00
15 Cross Collateral Deposit 0.00
16 Reserve Withdrawal per Sec. 6.14c 0.00
--------------------
17 Available Remittance Amount: 3,010,105.15
18 Service Fees 62,076.19
19 Trustee Expense Deposit @ 0.012 bp: 2,676.06
Adjusted Remittance Amount: --------------------
2,945,352.90
Remaining Amount Available:
20 Adjusted Remittance Amount 2,945,352.90
21 Insured Payments 0.00
22 Monthly Premium @ .015 bp
due Certificate Insurer 3,503.00
23 Cross Collateral Withdrawal 0.00
24 Class Remittance Amounts 2,941,849.90
25 Non-Recoverable Advances not
Previously Reimbursed 0.00
--------------------
Total Remaining Amount Available: 0.00
====================
Amount of Reimbursements Pursuant to Sec. 5.04
26 Servicing Fee 0.00
27 Monthly Advances and Servicer Advances 0.00
28 Other Mortgage Payments 0.00
29 Interest Earned on P&I Deposits 0.00
30 Additional Servicing Compensation 0.00
--------------------------------------------------------------------------------
Page 1 of 4
<PAGE>
REVISED 8/28/00 ALLIANCE FUNDING COMPANY
BY SUPERIOR BANK - FSB SERVICING DIVISION
DESIGNATED SERVICER
SERVICER'S CERTIFICATE
AFC MORTGAGE LOAN ASSET BACKED NOTES, SERIES
2000-2 GROUP 1
IN ACCORDANCE WITH SECTION 6.08 OF THE SALE AND SERVICING AGREEMENT DATED
AS OF JUNE 1, 2000 SUPERIOR BANK - FSB SERVICING DIVISION REPORTS
THE FOLLOWING INFORMATION PERTAINING TO SERIES 2000-2 GROUP 1 FOR
JULY 25, 2000, THE PAYMENT DATE.
DUE PERIOD ENDED: JULY 1, 2000
<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
TOTAL CLASS 1A EQUITY CERTIFICATE
----- -------- ------------------
<S> <C> <C> <C>
31 Loans Outstanding - BOM 2544
32 Original Loan Balance 161,461,730.42 161,461,730.42
33 Pre-Funding Account Balance 106,143,903.40 106,143,903.40
34 Initial Overcollateralization 1,605,633.82 1,605,633.82
35 Realized Losses, LTD 0.00 0.00
36 Carryforward Amount 0.00 0.00
---------------------------------------
37 Total Class Note Principal Balance 266,000,000.00 266,000,000.00
38 Group Factor per Loan Balance 60.6998987% 60.6998987%
39 Group Factor per Class Note Balance 100.0000000% 100.0000000%
40 Excess Spread 0.00 0.00
41 Cross Collateral Withdrawal 0.00 0.00
42 Cross Collateral Deposit 0.00 0.00
43 Additional Principal due Note A 1,071,104.69 1,071,104.69
44 Interest Remittance @ Pass-Through Rates 1,357,024.86 1,357,024.86
PRINCIPAL ADDITIONS:
45 Number of loans 1142 1142
46 Transfers from Pre-Funding Account 70,250,586.88 70,250,586.88
PRINCIPAL REDUCTIONS:
47 Prepayments - Number 8 8
48 Prepayments - Dollar 351,812.52 351,812.52
49 Delinquent Loans Repurchased - Number 0 0.00
50 Delinquent Loans Repurchased - Dollar 0.00 0.00
51 Net Liquidation Proceeds 0.00 0.00
52 Curtailments 2,209.92 2,209.92
53 Normal and Excess Payments 159,697.91 159,697.91
54 Pre-Funding Account Transfer 0.00 0.00
--------------------------------------------------------------------
55 Total Principal Remittance 513,720.35 513,720.35
56 Additional Principal Reduction 1,071,104.69 1,071,104.69
--------------------------------------------------------------------
57 Total Remittance 2,941,849.90 2,941,849.90 0.00
====================================================================
58 Current Month Realized Loss - Number 0 0
