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<PAGE> EXHIBIT 99.5 CONSENT OF PERSON NAMED AS ABOUT TO BECOME A DIRECTOR Pursuant to Rule 438 promulgated under the Securities Act of 1933, as amended, I, Robert v.d. Luft, hereby consent to be named as a person about to become a director of WCB Holding Corp. in this registration statement on Form S-4. /s/ Robert v.d. Luft --------------------- Robert v.d. Luft
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