<PAGE> 1
WFS FINANCIAL 2000-B OWNER TRUST
Statement to Securityholders
for Master Service Report Date of July 31, 2000
for Distribution Date of August 20, 2000
Class A-1
<TABLE>
<CAPTION>
===================================================================================================================================
===================================================================================================================================
<S> <C> <C>
Original Principal Balance 182,000,000.00
PER $1000
ORIG PRIN
AGGREGATE BALANCES: TOTALS BALANCE
Aggregate Unpaid Principal Balance as of Prior Distribution Date 182,000,000.00 1000.000000
Aggregate Unpaid Principal Balance as of Current Distribution Date 100,929,842.85 554.559576
Pool Factor 0.554560
PRINCIPAL DISTRIBUTABLE AMOUNT:
Principal Distributable Amount 81,070,157.15 445.440424
Plus: Prior Principal Carryover Shortfall 0.00 0.000000
Less: Current Principal Carryover Shortfall 0.00 0.000000
------------------
Total Principal Distributable Amount 81,070,157.15 445.440424
INTEREST DISTRIBUTABLE AMOUNT:
Interest Distributable Amount 2,829,645.00 15.547500
Plus: Prior Interest Carryover Shortfall 0.00 0.000000
Less: Current Interest Carryover Shortfall 0.00 0.000000
------------------
Total Interest Distributable Amount 2,829,645.00 15.547500
PER $1000
AGGREGATE
AGGREGATE SECURITY RELATED INFORMATION: ORIG PRIN BAL
Aggregate Scheduled Balance 918,929,842.85 935.183437
Servicing Fee 3,035,602.00 2.047015
Spread Account 43,811,805.16 37.909259
Net Change in Spread Account 13,811,805.16 n/a
Note Percentage 100.000000% n/a
Certificate Percentage 0.000000% n/a
===================================================================================================================================
===================================================================================================================================
</TABLE>
<PAGE> 2
WFS FINANCIAL 2000-B OWNER TRUST
Statement to Securityholders
for Master Service Report Date of July 31, 2000
for Distribution Date of August 20, 2000
Class A-2
<TABLE>
<CAPTION>
===================================================================================================================================
===================================================================================================================================
<S> <C> <C>
Original Principal Balance 273,000,000.00
PER $1000
ORIG PRIN
AGGREGATE BALANCES: TOTALS BALANCE
Aggregate Unpaid Principal Balance as of Prior Distribution Date 273,000,000.00 1000.000000
Aggregate Unpaid Principal Balance as of Current Distribution Date 273,000,000.00 1000.000000
Pool Factor 1.000000
PRINCIPAL DISTRIBUTABLE AMOUNT:
Principal Distributable Amount 0.00 0.000000
Plus: Prior Principal Carryover Shortfall 0.00 0.000000
Less: Current Principal Carryover Shortfall 0.00 0.000000
------------------
Total Principal Distributable Amount 0.00 0.000000
INTEREST DISTRIBUTABLE AMOUNT:
Interest Distributable Amount 4,550,000.00 16.666667
Plus: Prior Interest Carryover Shortfall 0.00 0.000000
Less: Current Interest Carryover Shortfall 0.00 0.000000
------------------
Total Interest Distributable Amount 4,550,000.00 16.666667
PER $1000
AGGREGATE
AGGREGATE SECURITY RELATED INFORMATION: ORIG PRIN BAL
Aggregate Scheduled Balance 918,929,842.85 935.183437
Servicing Fee 3,035,602.00 2.047015
Spread Account 43,811,805.16 37.909259
Net Change in Spread Account 13,811,805.16 n/a
Note Percentage 100.000000% n/a
Certificate Percentage 0.000000% n/a
===================================================================================================================================
===================================================================================================================================
</TABLE>
<PAGE> 3
WFS FINANCIAL 2000-B OWNER TRUST
Statement to Securityholders
for Master Service Report Date of July 31, 2000
for Distribution Date of August 20, 2000
Class A-3
<TABLE>
<CAPTION>
===================================================================================================================================
===================================================================================================================================
<S> <C> <C>
Original Principal Balance 324,000,000.00
PER $1000
ORIG PRIN
AGGREGATE BALANCES: TOTALS BALANCE
Aggregate Unpaid Principal Balance as of Prior Distribution Date 324,000,000.00 1000.000000
Aggregate Unpaid Principal Balance as of Current Distribution Date 324,000,000.00 1000.000000
Pool Factor 1.000000
PRINCIPAL DISTRIBUTABLE AMOUNT:
Principal Distributable Amount 0.00 0.000000
Plus: Prior Principal Carryover Shortfall 0.00 0.000000