59 Current Month Realized Loss - Dollar 0.00 0.00
60 LTD Realized Loss - Number 0
61 LTD Realized Loss - Dollar 0.00
62 Cumulative Loss Percentage 0.00%
63 Cumulative Realized Losses for Prior 12 Months 0.00
CLASS NOTE PRINCIPAL BALANCE - EOM
64 Loans Outstanding - EOM 3678
65 Closing Loan Balance 231,198,596.95 231,198,596.95
66 Pre-Funding Account Balance 35,893,316.52 35,893,316.52
67 Additional Principal Reduction, LTD 2,676,738.51 2,676,738.51
68 Realized losses, LTD 0.00 0.00
--------------------------------------------------------------------
69 Total Class Note Principal Balance 264,415,174.96 264,415,174.96 275,334,003.59
70 Group Factor per Loan Balance 86.9167658% 86.9167658%
71 Group Factor per Class Note Balance 99.4042011% 99.4042011%
-----------------------------------------------------------------------------------------------------------------------------
</TABLE>
Page 2 of 4
<PAGE>
REVISED 8/28/00 ALLIANCE FUNDING COMPANY
BY SUPERIOR BANK - FSB SERVICING DIVISION
DESIGNATED SERVICER
SERVICER'S CERTIFICATE
AFC MORTGAGE LOAN ASSET BACKED NOTES, SERIES
2000-2 GROUP 1
IN ACCORDANCE WITH SECTION 6.08 OF THE SALE AND SERVICING AGREEMENT DATED
AS OF JUNE 1, 2000 SUPERIOR BANK - FSB SERVICING DIVISION REPORTS
THE FOLLOWING INFORMATION PERTAINING TO SERIES 2000-2 GROUP 1 FOR
JULY 25, 2000, THE PAYMENT DATE.
DUE PERIOD ENDED: JULY 1, 2000
<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
Aggregate Unpaid Principal Balance of Delinquent
72 Loans Repurchased per Sec. 5.11 0.00 0.00
73 Permanent Buydown Companion Loan Balance 1,194,896.11 1,194,896.11
------------------------------------------------------------------------------------------------------------------------------------
<CAPTION>
TOTAL CLASS A-1
----- ---------
<S> <C> <C> <C>
74 Weighted Note Rate - THIS Remittance 11.47821 %
75 Weighted Note Rate - NEXT Remittance 11.47821 %
76 Related Remittance Period for Libor Rate 29-Jun-00 thru 24-Jul-00
77 Days in Related Period 26
78 Pass-Through Rates 7.06375%
79 Weighted Average Remaining Term 257.07
80 Original Pool - Principal Balance 161,461,730.42 161,461,730.42
81 Original Pool - Pre-Funding Account 106,143,903.40 106,143,903.40
82 Original Pool - Additional Principal Reduction 1,605,633.82 1,605,633.82
---------------------------------------------------------------------------
83 Original Pool Total 266,000,000.00 266,000,000.00
84 Original Pool - Number of Loans 2544
------------------------------------------------------------------------------------------------------------------------------------
<CAPTION>
CLASS A OVERCOLLATERALIZATION RECONCILIATION
Beg.of Month Current Month End of Month
--------------------------------------------------------
<S> <C> <C> <C>
85 Additional Principal Reduction, LTD 1,605,633.82 1,071,104.69 2,676,738.51
86 Cross Collateral Deposits 0.00 0.00 0.00
87 Realized Losses, LTD 0.00 0.00 0.00
--------------------------------------------------------
88 Overcollateralization of Principal 1,605,633.82 1,071,104.69 2,676,738.51
========================================================
89 Base Overcollateralization Required 17,795,774.65
90 Required Overcollateralization Amount 17,795,774.65
91 Unrecover Class A Portion: 0.00
<CAPTION>
