DISCOUNT MORTGAGE SOURCE INC
SB-1, EX-23.3, 2000-07-31
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                                Charles E. Smith

                           Certified Public Accountant
                                 709-B West Rusk
                                    Suite 580
                              Rockwall, Texas 75087

                            TELEPHONE (214) 212-2307


                                  July 22, 2000




Mr. Michael Kamps
Discount Mortgage Source, Inc.
750 I-30 East, Suite 170
Rockwall, Texas 75087


         RE:      Discount Mortgage Source, Inc.
                  Form SB-1


Dear Mr. Kamps:

         This  letter  shall  serve to evidence my consent to being named in the
Prospectus for the referenced  Corporation's captioned registration statement as
the certified  public  accountant  for the  Corporation  in connection  with the
offering  described  therein.  This letter shall also serve as my consent to the
inclusion of my opinion on the financial statements of the Corporation as a part
of that registration statement and to my being named in the 'Experts' section of
the registration statement as an expert in accounting and auditing.

         Please advise me if I may be of any further service in this respect.

Sincerely yours,


/s/  Charles E. Smith
---------------------
     Charles E. Smith







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