AMERICAN FAMILY VARIABLE ACCOUNT II
N-4, EX-99.15, 2000-09-12
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<PAGE>

                            LIMITED POWER OF ATTORNEY
                                 WITH RESPECT TO
                           VARIABLE ANNUITY CONTRACTS
                                       AND
                       AMERICAN FAMILY VARIABLE ACCOUNT II



     KNOW ALL MEN BY THESE PRESENTS that David R. Anderson, whose signature
appears below, hereby constitutes and appoints James W. Behrens his
attorney-in-fact, with the power of substitution, for him in any and all
capacities, to sign any registration statements and amendments thereto,
including but not limited to registration on Form N-8A and Form N-4, for
securities issued in connection with variable annuity contracts issued through
American Family Life Variable Account II, and to file the same, with exhibits
thereto and other documents in connection with therewith, with the Securities
and Exchange Commission, hereby ratifying and confirming all that said
attorney-in-fact, or his substitutes, may do or cause to be done by virtue
hereof.

          August 28, 2000        /s/ David R. Anderson
                                     -----------------
                                     David R. Anderson


<PAGE>

                            LIMITED POWER OF ATTORNEY
                                 WITH RESPECT TO
                           VARIABLE ANNUITY CONTRACTS
                                       AND
                       AMERICAN FAMILY VARIABLE ACCOUNT II



     KNOW ALL MEN BY THESE PRESENTS that Daniel R. De Salvo, whose signature
appears below, hereby constitutes and appoints James W. Behrens his
attorney-in-fact, with the power of substitution, for him in any and all
capacities, to sign any registration statements and amendments thereto,
including but not limited to registration on Form N-8A and Form N-4, for
securities issued in connection with variable annuity contracts issued through
American Family Life Variable Account II, and to file the same, with exhibits
thereto and other documents in connection with therewith, with the Securities
and Exchange Commission, hereby ratifying and confirming all that said
attorney-in-fact, or his substitutes, may do or cause to be done by virtue
hereof.

          August 23, 2000        /s/ Daniel R. De Salvo
                                     ------------------
                                     Daniel R. De Salvo


<PAGE>

                            LIMITED POWER OF ATTORNEY
                                 WITH RESPECT TO
                           VARIABLE ANNUITY CONTRACTS
                                       AND
                       AMERICAN FAMILY VARIABLE ACCOUNT II



     KNOW ALL MEN BY THESE PRESENTS that James F. Eldridge, whose signature
appears below, hereby constitutes and appoints James W. Behrens his
attorney-in-fact, with the power of substitution, for him in any and all
capacities, to sign any registration statements and amendments thereto,
including but not limited to registration on Form N-8A and Form N-4, for
securities issued in connection with variable annuity contracts issued through
American Family Life Variable Account II, and to file the same, with exhibits
thereto and other documents in connection with therewith, with the Securities
and Exchange Commission, hereby ratifying and confirming all that said
attorney-in-fact, or his substitutes, may do or cause to be done by virtue
hereof.

          August 23, 2000        /s/ James F. Eldridge
                                     -----------------
                                     James F. Eldridge


<PAGE>

                            LIMITED POWER OF ATTORNEY
                                 WITH RESPECT TO
                           VARIABLE ANNUITY CONTRACTS
                                       AND
                       AMERICAN FAMILY VARIABLE ACCOUNT II



     KNOW ALL MEN BY THESE PRESENTS that J. Brent Johnson, whose signature
appears below, hereby constitutes and appoints James W. Behrens his
attorney-in-fact, with the power of substitution, for him in any and all
capacities, to sign any registration statements and amendments thereto,
including but not limited to registration on Form N-8A and Form N-4, for
securities issued in connection with variable annuity contracts issued through
American Family Life Variable Account II, and to file the same, with exhibits
thereto and other documents in connection with therewith, with the Securities
and Exchange Commission, hereby ratifying and confirming all that said
attorney-in-fact, or his substitutes, may do or cause to be done by virtue
hereof.

          August 24, 2000        /s/ J. Brent Johnson
                                     ----------------
                                     J. Brent Johnson


<PAGE>

                            LIMITED POWER OF ATTORNEY
                                 WITH RESPECT TO
                           VARIABLE ANNUITY CONTRACTS
                                       AND
                       AMERICAN FAMILY VARIABLE ACCOUNT II



     KNOW ALL MEN BY THESE PRESENTS that Harvey R. Pierce, whose signature
appears below, hereby constitutes and appoints James W. Behrens his
attorney-in-fact, with the power of substitution, for him in any and all
capacities, to sign any registration statements and amendments thereto,
including but not limited to registration on Form N-8A and Form N-4, for
securities issued in connection with variable annuity contracts issued through
American Family Life Variable Account II, and to file the same, with exhibits
thereto and other documents in connection with therewith, with the Securities
and Exchange Commission, hereby ratifying and confirming all that said
attorney-in-fact, or his substitutes, may do or cause to be done by virtue
hereof.

          August 28, 2000        /s/ Harvey R. Pierce
                                     ----------------
                                     Harvey R. Pierce


<PAGE>

                            LIMITED POWER OF ATTORNEY
                                 WITH RESPECT TO
                           VARIABLE ANNUITY CONTRACTS
                                       AND
                       AMERICAN FAMILY VARIABLE ACCOUNT II



     KNOW ALL MEN BY THESE PRESENTS that Joseph W. Tisserand, whose signature
appears below, hereby constitutes and appoints James W. Behrens his
attorney-in-fact, with the power of substitution, for him in any and all
capacities, to sign any registration statements and amendments thereto,
including but not limited to registration on Form N-8A and Form N-4, for
securities issued in connection with variable annuity contracts issued through
American Family Life Variable Account II, and to file the same, with exhibits
thereto and other documents in connection with therewith, with the Securities
and Exchange Commission, hereby ratifying and confirming all that said
attorney-in-fact, or his substitutes, may do or cause to be done by virtue
hereof.

          August 24, 2000        /s/ Joseph W. Tisserand
                                     -------------------
                                     Joseph W. Tisserand

<PAGE>

                            LIMITED POWER OF ATTORNEY
                                 WITH RESPECT TO
                           VARIABLE ANNUITY CONTRACTS
                                       AND
                       AMERICAN FAMILY VARIABLE ACCOUNT II



     KNOW ALL MEN BY THESE PRESENTS that Daniel R. Schultz, whose signature
appears below, hereby constitutes and appoints James W. Behrens his
attorney-in-fact, with the power of substitution, for him in any and all
capacities, to sign any registration statements and amendments thereto,
including but not limited to registration on Form N-8A and Form N-4, for
securities issued in connection with variable annuity contracts issued
through American Family Life Variable Account II, and to file the same, with
exhibits thereto and other documents in connection with therewith, with the
Securities and Exchange Commission, hereby ratifying and confirming all that
said attorney-in-fact, or his substitutes, may do or cause to be done by
virtue hereof.

          August 31, 2000       /s/ Daniel R. Schultz
                                    -------------------
                                    Daniel R. Schultz



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