AGGREGATE OVERCOLLATERALIZATION RECONCILIATION
Beg.of Month Current Month End of Month
--------------------------------------------------------
<S> <C> <C> <C>
92 Class 1A Overcollateralization of Principal 1,605,633.82 1,071,104.69 2,676,738.51
93 Class 2A Overcollateralization of Principal 4,987,277.35 1,085,491.12 6,072,768.47
--------------------------------------------------------
94 Overcollateralization of Principal 6,592,911.17 2,156,595.82 8,749,506.99
========================================================
95 Base Aggregate Overcollateralization Required 42,732,161.42
96 Required Aggregate Overcollateralization Amount 42,732,161.42
CURRENT MONTH SUBORDINATED AMOUNT Beg.of Month Current Month End of Month
--------------------------------------------------------
97 Original Subordinated Amount 107,755,617.68 N/A 107,755,617.68
98 Less: Cumulative Realized Losses 0.00 0.00 0.00
99 Plus: Cumulative Additional Proceeds 0.00 0.00 0.00
--------------------------------------------------------
100 Current Subordinated Amount 107,755,617.68 107,755,617.68
========================================================
<CAPTION>
NONRECOVERABLE ADVANCE RECONCILIATION
<S> <C>
101 Beginning of Month 0.00
102 Current Month Unpaid Nonrecoverable Advance 0.00
103 Less: Current Month Reimbursement 0.00
-------------------
104 End of Month 0.00
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
Page 3 of 4
<PAGE>
REVISED 8/28/00 ALLIANCE FUNDING COMPANY
BY SUPERIOR BANK - FSB SERVICING DIVISION
DESIGNATED SERVICER
SERVICER'S CERTIFICATE
AFC MORTGAGE LOAN ASSET BACKED NOTES, SERIES
2000-2 GROUP 1
IN ACCORDANCE WITH SECTION 6.08 OF THE SALE AND SERVICING AGREEMENT DATED
AS OF JUNE 1, 2000 SUPERIOR BANK - FSB SERVICING DIVISION REPORTS
THE FOLLOWING INFORMATION PERTAINING TO SERIES 2000-2 GROUP 1 FOR
JULY 25, 2000, THE PAYMENT DATE.
DUE PERIOD ENDED: JULY 1, 2000
<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C>
105 Sum of Outstanding Principal Balances of 3 Largest Loans 2,665,500.00
106 Delinquency Amount 0.00
107 Delinquency Percentage 0.00%
108 Rolling Delinquency Percentage 0.00%
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
CLASS
TOTAL A1
---------------------------------------
<S> <C> <C>
109 Total Class Note Principal - Original Pool $266,000,000.00 $266,000,000.00
110 Interest Remittance Amount 1,357,024.86 1,357,024.86
111 Interest Rate Factor / 1000 5.101597 5.101597
112 Total Principal Collections 513,720.35 513,720.35
113 Prefunding Account Transfer 0.00 0.00
114 Additional Principal Reduction 1,071,104.69 1,071,104.69
---------------------------------------
115 Principal Remittance Amount 1,546,294.04 1,546,294.04
116 Principal Payment Factor/1000 5.957989 5.957989
117 Principal Factor 994.042011 994.042011
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
Page 4 of 4
<PAGE>
REVISED ALLIANCE FUNDING COMPANY
BY SUPERIOR BANK - FSB SERVICING DIVISION
DESIGNATED SERVICER
SERVICER'S CERTIFICATE
AFC MORTGAGE LOAN ASSET BACKED NOTES, SERIES
2000-2 GROUP 2
IN ACCORDANCE WITH SECTION 6.08 OF THE SALE AND SERVICING AGREEMENT DATED
AS OF JUNE 1, 2000 SUPERIOR BANK - FSB SERVICING DIVISION REPORTS
THE FOLLOWINGINFORMATION PERTAINING TO SERIES 2000-2 GROUP 2 FOR
JULY 25, 2000, THE PAYMENT DATE.