Less: Current Principal Carryover Shortfall 0.00 0.000000
----------------
Total Principal Distributable Amount 0.00 0.000000
INTEREST DISTRIBUTABLE AMOUNT:
Interest Distributable Amount 5,580,000.00 17.222222
Plus: Prior Interest Carryover Shortfall 0.00 0.000000
Less: Current Interest Carryover Shortfall 0.00 0.000000
----------------
Total Interest Distributable Amount 5,580,000.00 17.222222
PER $1000
AGGREGATE
AGGREGATE SECURITY RELATED INFORMATION: ORIG PRIN BAL
Aggregate Scheduled Balance 918,929,842.85 935.183437
Servicing Fee 3,035,602.00 2.047015
Spread Account 43,811,805.16 37.909259
Net Change in Spread Account 13,811,805.16 n/a
Note Percentage 100.000000% n/a
Certificate Percentage 0.000000% n/a
===================================================================================================================================
===================================================================================================================================
</TABLE>
<PAGE> 4
WFS FINANCIAL 2000-B OWNER TRUST
Statement to Securityholders
for Master Service Report Date of July 31, 2000
for Distribution Date of August 20, 2000
Class A-4
<TABLE>
<CAPTION>
===================================================================================================================================
===================================================================================================================================
<S> <C> <C>
Original Principal Balance 166,000,000.00
PER $1000
ORIG PRIN
AGGREGATE BALANCES: TOTALS BALANCE
Aggregate Unpaid Principal Balance as of Prior Distribution Date 166,000,000.00 1000.000000
Aggregate Unpaid Principal Balance as of Current Distribution Date 166,000,000.00 1000.000000
Pool Factor 1.000000
PRINCIPAL DISTRIBUTABLE AMOUNT:
Principal Distributable Amount 0.00 0.000000
Plus: Prior Principal Carryover Shortfall 0.00 0.000000
Less: Current Principal Carryover Shortfall 0.00 0.000000
----------------
Total Principal Distributable Amount 0.00 0.000000
INTEREST DISTRIBUTABLE AMOUNT:
Interest Distributable Amount 2,892,088.89 17.422222
Plus: Prior Interest Carryover Shortfall 0.00 0.000000
Less: Current Interest Carryover Shortfall 0.00 0.000000
----------------
Total Interest Distributable Amount 2,892,088.89 17.422222
PER $1000
AGGREGATE
AGGREGATE SECURITY RELATED INFORMATION: ORIG PRIN BAL
Aggregate Scheduled Balance 918,929,842.85 935.183437
Servicing Fee 3,035,602.00 2.047015
Spread Account 43,811,805.16 37.909259
Net Change in Spread Account 13,811,805.16 n/a
Note Percentage 100.000000% n/a
Certificate Percentage 0.000000% n/a
===================================================================================================================================
===================================================================================================================================
</TABLE>
<PAGE> 5
WFS FINANCIAL 2000-B OWNER TRUST
Statement to Securityholders
for Master Service Report Date of July 31, 2000
for Distribution Date of August 20, 2000
B-1
<TABLE>
<CAPTION>
===================================================================================================================================
===================================================================================================================================
<S> <C> <C>
Original Principal Balance 55,000,000.00
PER $1000
ORIG PRIN
AGGREGATE BALANCES: TOTALS BALANCE
Aggregate Unpaid Principal Balance as of prior Distribution Date 55,000,000.00 1000.000000
Aggregate Unpaid Principal Balance as of current Distribution Date 55,000,000.00 1000.000000
Pool Factor 1.000000
PRINCIPAL DISTRIBUTABLE AMOUNT:
Principal Distributable Amount 0.00 0.000000
Plus: Prior Principal Carryover Shortfall 0.00 0.000000
Less: Current Principal Carryover Shortfall 0.00 0.000000
---------------
Total Principal Distributable Amount 0.00 0.000000
INTEREST DISTRIBUTABLE AMOUNT:
Interest Distributable Amount 992,322.22 18.042222
Plus: Prior Interest Carryover Shortfall 0.00 0.000000
Less: Current Interest Carryover Shortfall 0.00 0.000000
---------------
Total Interest Distributable Amount 992,322.22 18.042222
PER $1000
AGGREGATE
AGGREGATE SECURITY RELATED INFORMATION: ORIG PRIN BAL
Aggregate Scheduled Balance 918,929,842.85 935.183437
Servicing Fee 3,035,602.00 2.047015
Spread Account 43,811,805.16 37.909259
Net Change in Spread Account 13,811,805.16 n/a
Note Percentage 100.000000% n/a
Certificate Percentage 0.000000% n/a
===================================================================================================================================
===================================================================================================================================
</TABLE>