<PAGE> 1
WFS FINANCIAL 2000-A OWNER TRUST
Statement to Securityholders
for Master Service Report Date of November 30, 2000
for Distribution Date of December 20, 2000
Class A-1
<TABLE>
<S> <C> <C> <C>
Original Principal Balance 216,000,000.00
Per $1000
Orig Prin
Aggregate Balances: Totals Balance
Aggregate Unpaid Principal Balance as of Prior Distribution Date 20,905,870.28 96.786436
Aggregate Unpaid Principal Balance as of Current Distribution Date 0.00 0.000000
Pool Factor 0.000000
Principal Distributable Amount:
Note Quarterly Principal Distributable Amount 20,905,870.28 96.786436
Plus: Prior Principal Carryover 0.00 0.000000
-----------------------
Total Principal Distributable Amount 20,905,870.28 96.786436
Principal Distribution Amount 20,905,870.28 96.786436
Current Principal Carryover 0.00 0.000000
Interest Distributable Amount:
Note Quarterly Interest Distributable Amount 332,080.46 1.537410
Plus: Prior Interest Carryover 0.00 0.000000
-----------------------
Total Interest Distributable Amount 332,080.46 1.537410
Interest Distribution Amount 332,080.46 1.537410
Current Interest Carryover 0.00 0.000000
Per $1000
Aggregate
Aggregate Security Related Information: Orig Prin Bal
Aggregate Scheduled Balance 910,773,548.09 758.977957
Servicing Fee 3,041,275.00 2.534396
Spread Account 63,011,108.78 52.509257
Net Change in Spread Account 6,584,315.80 n/a
Note Percentage 100.000000% n/a
</TABLE>
<PAGE> 2
WFS FINANCIAL 2000-A OWNER TRUST
Statement to Securityholders
for Master Service Report Date of November 30, 2000
for Distribution Date of December 20, 2000
Class A-2
<TABLE>
<S> <C> <C> <C>
Original Principal Balance 340,000,000.00
Per $1000
Orig Prin
Aggregate Balances: Totals Balance
Aggregate Unpaid Principal Balance as of Prior Distribution Date 340,000,000.00 1000.000000
Aggregate Unpaid Principal Balance as of Current Distribution Date 266,773,548.09 784.628083
Pool Factor 0.784628
Principal Distributable Amount:
Note Quarterly Principal Distributable Amount 73,226,451.91 215.371917
Plus: Prior Principal Carryover 0.00 0.000000
-----------------------
Total Principal Distributable Amount 73,226,451.91 215.371917
Principal Distribution Amount 73,226,451.91 215.371917
Current Principal Carryover 0.00 0.000000
Interest Distributable Amount:
Note Quarterly Interest Distributable Amount 5,877,750.00 17.287500
Plus: Prior Interest Carryover 0.00 0.000000
-----------------------
Total Interest Distributable Amount 5,877,750.00 17.287500
Interest Distribution Amount 5,877,750.00 17.287500
Current Interest Carryover 0.00 0.000000
Per $1000
Aggregate
Aggregate Security Related Information: Orig Prin Bal
Aggregate Scheduled Balance 910,773,548.09 758.977957
Servicing Fee 3,041,275.00 2.534396
Spread Account 63,011,108.78 52.509257
Net Change in Spread Account 6,584,315.80 n/a
Note Percentage 100.000000% n/a
</TABLE>
<PAGE> 3
WFS FINANCIAL 2000-A OWNER TRUST
Statement to Securityholders
for Master Service Report Date of November 30, 2000
for Distribution Date of December 20, 2000
Class A-3
<TABLE>
<S> <C> <C> <C>
Original Principal Balance 365,000,000.00
Per $1000
Orig Prin
Aggregate Balances: Totals Balance
Aggregate Unpaid Principal Balance as of Prior Distribution Date 365,000,000.00 1000.000000
Aggregate Unpaid Principal Balance as of Current Distribution Date 365,000,000.00 1000.000000
Pool Factor 1.000000
Principal Distributable Amount:
Note Quarterly Principal Distributable Amount 0.00 0.000000
Plus: Prior Principal Carryover 0.00 0.000000
-----------------------
Total Principal Distributable Amount 0.00 0.000000
Principal Distribution Amount 0.00 0.000000
Current Principal Carryover 0.00 0.000000
Interest Distributable Amount:
Note Quarterly Interest Distributable Amount 6,588,250.00 18.050000
Plus: Prior Interest Carryover 0.00 0.000000
-----------------------
Total Interest Distributable Amount 6,588,250.00 18.050000
Interest Distribution Amount 6,588,250.00 18.050000
Current Interest Carryover 0.00 0.000000
Per $1000
Aggregate
Aggregate Security Related Information: Orig Prin Bal
Aggregate Scheduled Balance 910,773,548.09 758.977957
Servicing Fee 3,041,275.00 2.534396
Spread Account 63,011,108.78 52.509257
Net Change in Spread Account 6,584,315.80 n/a
Note Percentage 100.000000% n/a
</TABLE>
<PAGE> 4
WFS FINANCIAL 2000-A OWNER TRUST
Statement to Securityholders
for Master Service Report Date of November 30, 2000
for Distribution Date of December 20, 2000
Class A-4
<TABLE>
<S> <C> <C> <C>
Original Principal Balance 279,000,000.00
Per $1000
Orig Prin
Aggregate Balances: Totals Balance
Aggregate Unpaid Principal Balance as of Prior Distribution Date 279,000,000.00 1000.000000
Aggregate Unpaid Principal Balance as of Current Distribution Date 279,000,000.00 1000.000000
Pool Factor 1.000000
Principal Distributable Amount:
Note Quarterly Principal Distributable Amount 0.00 0.000000
Plus: Prior Principal Carryover 0.00 0.000000
-----------------------
Total Principal Distributable Amount 0.00 0.000000
Principal Distribution Amount 0.00 0.000000
Current Principal Carryover 0.00 0.000000
Interest Distributable Amount:
Note Quarterly Interest Distributable Amount 5,168,475.00 15.201397
Plus: Prior Interest Carryover 0.00 0.000000
-----------------------
Total Interest Distributable Amount 5,168,475.00 15.201397
Interest Distribution Amount 5,168,475.00 15.201397
Current Interest Carryover 0.00 0.000000
Per $1000
Aggregate
Aggregate Security Related Information: Orig Prin Bal
Aggregate Scheduled Balance 910,773,548.09 758.977957
Servicing Fee 3,041,275.00 2.534396
Spread Account 63,011,108.78 52.509257
Net Change in Spread Account 6,584,315.80 n/a
Note Percentage 100.000000% n/a
</TABLE>