DUE PERIOD ENDED: JULY 1, 2000
--------------------------------------------------------------------------------
1 Total Actual Principal Collections 1,461,057.56
2 Total Actual Interest Collections 278,052.09
3 Less Service Fees Service Fees Previously Remitted 16,190.79
4 Additional Proceeds
--------------------
5 Total Collections: 1,722,918.86
6 Pre-Funding Account Transfer 0.00
7 Interest Coverage Account Transfer 988,067.58
8 Deferred Interest Coverage Account Transfer 77,343.34
--------------------
9 Aggregate Amount Received: 2,788,329.78
Monthly Advances
10 Monthly Advance 1,230,931.39
11 Compensating Interest 5,976.35
12 Amounts Held for Future Distributions 0.00
13 Cap Contract Payment Amount 0.00
14 Cross Collateral Deposit 0.00
15 Reserve Withdrawal per Sec. 6.14c 0.00
--------------------
16 Available Remittance Amount: 4,025,237.52
17 Service Fees 61,916.74
18 Trustee Expense Deposit @ 0.012 bp: 2,849.87
--------------------
19 Adjusted Remittance Amount: 3,960,470.91
Remaining Amount Available:
20 Adjusted Remittance Amount 3,960,470.91
21 Insured Payments 0.00
22 Monthly Premium @ .015 bp
due Certificate Insurer 3,675.00
23 Cross Collateral Withdrawal 0.00
24 Class Remittance Amounts 3,956,795.91
25 Non-Recoverable Advances not
Previously Reimbursed 0.00
--------------------
Total Remaining Amount Available: 0.00
====================
Amount of Reimbursements Pursuant to Sec. 5.04
26 Servicing Fee 0.00
27 Monthly Advances and Servicer Advances 0.00
28 Other Mortgage Payments 0.00
29 Interest Earned on P&I Deposits 0.00
30 Additional Servicing Compensation 0.00
--------------------------------------------------------------------------------
Page 1 of 4
<PAGE>
REVISED ALLIANCE FUNDING COMPANY
BY SUPERIOR BANK - FSB SERVICING DIVISION
DESIGNATED SERVICER
SERVICER'S CERTIFICATE
AFC MORTGAGE LOAN ASSET BACKED NOTES, SERIES
2000-2 GROUP 2
IN ACCORDANCE WITH SECTION 6.08 OF THE SALE AND SERVICING AGREEMENT DATED
AS OF JUNE 1, 2000 SUPERIOR BANK - FSB SERVICING DIVISION REPORTS
THE FOLLOWINGINFORMATION PERTAINING TO SERIES 2000-2 GROUP 2 FOR
JULY 25, 2000, THE PAYMENT DATE.
DUE PERIOD ENDED: JULY 1, 2000
<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
TOTAL CLASS 1A EQUITY CERTIFICATE
----- -------- ------------------
<S> <C> <C> <C> <C>
31 Loans Outstanding - BOM 1940
32 Original Loan Balance 173,199,179.86 173,199,179.86
33 Pre-Funding Account Balance 111,788,097.49 111,788,097.49
34 Initial Overcollateralization 4,987,277.35 4,987,277.35
35 Realized Losses, LTD 0.00 0.00
36 Carryforward Amount 0.00 0.00
---------------------------------------------------------------------------
37 Total Class Note Principal Balance 280,000,000.00 280,000,000.00
38 Group Factor per Loan Balance 61.8568500% 61.8568500%
39 Group Factor per Class Note Balance 100.0000000% 100.0000000%
40 Excess Spread 0.00 0.00
41 Cross Collateral Withdrawal 0.00 0.00
42 Cross Collateral Deposit 0.00 0.00
43 Additional Principal due Note A 1,085,491.12 1,085,491.12
44 Interest Remittance @ Pass-Through Rates 1,410,247.22 1,410,247.22
PRINCIPAL ADDITIONS:
45 Number of loans 677 677
46 Transfers from Pre-Funding Account 57,784,243.47 57,784,243.47
PRINCIPAL REDUCTIONS:
47 Prepayments - Number 14 14
48 Prepayments - Dollar 1,355,469.07 1,355,469.07
49 Delinquent Loans Repurchased - Number 0 0
50 Delinquent Loans Repurchased - Dollar 0.00 0.00
51 Net Liquidation Proceeds 0.00 0.00
52 Curtailments 5,000.00 5,000.00
53 Normal and Excess Payments 100,588.49 100,588.49
54 Pre-Funding Account Transfer 0.00 0.00
---------------------------------------------------------------------------
55 Total Principal Remittance 1,461,057.56 1,461,057.56
56 Additional Principal Reduction 1,085,491.12 1,085,491.12
---------------------------------------------------------------------------
57 Total Remittance 3,956,795.91 3,956,795.91 0.00
===========================================================================
58 Current Month Realized Loss - Number 0 0
59 Current Month Realized Loss - Dollar 0.00 0.00
60 LTD Realized Loss - Number 0
61 LTD Realized Loss - Dollar 0.00
62 Cumulative Loss Percentage 0.00%
63 Cumulative Realized Losses for Prior 12 Months 0.00
CLASS NOTE PRINCIPAL BALANCE - EOM
64 Loans Outstanding - EOM 2603
65 Closing Loan Balance 229,522,365.77 229,522,365.77
66 Pre-Funding Account Balance 54,003,854.02 54,003,854.02
67 Additional Principal Reduction, LTD 6,072,768.47 6,072,768.47
68 Realized losses, LTD 0.00 0.00
---------------------------------------------------------------------------
69 Total Class Note Principal Balance 277,453,451.32 277,453,451.32
70 Group Factor per Loan Balance 81.9722735% 81.9722735%
71 Group Factor per Class Note Balance 99.0905183% 99.0905183%
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
Page 2 of 4
<PAGE>
REVISED ALLIANCE FUNDING COMPANY
BY SUPERIOR BANK - FSB SERVICING DIVISION
DESIGNATED SERVICER
SERVICER'S CERTIFICATE
AFC MORTGAGE LOAN ASSET BACKED NOTES, SERIES
2000-2 GROUP 2
IN ACCORDANCE WITH SECTION 6.08 OF THE SALE AND SERVICING AGREEMENT DATED
AS OF JUNE 1, 2000 SUPERIOR BANK - FSB SERVICING DIVISION REPORTS
THE FOLLOWINGINFORMATION PERTAINING TO SERIES 2000-2 GROUP 2 FOR
JULY 25, 2000, THE PAYMENT DATE.
DUE PERIOD ENDED: JULY 1, 2000
<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
72 Aggregate Unpaid Principal Balance of Delinquent
Loans Repurchased per Sec. 5.11 0.00 0.00
-----------------------------------------------------------------------------------------------------------------------------------
<CAPTION>
TOTAL CLASS A-1
----- ---------
<S> <C> <C> <C> <C>
73 Weighted Note Rate - THIS Remittance 11.18465 %
74 Weighted Note Rate - NEXT Remittance 11.18465 %
75 Related Remittance Period for Libor Rate 29-Jun-00 thru 24-Jul-00
76 Days in Related Period 26
77 Pass-Through Rates 6.97375%
78 Weighted Average Remaining Term 355.87
79 Original Pool - Principal Balance 173,199,179.86 173,199,179.86
80 Original Pool - Pre-Funding Account 111,788,097.49 111,788,097.49
81 Original Pool - Additional Principal Reduction 4,987,277.35 4,987,277.35
---------------------------------------
82 Original Pool Total 280,000,000.00 280,000,000.00
83 Original Pool - Number of Loans 1940
------------------------------------------------------------------------------------------------------------------------------------
<CAPTION>
CLASS A OVERCOLLATERALIZATION RECONCILIATION
Beg.of Month Current Month End of Month
--------------------------------------------------------
<S> <C> <C> <C> <C>
84 Additional Principal Reduction, LTD 4,987,277.35 1,085,491.12 6,072,768.47
85 Cross Collateral Deposits 0.00 0.00 0.00
86 Realized Losses, LTD 0.00 0.00 0.00
--------------------------------------------------------
87 Overcollateralization of Principal 4,987,277.35 1,085,491.12 6,072,768.47
========================================================
88 Base Overcollateralization Required 24,936,386.77
89 Required Overcollateralization Amount 24,936,386.77
AGGREGATE OVERCOLLATERALIZATION RECONCILIATION
Beg.of Month Current Month End of Month
--------------------------------------------------------
90 Class 1A Overcollateralization of Principal 1,605,633.82 1,071,104.69 2,676,738.51
91 Class 2A Overcollateralization of Principal 4,987,277.35 1,085,491.12 6,072,768.47
--------------------------------------------------------
92 Overcollateralization of Principal 6,592,911.17 2,156,595.82 8,749,506.99
========================================================
93 Base Aggregate Overcollateralization Required 42,732,161.42
94 Required Aggregate Overcollateralization Amount 42,732,161.42
CURRENT MONTH SUBORDINATED AMOUNT Beg.of Month Current Month End of Month
--------------------------------------------------------
95 Original Subordinated Amount 107,755,617.68 N/A 107,755,617.68
96 Less: Cumulative Realized Losses 0.00 0.00 0.00
97 Plus: Cumulative Additional Proceeds 0.00 0.00 0.00
--------------------------------------------------------
98 Current Subordinated Amount 107,755,617.68 107,755,617.68
========================================================
NONRECOVERABLE ADVANCE RECONCILIATION
99 Beginning of Month 0.00
100 Current Month Unpaid Nonrecoverable Advance 0.00
101 Less: Current Month Reimbursement 0.00
-------------------
102 End of Month 0.00
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
Page 3 of 4
<PAGE>
REVISED ALLIANCE FUNDING COMPANY
BY SUPERIOR BANK - FSB SERVICING DIVISION
DESIGNATED SERVICER
SERVICER'S CERTIFICATE
AFC MORTGAGE LOAN ASSET BACKED NOTES, SERIES
2000-2 GROUP 2
IN ACCORDANCE WITH SECTION 6.08 OF THE SALE AND SERVICING AGREEMENT DATED
AS OF JUNE 1, 2000 SUPERIOR BANK - FSB SERVICING DIVISION REPORTS
THE FOLLOWINGINFORMATION PERTAINING TO SERIES 2000-2 GROUP 2 FOR
JULY 25, 2000, THE PAYMENT DATE.
DUE PERIOD ENDED: JULY 1, 2000
<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C>
103 Sum of Outstanding Principal Balances of 3 Largest Loans 1,726,947.28
104 Delinquency Amount 0.00
105 Delinquency Percentage 0.00%
106 Rolling Delinquency Percentage 0.00%
------------------------------------------------------------------------------------------------------------------------------------
<CAPTION>
CLASS
TOTAL A1
---------------------------------------
<S> <C> <C> <C>
107 Total Class Note Principal - Original Pool $280,000,000.00 $280,000,000.00
108 Interest Remittance Amount 1,410,247.22 1,410,247.22
109 Interest Rate Factor / 1000 5.036597 5.036597
110 Total Principal Collections 1,461,057.56 1,461,057.56
111 Prefunding Account Transfer 0.00 0.00
112 Additional Principal Reduction 1,085,491.12 1,085,491.12
---------------------------------------
113 Principal Remittance Amount 2,546,548.68 2,546,548.68
114 Principal Payment Factor/1000 9.094817 9.094817
115 Principal Factor 990.905183 990.905183
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
Page 4 of 4
